Michelle Gebhardt - NMLS# 543701 - Jefferson Bank

Michelle Gebhardt - NMLS# 543701 - Jefferson Bank A Division of The Central Trust Bank
I help my customers make their home finance goals a reality. I started my banking career in trust administration in 1993.

In 2000, I accepted a position in Mortgage Lending at Jefferson Bank. My roles have ranged from processor and closer to loan originator and Supervisor of the Mortgage Loan Department. I understand that buying a home is one of the most overwhelming experiences in a person's life, and being able to assist a customer during their home-buying journey is extremely rewarding.

Happy Labor Day! ๐Ÿ‡บ๐Ÿ‡ธ๐Ÿ’™ Today, weโ€™re celebrating the hard work, dedication, and determination that keep our communities mov...
09/07/2026

Happy Labor Day! ๐Ÿ‡บ๐Ÿ‡ธ๐Ÿ’™ Today, weโ€™re celebrating the hard work, dedication, and determination that keep our communities moving forward. Thank you to all who give their time and talent every day! ๐Ÿ’ช๐Ÿฝ

In observance of the holiday, our offices will be closed Monday, September 7.

Jefferson Bank | A Division of The Central Trust Bank | Member FDIC | NMLS # 407985 | Equal Housing Lender

๐Ÿก Your home can be more than a place to liveโ€”it can be a powerful part of your financial future. ๐Ÿ’ฐโœจReady to build your h...
09/03/2026

๐Ÿก Your home can be more than a place to liveโ€”it can be a powerful part of your financial future. ๐Ÿ’ฐโœจ

Ready to build your homeโ€™s equity? Check out these simple tips to help make the most of your investment! ๐Ÿ”‘ www.jefferson-bank.com/learning-center/tips-to-building-equity-in-your-home/

Jefferson Bank | A Division of The Central Trust Bank | Member FDIC | NMLS # 407985 | Equal Housing Lender

โœจ New city. New home. New chapter. ๐ŸกWherever life is taking you, Jefferson Bank can help you get thereโ€”lending in 47 sta...
09/01/2026

โœจ New city. New home. New chapter. ๐Ÿก

Wherever life is taking you, Jefferson Bank can help you get thereโ€”lending in 47 states nationwide (excluding NY, MA, and MD).

From a big career move to a fresh start somewhere new, letโ€™s make your next move feel a little more like home. ๐Ÿ’™

Ready to make a move?
๐Ÿ‘‰ www.jefferson-bank.com/michellegebhardt

Jefferson Bank | A Division of The Central Trust Bank | Member FDIC | NMLS # 407985 | Equal Housing Lender

30 years with Jefferson Bank! ๐Ÿ’™๐ŸŽ‰What a journey it has been!Iโ€™m so thankful for the many people, experiences and memories...
09/01/2026

30 years with Jefferson Bank! ๐Ÿ’™๐ŸŽ‰What a journey it has been!
Iโ€™m so thankful for the many people, experiences and memories that have shaped my career over the past three decades. Iโ€™ve had the privilege of growing, learning, building relationships and being part of a team that truly feels like family.

Iโ€™m proud to celebrate this milestone and incredibly grateful for everyone who has been part of my journey along the way. ๐Ÿ’™

30 years downโ€ฆ and Iโ€™m still going! ๐Ÿ˜‰๐Ÿฅ‚


Jefferson Bank | A Division of The Central Trust Bank | Member FDIC | NMLS # 407985 | Equal Housing Lender

๐Ÿ—‘๏ธ Not everything belongs in the trash!Documents containing personal or financial information deserve a little extra att...
08/27/2026

๐Ÿ—‘๏ธ Not everything belongs in the trash!
Documents containing personal or financial information deserve a little extra attention before they go. ๐Ÿ”

That's where SHRED Fest comes in! โœ‚๏ธ
Bring your old bank statements, bills, credit card offers, tax documents, and other sensitive paperwork to Jefferson Bank, and we'll securely shred it for FREE.

One drive-through stop = one less stack of paperwork sitting around your house. โœ”๏ธ

๐Ÿ“… September 9 | 7:00โ€“10:30 a.m.


Jefferson Bank | A Division of The Central Trust Bank | Member FDIC | NMLS # 407985 | Equal Housing Lender

๐Ÿค” What can I bring to SHRED Fest?
Great question!
Consider gathering:
โœ… Old bank statements
โœ… Credit card offers
โœ… Utility bills
โœ… Expired financial records
โœ… Tax documents you've kept beyond the recommended retention period

If it contains personal or financial information, shredding can be a smart way to dispose of it.

๐Ÿ“… Wednesday, September 9
โฐ 7:00โ€“10:30 a.m.
๐Ÿ“ Jefferson Bank Main Campus

Drive through and we'll handle the shredding.

