Michael Love - Mortgage Lender - NMLS #1764829

06/15/2026

Today, we’re proud to welcome Two Rivers Bank & Trust customers to First Mid.
While the name on your banking center may look different, our commitment remains the same - providing personalized service with the same friendly faces at your branches and a continued commitment to investing in our local communities.
As part of First Mid, you'll now have access to an expanded network of banking centers across Iowa, Illinois, Missouri, Texas, and Wisconsin, along with the products and services that have helped communities thrive since 1865.
We’re excited to begin this next chapter together.
Welcome to First Mid.

Today, we’re proud to welcome Two Rivers Bank & Trust customers to First Mid.

While the name on your banking center may look different, our commitment remains the same - providing personalized service with the same friendly faces at your branches and a continued commitment to investing in our local communities.

As part of First Mid, you'll now have access to an expanded network of banking centers across Iowa, Illinois, Missouri, Texas, and Wisconsin, along with the products and services that have helped communities thrive since 1865.

We’re excited to begin this next chapter together.

Welcome to First Mid.

06/15/2026

We're excited to announce that we're expanding our team in Mid-Missouri with the addition of a Mortgage Loan Officer II!

This in-office position may be based at one of our branch locations in Jefferson City or COMO. If you're passionate about helping customers achieve homeownership and want to be part of a growing team, we'd love to hear from you.

Click the link below for additional details and to apply today! 🏡🔑

First Mid current job openings list available positions across banking, lending, operations and customer service roles.

06/09/2026

First-time homebuyers quickly learn the mortgage world has its own language — DTI, escrow, earnest money, underwriting… it can feel overwhelming fast.

That’s why working with someone who takes the time to explain the process matters. I believe informed borrowers make confident buyers, and I never want anyone sitting at the closing table saying, “Wait… I didn’t know that.”

No question is too small — if you have questions, I have answers!
Remember, it’s more than just a mortgage… it’s home done right 🏠✨
READY TO APPLY?
Firstmid.com/staff/michael-s-love

Member FDIC | Equal Housing Lender

06/01/2026

It takes a strong team to get from contract to close — and your lender plays a big part in that success.
From pre-qualification to underwriting to closing day, I’m working behind the scenes with all parties to help keep your loan moving smoothly.

Remember, it’s more than just a mortgage… it’s home done right 🏠✨
READY TO APPLY?
Firstmid.com/staff/michael-s-love

Member FDIC | Equal Housing Lender

05/28/2026

Brad and Karen, congratulations on your new home and welcome to Jefferson City! Thank you for allowing me to be a part of the process and assist you along the way. Wishing you many years of happiness, memories, and blessings in your new home!

Also, a huge shoutout to Jami Wenzel-Nettwork Global, who did an amazing job and helped make the transaction smooth from start to finish!

WHO'S NEXT?
Remember, it’s more than just a mortgage… it’s home done right 🏠✨
READY TO APPLY?
Firstmid.com/staff/michael-s-love

Member FDIC | Equal Housing Lender

05/25/2026

The home buying process can feel overwhelming, but the right guidance makes all the difference.
Count on me as a reliable source for mortgage advice, loan options, and answers when you need them.

Remember, it’s more than just a mortgage… it’s home done right 🏠✨
READY TO APPLY?
Firstmid.com/staff/michael-s-love

Member FDIC | Equal Housing Lender

05/20/2026

🏡 A BIG congratulations to Josh and Sonia on the purchase of your new home! Your hard work and dedication paid off, and now you have a wonderful place to call your own. It was truly a pleasure working with you both throughout the process. Wishing you many years of happiness, memories, and blessings in your new home! 🔑✨

WHO'S NEXT??
Remember, it’s more than just a mortgage… it’s home done right 🏠✨
READY TO APPLY?
Firstmid.com/staff/michael-s-love

Member FDIC | Equal Housing Lender

05/18/2026

Buying your dream home? Don’t risk it with last-minute spending!
New loans, credit lines, or big purchases can affect your mortgage approval. Hit pause on the shopping now so you can celebrate after closing.

Need mortgage do’s and don’ts? I’m here to help!
Remember, it’s more than just a mortgage… it’s home done right 🏠✨
READY TO APPLY?
Firstmid.com/staff/michael-s-love

Member FDIC | Equal Housing Lender

05/14/2026

Dreaming of your new home this summer? Let’s chat and start your journey today! Get pre-qualified and see how close you are to moving in.

Remember, it’s more than just a mortgage… it’s home done right 🏠✨
READY TO APPLY?
Firstmid.com/staff/michael-s-love

Member FDIC | Equal Housing Lender

05/11/2026

💰 What is Debt-to-Income Ratio (DTI)?

Your DTI is the percentage of your monthly income that goes toward debt payments like credit cards, car loans, student loans, and mortgages.

Why does it matter? Because lenders use this number to help determine how much home you can afford and if you qualify for financing.

The lower the DTI, the stronger your borrowing position. 🙌

Good news? If your DTI is higher than you'd like, there may still be options!

Want to know where you stand? Reach out and I’d be happy to help run the numbers. Remember, it’s more than just a mortgage… it’s home done right 🏠✨
READY TO APPLY?
Firstmid.com/staff/michael-s-love

Member FDIC | Equal Housing Lender