Kevin Broom, Financial Advisor

Kevin Broom, Financial Advisor Connector. Mentor. Financial Guide. Why is it important to develop a financial strategy? Establishing what you want to achieve is often the easy part.

I turn conversations into clarity, strategies into success, and relationships into real impact - let's make your goals a reality. In order for individuals, families, and business owners to reach their ultimate financial objectives they need to implement a sound financial plan to include both short- and long-term goals. Constructing and implementing a strategy to work toward those goals is the chal

lenge. I have focused my practice on working with my clients to help them through the decision-making and implementation process of the financial planning process. My analysis focuses on the following process:

- Discover clients’ situation

- Profile clients’ priorities

- Analyze client data and help them create a strategy

- Plan implementation

- Review the plan annually

- Help you Monitor progress toward goals

Just some of the areas I address include:

- Asset Allocation

- Education Funding

- Retirement Planning and Distribution strategies

- Long-Term Care Insurance

- Disability Income Insurance and Analysis

- Survivorship?? What do you mean with this? Insurance?

- Estate Planning strategies

- Business Strategies

Each decision made in one area affects the rest. While it is important to address each concern individually, it is even more crucial to assess how they interact. Understanding and planning for that interaction is the value I bring to my clients. Securities offered through Equitable Advisors, LLC (NY, NY 212-314-4600), member FINRA, SIPC (Equitable Financial Advisors in MI & TN). Investment advisory products and services offered through Equitable Advisors, LLC, an SEC-registered investment adviser. Annuity and insurance products offered through Equitable Network, LLC// Equitable Network Insurance Agency of California, LLC // Equitable Network Insurance Agency of Utah, LLC// Equitable Network of Puerto Rico, Inc. AGE- 5936259.1(9/23)(Exp.9/25)

21 years ago on July 2nd, I married Kim. For the second year in a row, we spent our anniversary not at a dinner table bu...
07/10/2026

21 years ago on July 2nd, I married Kim. For the second year in a row, we spent our anniversary not at a dinner table but on a grassy lot in Buffalo. Purple wig on her head, clipboard in her hand, a swarm of kids running circles around her.

I don’t think I could have drawn a truer picture of who she is.

There’s a version of an anniversary that’s candles and quiet. Ours was heat, water bottles, cooling towels, and a neighborhood we keep coming back to. I wouldn’t trade it. Watching Kim pour herself out for a city that isn’t even ours is the same thing I fell for 21 years ago, just 21 years deeper now.

This year also gave me two moments I’ll carry a long time.

Our daughter Ashlyn, at 18, decided on her own to come back and intern for six weeks with the ministry here. Nobody asked her to. Something just took root. You can’t manufacture that. You only get to stand back and be proud.

And then there’s the one I can barely write without getting choked up. Kim with her hand on our son’s back, praying over him the day he gave his life to Jesus. Twenty-one years of marriage, and this is the fruit.

Happy anniversary, Kim. Here’s to the next 21, wig and all.

"May people worry they don't have enough for retirement."I hear this a lot. And here’s the thing... it’s almost never ac...
06/02/2026

"May people worry they don't have enough for retirement."

I hear this a lot. And here’s the thing... it’s almost never actually about the number.

Last week I worked with someone who was convinced they were short. Six figures in retirement savings, pension coming at 62, Social Security around the corner. By every reasonable measure, they were fine. But they didn’t know that. They were operating on anxiety, not math.

So we built their retirement income plan. We added up what they actually needed per year — not guessed, actually calculated. Then we mapped where it comes from: Social Security, pension, withdrawals, part-time work if they wanted it.

We stress tested it. We modeled longevity, sequence of returns, inflation.

They went from “I think I’m short” to “I can actually retire.”

The shift wasn’t their money. It was clarity.

If you’re in that boat... sitting on assets but unsure if they’re enough... that feeling is fixable. It just takes a real plan, not a guess.

What does your retirement actually cost? Do you know?

The most expensive thing in retirement planning isn’t a bad investment.It’s a delayed conversation.I’ve worked with many...
04/09/2026

The most expensive thing in retirement planning isn’t a bad investment.
It’s a delayed conversation.

I’ve worked with many people in the final years before retirement. And the one thing I hear more than anything else — after the plan is finally in place — is some version of this:

“I wish I had done this sooner.”

Not because they were irresponsible. Not because they weren’t smart.

Because life is busy. Because retirement felt far away. Because they figured they’d get to it when things slowed down.

And then one day — a layoff notice, a health scare, a spouse who starts asking hard questions suddenly “later” doesn’t exist anymore.

The decisions that shape your retirement don’t wait for you to be ready.
Pension elections.
Social Security timing.
Income sequencing.
Rollover windows.

They have deadlines. Some of them permanent.

If you’re within 10 years of retirement and you haven’t mapped out the sequence yet — the clock is already running.

Not to scare you. To tell you the truth.

If this landed, let’s talk. Here’s how to schedule a retirement readiness conversation: https://calendly.com/kevin-t-broom/financial-clarity-intro

Unpopular opinion:Most people don’t need more investment products.They need a clearer picture of what they already have....
03/16/2026

Unpopular opinion:

Most people don’t need more investment products.

They need a clearer picture of what they already have.

I’ve sat across from people with 5 different accounts, 3 old 401(k)s from previous jobs, and no real sense of how it all connects.

