Uncommon Cents Investing

05/20/2026

After a divorce, financial planning is about more than adjusting accounts and budgets — it’s about creating clarity and confidence for the future ahead.
Our newest blog discusses how to reassess priorities, rebuild financial independence, and establish meaningful long-term goals after a major life transition.
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Divorce is not just a legal transition. It is a financial reset. The life you once planned, the assumptions you shared, and the long-term goals you built together all deserve a thoughtful reexamination. While the […]

05/07/2026

𝐕𝐢𝐝𝐞𝐨 𝐐&𝐀: 𝐖𝐡𝐚𝐭’𝐬 𝐭𝐡𝐞 𝐝𝐢𝐟𝐟𝐞𝐫𝐞𝐧𝐜𝐞 𝐛𝐞𝐭𝐰𝐞𝐞𝐧 𝐏𝐎𝐃 𝐚𝐧𝐝 𝐓𝐎𝐃?

When it comes to how your assets transfer at death, small details can make a big impact on your overall plan. In this Q&A, we break down how Payable on Death (POD) and Transfer on Death (TOD) designations work, and what you should know to help ensure your assets go where you intend.

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Video Q&A: POD vs TOD: How Assets Transfer at Death

04/27/2026

Losing a spouse is overwhelming—and navigating financial decisions afterward can feel just as heavy. Social Security survivor benefits can provide meaningful income, but the rules around when to claim and how much you’ll receive aren’t always straightforward. Click here to learn more on how survivor benefits work, who qualifies, and key strategies every widow should understand.

Losing a spouse changes nearly every part of life, including your financial picture. In the months that follow, there are a number of important decisions to make. One of the most impactful, and often confusing, […]

04/23/2026

𝐕𝐢𝐝𝐞𝐨 𝐐&𝐀: 𝐂𝐚𝐧 𝐈 𝐫𝐨𝐥𝐥 𝐨𝐯𝐞𝐫 𝐚 𝟒𝟎𝟏𝐤 𝐰𝐡𝐢𝐥𝐞 𝐬𝐭𝐢𝐥𝐥 𝐰𝐨𝐫𝐤𝐢𝐧𝐠?
Planning for retirement can feel overwhelming—especially when it comes to understanding how your benefits work.
Sheena walks through key insights to help you make more informed decisions and feel confident about your financial future.
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Video Q&A: Can I roll over a 401(k) while still working?

04/10/2026

We’re proud to support the Janesville Lions Club Annual Rose Sale! 🌹
These beautiful roses are not only brightening our day—they also help fund important community initiatives right here in Janesville.

03/20/2026

If retirement is on the horizon, your 60s are a critical time to get the details right. From fine-tuning your income strategy to preparing for healthcare and taxes, the decisions you make now can have a lasting impact on your financial future.
In this latest blog, we break down the key financial moves to consider before you retire—so you can move forward with clarity and confidence.

Reaching your early 60s is a major life milestone. For many people, it marks the beginning of the final stretch of their working years and the transition toward retirement. While you may have spent decades […]

02/27/2026

Special guest in the recording studio! Wynn recently helped record a new radio ad, making him part of the third generation supporting the family business. Moments like these are a great reminder that what we do has always been about more than numbers — it’s about people, relationships, and families across generations.

Being a family business means our work and our lives are closely connected, and we’re proud to serve the same community our own family calls home.

Keep an ear out for Wynn on the radio soon!

02/09/2026

Taxes shouldn’t feel like a once-a-year scramble. Smart tax planning happens all year long — and small decisions around retirement contributions, investments, and charitable giving can make a meaningful difference.
Learn why proactive, year-round conversations can help reduce surprises and keep more of what you earn.
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For many people, taxes are thought of as a once-a-year task—something to think about in early spring when forms arrive and deadlines approach. But some of the most meaningful tax decisions don’t happen in April. […]

02/04/2026

𝐕𝐢𝐝𝐞𝐨 𝐐&𝐀: 𝐇𝐨𝐰 𝐥𝐨𝐧𝐠 𝐜𝐚𝐧 𝐚 𝐬𝐭𝐫𝐨𝐧𝐠 𝐬𝐭𝐨𝐜𝐤 𝐦𝐚𝐫𝐤𝐞𝐭 𝐤𝐞𝐞𝐩 𝐠𝐨𝐢𝐧𝐠?

This quick, informative video breaks down market momentum, potential risks, and what investors may want to keep in mind moving forward. Clear insights to help bring perspective and confidence to today’s market environment.
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01/20/2026

As life evolves, your beneficiary designations should evolve with it. Beneficiary designations are often one of the most overlooked parts of a financial plan — yet they play a critical role in ensuring your assets go where you intend and your loved ones are cared for.
Click here as we outline why regular beneficiary reviews matter, which life events should prompt an update, and how this simple step can help reduce stress and confusion for those you care about most.

📖 Read more: https://uncommoncentsinvesting.com/financial-planning/keeping-your-financial-legacy-aligned-reviewing-beneficiaries/

A well-designed financial plan is built over time, shaped by thoughtful decisions and ongoing care. While investment strategy often gets the most attention, it’s the smaller details—like beneficiary designations—that help ensure your plan carries forward […]