Darla Stegeman - NMLS# 525950 - Central Bank

Darla Stegeman - NMLS# 525950 - Central Bank Helping people make smart homeownership decisions in Mid-Missouri and beyond. Mortgage lending in 47 states.

Our offices may be closed today, but I'm still here to help! If you have any questions or need assistance, don’t hesitat...
09/07/2026

Our offices may be closed today, but I'm still here to help! If you have any questions or need assistance, don’t hesitate to reach out via call, email, or direct message. Wishing you a wonderful holiday!

Here are my favorite road trips to take from Jefferson City! Sometimes you just need a change of scenery—and we’re so lu...
09/03/2026

Here are my favorite road trips to take from Jefferson City! Sometimes you just need a change of scenery—and we’re so lucky to have so many great places within driving distance. Tag your travel buddy below!

Follow for more local recs! 🤍

Newly married and ready to find your dream home together? Here are some essential tips to keep in mind while house hunti...
08/25/2026

Newly married and ready to find your dream home together? Here are some essential tips to keep in mind while house hunting.

Send me a message to get started today!

Member FDIC | NMLS # 407985 | Equal Housing Lender

It's Back to School Time! 📚As we gear up for a new school year, it's the perfect opportunity to brush up on some mortgag...
08/11/2026

It's Back to School Time! 📚

As we gear up for a new school year, it's the perfect opportunity to brush up on some mortgage basics and prepare for your journey to homeownership this fall!

Whether you're a first-time buyer or looking to upgrade, I'm here to help you navigate the process. Have questions? Don't hesitate to DM me anytime!

Member FDIC | NMLS # 407985 | Equal Housing Lender

When deciding whether a Fixed-Rate or Adjustable-Rate mortgage is right for you, it's important to consider your current...
08/11/2026

When deciding whether a Fixed-Rate or Adjustable-Rate mortgage is right for you, it's important to consider your current and future finances.

Message me today, and we can explore your options to find the best path forward.

Read more about the different types of mortgages on our Learning Center: https://www.centralbank.net/learning-center/

Member FDIC | NMLS # 407985 | Equal Housing Lender

FHA financing has helped many buyers move into homeownership sooner—and for the right borrower, it can be a practical an...
08/10/2026

FHA financing has helped many buyers move into homeownership sooner—and for the right borrower, it can be a practical and valuable option.

Its more flexible credit and down payment requirements may make homeownership feel more achievable, especially for buyers who are still building savings or strengthening their financial profile.

Understanding those details can help you see how FHA fits into your complete financial picture and whether it supports both your current needs and long-term goals.

Have questions about FHA financing? Reach out, and we can walk through how it may compare with your other options.

Member FDIC | NMLS # 407985 | Equal Housing Lender

Events in Jefferson City this month! Which ones will you attend?Root to Rise: Outdoor Community Yoga and Sound Bath: htt...
08/01/2026

Events in Jefferson City this month! Which ones will you attend?

Root to Rise: Outdoor Community Yoga and Sound Bath: https://www.visitjeffersoncity.com/event/root-to-rise%3a-outdoor-community-yoga-and-sound-bath/1028/

Food Truck Friday: https://www.visitjeffersoncity.com/event/food-truck-friday/516/

Community Hike: https://www.visitjeffersoncity.com/event/community-hike/902/

Lincoln University Farmers Market: https://www.visitjeffersoncity.com/event/lincoln-university-farmers-market/985/

Swiftie Swim Pool Party: https://www.visitjeffersoncity.com/event/swiftie-swim-pool-party/897/

Big Fans of JCMO Concert Series: https://www.visitjeffersoncity.com/event/big-fans-of-jcmo-concert-series/924/

When people hear “VA loan,” they often think of one benefit first: no down payment.But that is only part of the conversa...
07/31/2026

When people hear “VA loan,” they often think of one benefit first: no down payment.

But that is only part of the conversation.

Many Veterans and service members do not realize they may be able to use their VA loan benefit more than once, that VA loans do not require monthly mortgage insurance, or that this option is not limited to first-time homebuyers.

Like any mortgage option, the right fit depends on the full picture — eligibility, goals, property type, credit, income, and overall strategy.

If you or someone you know has served, connect with a local mortgage lender to talk through VA loan options and see what may be available based on your situation.

This is for informational purposes only and is not a commitment to lend. All loans are subject to credit approval, borrower qualifications, program guidelines, property eligibility, and underwriting approval. Additional terms and conditions may apply.

Member FDIC | NMLS # 407985 | Equal Housing Lender

For the people who show up for our communities every day — this one is for you.Our Service Hero Loan is designed for eli...
07/17/2026

For the people who show up for our communities every day — this one is for you.

Our Service Hero Loan is designed for eligible teachers, firefighters, law enforcement, and EMTs. The program offers up to 100% financing, no borrower-paid mortgage insurance, and is available for the purchase of a primary residence.

Available in every state except Massachusetts, Maryland, California, Delaware, Maine, and New York.

Reach out if you’d like to see if this could be a good fit for your homebuying plans.

For informational purposes only. Not a commitment to lend. Loan approval, terms, rates, costs, discount points, and concession limits are subject to borrower qualifications, credit approval, program guidelines, property eligibility, contract terms, and underwriting.

Member FDIC | NMLS # 407985 | Equal Housing Lender

Refinancing can be a wise decision, and can allow you to lower your monthly payments, or get a shorter loan term. Howeve...
07/14/2026

Refinancing can be a wise decision, and can allow you to lower your monthly payments, or get a shorter loan term. However, it’s important to evaluate both sides of refinancing. I can help guide you through the decision-making process and find what is right for you.

Contact me today or visit our Learning Center for more: https://www.centralbank.net/personal/home-loans/refinance/pros-and-cons-of-refinancing/

Member FDIC | NMLS # 407985 | Equal Housing Lender

Address

111 E. Miller Street
Jefferson City, MO
65101

Telephone

+15735566810

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