That’s not a portfolio. That’s a pile, and it's all too common.

Complexity isn’t sophistication. It’s just noise with a good sales pitch behind it.

Getting clear on what you have is often the most valuable thing we do together... before we ever talk about what to change.

Last Friday, I had the privilege of attending the Equitable Advisors annual awards event alongside my wife.Nights like t...
03/09/2026

Last Friday, I had the privilege of attending the Equitable Advisors annual awards event alongside my wife.

Nights like this have a way of making you stop and take stock (no pun intended).

You’re surrounded by people who have poured themselves into their work, into their clients, into building something meaningful.

And there’s something genuinely humbling about being in that room.

I’m proud to be part of an organization that takes the time to recognize excellence. It’s a reminder of the standard we’re all holding ourselves to, and honestly, the standard I’m working toward.

Grateful for the people in my corner, and grateful for the clients who make this work worth doing.

03/02/2026

Woke up this morning, checked the news, and was reminded of something I tell clients regularly:

Your retirement plan needs to be built for moments like this — not just for the good ones.

When major world events unfold over a weekend, Monday morning can look very different than Friday afternoon. Energy prices shift. Volatility spikes. The headlines can feel urgent and unsettling.

And that’s exactly when having a clear plan matters most.

If you’ve been meaning to schedule a review of where you stand — your allocation, your timeline, your income strategy — this is your nudge.

Not because you need to react. But because knowing you’re positioned well is what allows you to not react.

If you’re within 5-10 years of retirement and haven’t had a fresh set of eyes on your plan recently, let’s talk. A second opinion costs you nothing. Peace of mind is worth everything.

📩 DM me or drop a comment below. Happy to connect.

"Act as if what you do makes a difference, it does" - Dale Carnegie, How to Win Friends & Influence People Someone sent ...
02/25/2026

"Act as if what you do makes a difference, it does" - Dale Carnegie, How to Win Friends & Influence People

Someone sent me a referral recently.

And I don’t think they fully realized what they actually gave me.

They didn’t just send me a name and a phone number. They put their reputation on the line for me. They told someone they care about, “I trust this person with something important to you.” That’s not a small thing. That’s one of the greatest gifts one person can give another in a professional relationship.

I’ve been thinking a lot about that lately.

We live in a world of online reviews, sponsored ads, and cold outreach. And all of that has its place. But nothing moves the needle like a warm introduction from someone who genuinely believes in what you do.

When you refer someone, you’re not just helping a business owner. You’re helping the person you’re sending. You’re connecting two people who can actually make each other’s lives better.

That’s a powerful thing to be a part of.

So if you’ve ever referred someone to a business you believe in, thank you.

Genuinely.

You may not know the full weight of what you did, but the person on the receiving end does.

Strong partnerships and deep friendships are the backbone of good business. Not because of what they produce, but because of what they represent. People choosing people over convenience.

Don’t underestimate the value of a referral you send. It might just change someone’s life.

Looking back just a couple of years ago, I wasn’t sure what kind of advisor I was going to be.I knew I cared deeply abou...
02/18/2026

Looking back just a couple of years ago, I wasn’t sure what kind of advisor I was going to be.

I knew I cared deeply about the people sitting across from me. I knew I wanted to help people actually feel ready for retirement... not just have the numbers say they were. But knowing what you want and knowing who you are? Those are two different things.

I still wrestle with that honestly. Am I doing enough? Am I the right person for this? That voice doesn’t fully go away.

But here’s what I’ve learned to do, keep showing up anyway.

And something has shifted. I’ve watched clients walk out of meetings with a weight lifted. I’ve had people tell me that for the first time in years, they’re actually excited about retirement instead of anxious about it. That doesn’t get old. That’s why I do this.

I’ve also started building something I’m really proud of... laying the groundwork to launch my own team. Hiring. Developing a vision. Learning what leadership looks like for me. It’s equal parts exciting and humbling.

Two years in and I’m more confident, more focused, and somehow more curious than when I started.

Still learning who I am. But I’m liking where this is going.

"The stock market is a device for transferring money from the impatient to the patient" - Warren Buffett
02/17/2026

"The stock market is a device for transferring money from the impatient to the patient"

- Warren Buffett

Social Security covers around 40% of retirement, The other 60%... that's all you!Most people in their 40s, 50s, and earl...
02/13/2026

Social Security covers around 40% of retirement, The other 60%... that's all you!

Most people in their 40s, 50s, and early 60s have no idea if they’re on track and that uncertainty keeps them up at night.

Here’s the truth: The difference between a comfortable retirement and running out of money often comes down to a few key decisions made 5-10 years before you retire.

✓ Are you paying unnecessary taxes on your retirement accounts?
✓ Do you know your actual retirement income number?
✓ Have you planned for changes in Social Security?
✓ Have you stress-tested your plan for healthcare costs and market downturns?

I help people just like you get clarity and confidence about their retirement.

📅 I’m offering a complementary 30-minute Retirement Clarity Calls this month to help local families answer one simple question: “Am I going to be okay?”

No pressure. No sales pitch. Just honest answers about where you stand.

👉 Click below to grab a time that works for you.
https://calendly.com/kevin-t-broom/complementaryclaritymeeting

Spots are limited because I personally meet with everyone.

Address

620 Lowry Avenue
Jeannette, PA
15644

Website

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