Team Wakefield - OVM NMLS: 180383

01/12/2026

Got big goals like buying, renovating, or refinancing in 2026? 💰 Let’s map out a plan that gets you there. These 3 budget tips are simple, doable, and surprisingly effective.

01/08/2026

Think of a refinance appraisal like a home value checkup. You might’ve bought your place at $250K, but if homes in your neighborhood are now going for $300K? That matters.
Why it’s important:

• It tells the lender your home’s current worth.
• It can improve your loan terms.
• It can unlock cash-out options if you’ve built equity.

Planning to refi soon? Understanding how appraisals work can help you prep (and boost your home’s value where it counts). Call me today!
https://myoc.io/dwakefield

01/07/2026

Want a smoother homebuying experience? Start by avoiding these easy-to-miss don’ts. Save or share so you have them handy.✨
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01/06/2026

Is 2026 the year you buy, refi, or move into something new? Whatever’s on your vision board, it starts with a plan, and I’m here to help you build it. Let’s turn those ideas into steps you can
actually take! ⭐
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01/03/2026

Every borrower’s story is unique, and sometimes it takes the right solutions to move from “no” to “yes.” From flexible Non-QM options to programs like Cash2Keys, we’re here to help you explore more ways forward.
https://myoc.io/

01/03/2026

5.0 star review received on Experience.com for David Wakefield by Jonathan A S - David is very knowledgeable and can be trusted. I definitely will recommend him and his team to others. The one hiccup was a miscommunication that led to missing the ready-to-close deadline on the sale contract, which we then had to ask the seller for an extension.

Click to see all 147 reviews of David Wakefield - OVM Financial , Branch Manager | NMLS # 180383

01/01/2026

VA loans are designed to make homeownership more accessible for those who’ve served. But there’s still a lot of confusion about how they work and what makes them different.

Learn how it works and what myths to ignore:
https://ovmfinancial.com/va-purchase/
https://myoc.io/dwakefield

01/01/2026

5.0 star review received on Experience.com for David Wakefield by Dana S - David and Shannon are exceptional in terms of professionalism and communication. David's knowledge of the lending industry is unmatched. It is an honor to leave a great review for this outstanding team and company!

Click to see all 146 reviews of David Wakefield - OVM Financial , Branch Manager | NMLS # 180383

01/01/2026

Here’s to a fresh start and new opportunities in 2026! ✨
https://myoc.io/

12/29/2025

Want to be home by spring? Use the winter months to prep. Kick off the new year with your
prequalification, and you could be unlocking a new front door by spring! 🌸
https://myoc.io/dwakefield

12/26/2025

Wishing you a happy Kwanzaa filled with reflection, connection, and the spirit of togetherness!
https://myoc.io/

12/25/2025

Let’s demystify PMI aka Private Mortgage Insurance. It’s not fun but it’s not a dealbreaker.

When you put down less than 20%, lenders require PMI to protect themselves in case you default. Here’s the trade-off:

• It helps you buy a home sooner.
• It lowers the upfront cash you need.
• And most importantly, it doesn’t last forever.

Once you build enough equity (usually 20%), PMI can be removed from your monthly payment. It’s a temporary step that helps make homeownership possible, especially for first-time buyers.

Curious how it works with different loans (FHA, VA, Conventional)? Send me a DM and I'll break it down!
https://myoc.io/dwakefield