Tammy Troup NMLS: 118743- Movement Mortgage

Tammy Troup NMLS: 118743- Movement Mortgage Mortgage Loan Officer with 30+ years of experience specializing in VA, USDA, Conventional, FHA, First-Time Homebuyer, Jumbo, and Condo loans.

Focused on education, transparency, and guiding clients confidently into their new homes. Any mortgage lender that commits a significant percentage of their profits to helping the neighborhoods they serve is an Impact Lender. By giving borrowers the choice to have profits distributed to do good in communities, we can all create deeper, more valuable connections, lifting up neighborhoods and businesses alike. At Movement, we are Impact Lenders. We’re making an impact in our communities by putting purpose and people above profit. Are you ready to make an impact? Ask me how.


Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you personalized service and guidance. As an experienced loan officer I have the knowledge you need to explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal, and I am committed to providing my customers with mortgage services that exceed their expectations. I hope you’ll browse my website, check out the different loan programs I have available, use my decision-making tools and calculators, and use our secure online application to get started. After you’ve applied, I’ll call you to discuss the details of your loan, or you may choose to set up an appointment with me using my online form. As always, you may contact me anytime by phone, fax or email for personalized service and advice. I look forward to working with you.

09/15/2026

Self-employed, freelance, or earning income outside of a traditional paycheck? A Non-QM loan could open doors you didn't know existed.

A Figure HELOC application is 100% online, approval moves fast, and funding follows quickly after. No stacks of paperwor...
09/15/2026

A Figure HELOC application is 100% online, approval moves fast, and funding follows quickly after. No stacks of paperwork, no weeks of waiting. Right now you can also lower your rate .25% from September 8-22. Send me a message and let's get started.

*Borrower qualification is required. This is not a commitment to lend. Movement Mortgage is not affiliated, endorsed, or sponsored by the Department of Veterans Affairs or Federal Housing Administration; United States Department of Agriculture or any government agency. Offer may be modified or discontinued at any time without notice. Subject to credit approval and program availability. Reach out to a loan officer for the full list of programs eligible.

A lot of investors assume their loan has strings attached when it comes to how they use the property. With Investor Plus...
09/15/2026

A lot of investors assume their loan has strings attached when it comes to how they use the property. With Investor Plus, that's not the case.

👀 Can I put less than 20% down? Yes.
🤔 Can I use it as a short-term rental? Yes.
🤝 Is mortgage insurance required? Not on single-unit properties.

Investor Plus was built for the way investors actually want to operate. Let's talk about whether it's a fit for what you're planning.

Note: Qualification is required. Additional restrictions apply. Program rates, terms and conditions are subject to change without notice.

Buying a home isn't just about what works today. It's about creating a plan that still works for you years from now. Whe...
09/14/2026

Buying a home isn't just about what works today. It's about creating a plan that still works for you years from now. When thinking about affordability, look beyond the first payment and consider how homeownership fits into your long-term goals.

25 years ago, our nation changed forever.We remember the lives lost, the courage shown by first responders, and the res...
09/11/2026

25 years ago, our nation changed forever.

We remember the lives lost, the courage shown by first responders, and the resilience of our people in the face of tragedy.

Today, we pause to honor their memory.

Finding the right home starts with knowing what's most important to you. Before you start scrolling listings, take a ste...
09/10/2026

Finding the right home starts with knowing what's most important to you. Before you start scrolling listings, take a step back and define your budget, your must-haves, and where you're willing to be flexible. A little clarity upfront can make the home search a lot more focused. 🏡

When a seller is motivated, they're often open to more than just a price reduction. They may negotiate on closing costs....
09/09/2026

When a seller is motivated, they're often open to more than just a price reduction. They may negotiate on closing costs. They may consider funding a rate buydown, which could lower your interest rate for the first one to three years of your loan. They may work with you on your timeline.
Seven consecutive months of falling asking prices nationally, means this isn't a blip. Sellers in this segment have been sitting longer than they expected. That's leverage for a prepared buyer.

The buyers winning right now aren't just finding the right home. They're structuring the right deal. DM me and let's talk about what that looks like.

Source: Realtor.com Monthly Housing Trends Report 2026.
Note: Market conditions vary. Seller concessions, buydowns, terms, and eligibility are subject to applicable guidelines.

A HELOC lets your equity to work, whether that's a renovation, debt payoff, or covering a big expense, all without touch...
09/08/2026

A HELOC lets your equity to work, whether that's a renovation, debt payoff, or covering a big expense, all without touching your current mortgage rate. From September 8-22, qualified homeowners get .25% points off their HELOC rate. Message me to see what it looks like for you.

*Borrower qualification is required. This is not a commitment to lend. Movement Mortgage is not affiliated, endorsed, or sponsored by the Department of Veterans Affairs or Federal Housing Administration; United States Department of Agriculture or any government agency. Offer may be modified or discontinued at any time without notice. Subject to credit approval and program availability. Reach out to a loan officer for the full list of programs eligible.

The best part of a day like today isn't the plans. It's not having any. Happy Labor Day. You earned it.
09/07/2026

The best part of a day like today isn't the plans. It's not having any. Happy Labor Day. You earned it.

09/04/2026

You've been lied to about the housing market. Here's what the data actually shows. 👇

Everyone keeps saying now is the worst time to buy. But the numbers tell a completely different story.

"There's nothing in my price range."
Entry-level home inventory rose 4.5% year over year in June while luxury inventory fell 5.2%. More affordable homes are available right now — and fewer people are competing for them. Source : July 29, 2026 /PRNewswire/ New Zillow® data "Sellers are overpriced and won't budge."

Asking prices have dropped for nine consecutive months nationally. One in four sellers cut their price in June before a buyer even made an offer. Sellers are more open to negotiating on price, closing costs, and terms than they've been in years — and Movement offers buydown options that sellers can fund as part of the deal to lower your payment early on. Source: Realtor.com, research. July-2026-data.

"I'll lose to investors every time."
Large corporate investors have largely stepped back after new federal rules restricted them from buying existing housing stock. Today 96% of investor-owned single-family homes belong to small individual investors. The playing field has shifted in your favor. Source: BatchData, Q2 2025 Investor Pulse.

"Rates make it unaffordable."
Household incomes grew 4.6% last year while the median monthly mortgage payment actually fell slightly. A mortgage takes up a smaller share of take-home pay than it did a year ago. And with down payment assistance available, you may not need as much saved as you think.
Source: Bureau of labor statistics. U.S. Department of labor. USUAL WEEKLY EARNINGS OF WAGE AND SALARY WORKERS SECOND QUARTER 2026. July 21, 2026

The market is more favorable for everyday buyers than the headlines suggest. You just have to know where to look.

📲 Find out what's actually possible for you right now.

Disclaimer : Note that Any actual Seller Credit is paid at closing and is subject to interested party contribution limits. Actual Seller Credit amounts are agreed upon solely between the Seller and the Borrower(s).

Address

430 Dolphin Drive Suite 300
Jacksonville, NC
28546

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm
Saturday 8am - 5pm
Sunday 8am - 5pm

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