Jefferson Bank | A Division of The Central Trust Bank | Member FDIC | NMLS # 407985

๐Ÿ  New address?๐Ÿ“ฌ Same mail... but only if you remember to update it. ๐Ÿ˜‰Don't let bills, birthday cards, or online orders e...
08/27/2026

๐Ÿ  New address?
๐Ÿ“ฌ Same mail... but only if you remember to update it. ๐Ÿ˜‰

Don't let bills, birthday cards, or online orders end up at your old place.

Be sure to update:
โœ”๏ธ USPS
โœ”๏ธ Banks and lenders
โœ”๏ธ Utility providers
โœ”๏ธ Subscription services
โœ”๏ธ Driver's license and registration
โœ”๏ธ Friends and family

A few updates today can save a lot of headaches tomorrow!
๐Ÿ‘‰ www.jefferson-bank.com/learning-center/how-to-change-your-address-a-step-by-step-guide/

Jefferson Bank | A Division of The Central Trust Bank | Member FDIC | NMLS # 407985 | Equal Housing Lender

๐Ÿ’™ You served our country. Let us help you put down roots.Jefferson Bank's VA Loan makes buying a home more attainable fo...
08/25/2026

๐Ÿ’™ You served our country. Let us help you put down roots.
Jefferson Bank's VA Loan makes buying a home more attainable for those who've served.
๐Ÿก 100% financing for qualified borrowers
๐Ÿšซ No mortgage insurance
๐Ÿ’ต No prepayment penalties
๐Ÿฆ In-house servicing for added convenience

Requirements: VA Certificate of Eligibility and DD-214 (for veterans only). Owner-occupied homes only.

Your next chapter starts at home. Let's make it happen.
๐Ÿ”— www.jefferson-bank.com/michellegebhardt


Jefferson Bank | A Division of The Central Trust Bank | Member FDIC | NMLS # 407985 | Equal Housing Lender

๐ŸŽ’โœ๏ธ Ready... set... SCHOOL! ๐ŸŽBefore you fill the cart, make the most of your back-to-school budget with a few smart shop...
08/20/2026

๐ŸŽ’โœ๏ธ Ready... set... SCHOOL! ๐ŸŽ
Before you fill the cart, make the most of your back-to-school budget with a few smart shopping tips:
๐Ÿ›๏ธ Shop the sales early
๐Ÿ“ฆ Stock up on everyday essentials
๐Ÿ’ฒ Compare store brands
๐ŸŽ’ Invest in supplies that can last all year
๐Ÿงพ Don't forget to shop during your state's tax-free weekend!

A little planning now can help you save more later. ๐Ÿ’™
Learn more: ๐Ÿ‘‰ www.jefferson-bank.com/learning-center/tips-to-consider-when-back-to-school-shopping/

Jefferson Bank | A Division of The Central Trust Bank | Member FDIC | NMLS # 407985 | Equal Housing Lender

โค๏ธ Your commitment to serving others deserves a mortgage that works for you.If you're a:๐Ÿ“š Teacher๐Ÿš“ Law Enforcement Offic...
08/18/2026

โค๏ธ Your commitment to serving others deserves a mortgage that works for you.
If you're a:
๐Ÿ“š Teacher
๐Ÿš“ Law Enforcement Officer
๐Ÿš‘ EMT
๐Ÿš’ Firefighter

Jefferson Bank's Service Hero Mortgage Loan can help you take the next step toward homeownership.
โœ”๏ธ Up to 100% financing
โœ”๏ธ No borrower-paid mortgage insurance
โœ”๏ธ Flexible ARM options
โœ”๏ธ Available for your primary residence purchase

Big dreams deserve strong support. Let's get you home. ๐Ÿ ๐Ÿ’™

Learn more and get started today! ๐Ÿ‘‰ www.jefferson-bank.com/michellegebhardt


Jefferson Bank | A Division of The Central Trust Bank | Member FDIC | NMLS # 407985 | Equal Housing Lender

๐Ÿ“ฆ New house? โœ”๏ธ๐Ÿ“ฌ New address? Don't forget to tell... well, everyone. ๐Ÿ˜…Before you get too comfortable, take a few minute...
08/13/2026

๐Ÿ“ฆ New house? โœ”๏ธ
๐Ÿ“ฌ New address? Don't forget to tell... well, everyone. ๐Ÿ˜…

Before you get too comfortable, take a few minutes to update your address with:
๐Ÿ“ฎ USPS
๐Ÿฆ Your bank and credit cards
๐Ÿ’ก Utility and internet providers
๐Ÿ“ฆ Online shopping accounts
๐Ÿชช Driver's license and other important records
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘งโ€๐Ÿ‘ฆ Family and friends

Future you (and your mail carrier) will thank you. ๐Ÿ’™

Learn more: ๐Ÿ‘‰ www.jefferson-bank.com/learning-center/how-to-change-your-address-a-step-by-step-guide/

Jefferson Bank | A Division of The Central Trust Bank | Member FDIC | NMLS # 407985 | Equal Housing Lender

Address

700 Southwest Boulevard
Jefferson City, MO
65109

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