Uncommon Cents Investing

08/17/2026

What if one of the most important questions you ask before making a retirement decision isn't “Is this the right choice?” but “What happens if I change my mind?” Some retirement decisions are easy to adjust. Others can be surprisingly difficult to undo once you've made them.

Our latest article looks at five retirement decisions that deserve a little extra thought, especially when the stakes can extend well beyond today. Because a good retirement plan isn't just about getting things right. It's about keeping your options open when life doesn't go exactly as planned.

Read the full article:

Retirement planning often focuses on making the right decisions. When should you retire? When should you claim Social Security? How much should you withdraw from your investments? But there is another question that may be […]

08/14/2026

𝐕𝐢𝐝𝐞𝐨 𝐐&𝐀: 𝐖𝐡𝐚𝐭 𝐚𝐫𝐞 𝐓𝐫𝐮𝐦𝐩 𝐚𝐜𝐜𝐨𝐮𝐧𝐭𝐬?
You may have heard about the new “Trump Accounts” and wondered what they actually are, who can use them, and how they work.

In our recent Video Q&A, we break down the basics of Trump Accounts and what parents and grandparents should know about this new savings opportunity.

Watch the video to learn more: https://youtu.be/pqeq18FshFo?si=CnnT9xakIME8nQ5q

Trump Accounts Explained, Eligibility and Benefits

07/31/2026

𝐕𝐢𝐝𝐞𝐨 𝐐&𝐀: 𝐇𝐨𝐰 𝐃𝐨 𝐒𝐮𝐫𝐯𝐢𝐯𝐨𝐫 𝐁𝐞𝐧𝐞𝐟𝐢𝐭𝐬 𝐈𝐦𝐩𝐚𝐜𝐭 𝐑𝐞𝐭𝐢𝐫𝐞𝐦𝐞𝐧𝐭 𝐏𝐥𝐚𝐧𝐧𝐢𝐧𝐠?
When most people think about Social Security, they focus on retirement benefits. But Social Security survivor benefits can be just as important, and they're often overlooked.

Understanding who qualifies, when benefits can begin, and how they fit into your overall financial plan can make a meaningful difference for surviving spouses and family members.

Watch our latest video as we explain the basics of Social Security survivor benefits and some of the key planning considerations to know.

Watch here:

Social Security Survivor Benefit Information https://www.ssa.gov/...

07/21/2026

Many parents never stop wanting to help their children—even after those children become adults.

But when financial support begins to impact your own retirement security, it may be time to take a closer look at the tradeoffs.

In our latest blog, we discuss:
• When helping makes sense—and when it may not
• How to balance generosity with retirement security
• Questions to ask before offering financial assistance
• Ways to support your children without jeopardizing your future

Read the full article here:

For many parents, the desire to help their children never goes away. Whether it’s assisting with a down payment on a first home, helping pay off student loans, contributing to a grandchild’s education, helping through […]

07/09/2026

We're proud to support the Women4Wellness Golf Classic & Social happening today!

This wonderful event brings our community together while raising funds to support women's health and wellness initiatives throughout Rock County. We are grateful for the opportunity to be a sponsor and help contribute to a cause that makes a meaningful difference in the lives of local women and families.

Thank you to the organizers, volunteers, participants, and fellow sponsors who make this event possible. We wish everyone a fantastic day on the course and at the social!

06/16/2026

Most investors remember 2008, 2020, and 2022. But what about the recoveries that followed?
In our latest blog, we discuss recency bias—the tendency to focus on recent market declines while overlooking the long-term growth that has historically followed. Learn why maintaining perspective may be one of the most important investing decisions you make. Read more below.

Mention the stock market to a group of retirees and you’ll likely hear the same years come up repeatedly: 2008, March 2020, and 2022. These periods are etched into many investors’ memories. People remember alarming […]

05/20/2026

After a divorce, financial planning is about more than adjusting accounts and budgets — it’s about creating clarity and confidence for the future ahead.
Our newest blog discusses how to reassess priorities, rebuild financial independence, and establish meaningful long-term goals after a major life transition.
Read more:

Divorce is not just a legal transition. It is a financial reset. The life you once planned, the assumptions you shared, and the long-term goals you built together all deserve a thoughtful reexamination. While the […]

05/07/2026

𝐕𝐢𝐝𝐞𝐨 𝐐&𝐀: 𝐖𝐡𝐚𝐭’𝐬 𝐭𝐡𝐞 𝐝𝐢𝐟𝐟𝐞𝐫𝐞𝐧𝐜𝐞 𝐛𝐞𝐭𝐰𝐞𝐞𝐧 𝐏𝐎𝐃 𝐚𝐧𝐝 𝐓𝐎𝐃?

When it comes to how your assets transfer at death, small details can make a big impact on your overall plan. In this Q&A, we break down how Payable on Death (POD) and Transfer on Death (TOD) designations work, and what you should know to help ensure your assets go where you intend.

Watch here:

Video Q&A: POD vs TOD: How Assets Transfer at Death

04/27/2026

Losing a spouse is overwhelming—and navigating financial decisions afterward can feel just as heavy. Social Security survivor benefits can provide meaningful income, but the rules around when to claim and how much you’ll receive aren’t always straightforward. Click here to learn more on how survivor benefits work, who qualifies, and key strategies every widow should understand.

Losing a spouse changes nearly every part of life, including your financial picture. In the months that follow, there are a number of important decisions to make. One of the most impactful, and often confusing, […]

04/23/2026

𝐕𝐢𝐝𝐞𝐨 𝐐&𝐀: 𝐂𝐚𝐧 𝐈 𝐫𝐨𝐥𝐥 𝐨𝐯𝐞𝐫 𝐚 𝟒𝟎𝟏𝐤 𝐰𝐡𝐢𝐥𝐞 𝐬𝐭𝐢𝐥𝐥 𝐰𝐨𝐫𝐤𝐢𝐧𝐠?
Planning for retirement can feel overwhelming—especially when it comes to understanding how your benefits work.
Sheena walks through key insights to help you make more informed decisions and feel confident about your financial future.
Watch here:

Video Q&A: Can I roll over a 401(k) while still working?