Creative Benefit Plans

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Creative Benefit Plans Creative Benefit Plans has been delivering customized insurance benefits for small and medium sized companies since 1990.

It is our goal to work for our clients in whatever capacity they choose and to do so with the utmost professionalism and integrity. Our smaller groups often use us as their primary source of information for HR and Benefit matters. Our larger groups will use us as a compliment to their established HR/Benefit department. All of our groups use us to shop in the group market for them and to negotiate the best rates for the specific benefits they want. We can work with any carrier in any state and with the various State Marketplaces as well as the Federally Facilitated Marketplace (FFM) that the Affordable Care Act has created.

10/06/2026

Annual Enrollment Period (October 15 – December 7): You can switch your Medicare Advantage plans, return to Original Medicare, or change prescription drug plans. Changes start on January 1.

Medicare Advantage Open Enrollment Period (January 1 – March 31): If you already have a Medicare Advantage plan, you can switch to a different one or drop it to return to Original Medicare once during this window.

Special Circumstances
Special Enrollment Periods (SEPs): You can change plans outside these windows if you experience specific life events. Examples include moving out of your plan's service area, losing other insurance, or qualifying for Medicaid.

Going Pink for Breast Cancer Awareness
10/04/2026

Going Pink for Breast Cancer Awareness

09/28/2026

Medicare Open Enrollment - October 15th thru December 7th

Reach out to Creative Benefit Plans this Annual Enrollment Period.

At any time you can change your Medicare supplement plan, keeping in mind that if you already have a plan, you have to go through medical underwriting.

The Medicare Annual Enrollment Period (AEP) is specifically for reviewing and changing Medicare Advantage (Part C) and Medicare Part D prescription drug coverage. For 2026, the AEP runs October 15 - December 7, with changes generally effective January 1, 2027.

Fall Fun!!  Come Downtown to enjoy some delicious food!!!
09/24/2026

Fall Fun!!
Come Downtown to enjoy some delicious food!!!

We are excited to turn Jamesburg pink!
09/23/2026

We are excited to turn Jamesburg pink!

Come support Food Truck Night!
09/19/2026

Come support Food Truck Night!

09/11/2026
Please keep this family from our community in your thoughts and prayers.
08/10/2026

Please keep this family from our community in your thoughts and prayers.

Last night, Stephanie, Jody’s neighbor, experienced an unimaginable tragedy. A horrifi… Jody Velloso needs your support for Support Stephanie After House Fire

07/09/2026

Today we're celebrating an incredible milestone—25 years of dedication, commitment, and excellence!

Congratulations to Heather Best-Logan on 25 years with the agency. Your hard work, professionalism, and unwavering dedication have made a lasting impact on both your colleagues and the countless clients you've helped over the years.

Thank you for your years of service, your positive attitude, and the knowledge and experience you've shared along the way. Reaching 25 years is an extraordinary accomplishment, and it's a true reflection of your loyalty and passion.

Congratulations, Heather, on this well-deserved milestone. Wishing you continued success and many more memorable years ahead!

Creative Benefit Plans

07/09/2026

Today we're celebrating an incredible milestone—25 years of dedication, commitment, and excellence!

Congratulations to Heather Best-Logan on 25 years with the agency. Your hard work, professionalism, and unwavering dedication have made a lasting impact on both your colleagues and the countless people you've helped over the years.

Thank you for your years of service, your positive attitude, and the knowledge and experience you've shared along the way. Reaching 25 years is an extraordinary accomplishment, and it's a true reflection of your loyalty and passion.

Congratulations, Heather, on this well-deserved milestone. Wishing you continued success and many more memorable years ahead!

Address

28 W Railroad Avenue
Jamesburg, NJ
08831

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+17329921500

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