First Federal Bank Residential Lending

First Federal Bank Residential Lending NMLS ID #408902 For over 25 years, Watson Mortgage has been assisting customers to achieve their dream of homeownership and simplifying the mortgage process.

We believe in providing a legendary quality of service, which leads to customer satisfaction and lasting relationships. Each member of the team is committed to putting your needs first and keeping you informed throughout the entire process. We work closely with you from the initial home loan inquiry through closing day, to ensure an exceptional home loan experience. We are honored to help deliver the keys to the people we serve.

🏡 Think every home on the market is out of reach? Not necessarily.More than 40% of sellers are reducing their asking pri...
09/02/2026

🏡 Think every home on the market is out of reach? Not necessarily.

More than 40% of sellers are reducing their asking prices, and the median list price this July was the lowest for any July in five years, according to recent housing market data.
Every home and market is different, but understanding current pricing trends can help you have a more informed conversation about your home-buying options.

Have questions about buying a home? Connect with one of our loan officers to start the conversation.

Equal Housing Lender | NMLS #408902

Source: Housingwire Data, How Much are Sellers Cutting Home Prices, August 2026

Our Jacksonville branch was proud to participate in the Big Red Bus Blood Drive, supporting an effort that helps strengt...
09/01/2026

Our Jacksonville branch was proud to participate in the Big Red Bus Blood Drive, supporting an effort that helps strengthen our local community. Thank you to everyone who gave their time and donated to make a difference.

Thinking About Selling? A Little Preparation Can Go a Long Way. 🏡If you’re considering selling your home, you may want t...
08/27/2026

Thinking About Selling? A Little Preparation Can Go a Long Way. 🏡

If you’re considering selling your home, you may want to think about what a buyer’s inspection could uncover.

One option to consider is a pre-listing inspection. Having a professional evaluate your home before you list may help identify potential maintenance or repair items and give you more information as you prepare for the selling process.

Every home is different, and a pre-listing inspection may not be right for everyone. But knowing more about your home before listing can help you have a better understanding of what to expect.

Thinking about selling or making a move? Connect with a First Federal Bank Loan Officer to discuss mortgage financing options and what may come next.

First Federal Bank| Equal Housing Lender | NMLS #408902

Source: Redfin. com, Nearly 1 in 7 Home Sales Are Falling Through, a Record for This Time of Year, February 2026

Repeat buyers, your home equity may be an important part of your next move.Equity is the difference between what your ho...
08/19/2026

Repeat buyers, your home equity may be an important part of your next move.

Equity is the difference between what your home is worth and what you still owe on your mortgage. When you sell, that equity may become available to put toward your next home purchase, including your down payment.

For some repeat buyers, that can make a larger down payment an option. But putting 20% down isn’t the right choice for everyone.

A larger down payment generally means borrowing less. The impact on your monthly payment, overall loan costs, and available financing options will depend on the loan program and your individual circumstances. Depending on the loan program and other factors, putting less than 20% down may also involve private mortgage insurance (PMI).

The right down payment can depend on your goals, budget, loan program and overall financial picture.
Thinking about your next move? Connect with one of our loan officers to talk through your options.

Equal Housing Lender | NMLS #408902


Down payment requirements and available loan programs vary. Consult your loan officer regarding your specific circumstances.
Source: National Association of Realtors®, Highlights from the Profile of Home Buyers and Sellers, July 2026

08/14/2026

A pencil, a notebook, a backpack full of hope.

✏️📚 First Federal Bank and Build Up Foundation unite to empower every student this school year. Thank you to everyone who came out to support our students!

Equal Housing Lender | NMLS #408902

Thank you, Hunter G., for your wonderful review of Theresa Conwell and for recognizing her trusted guidance in helping b...
08/12/2026

Thank you, Hunter G., for your wonderful review of Theresa Conwell and for recognizing her trusted guidance in helping buyers navigate their path to homeownership.
Equal Housing Lender | NMLS #408902

Putting off selling because it feels like the market is at a standstill?While the pace has cooled in some areas, homes c...
08/10/2026

Putting off selling because it feels like the market is at a standstill?

While the pace has cooled in some areas, homes continue to change hands across the country every day. Current industry projections estimate that more than 4 million existing homes could sell this year.
That works out to approximately:

🏡 11,000+ homes per day
⏰ Nearly 470 per hour
🔑 About 8 per minute

Every local market is different, and real estate activity varies by location, price point, and property condition. If you're wondering what today's market could mean for your home, talking with a local real estate professional can help you better understand your options. Drop a comment below to connect with one of our loan officers today!

Equal Housing Lender | NMLS #408902

Source: National Association of Realtors® (NAR), Existing Home Sales data and 2026 sales projections, June 2026

For the 14th year in a row, Americans ranked real estate as the best long-term investment. * That result reflects how ma...
08/05/2026

For the 14th year in a row, Americans ranked real estate as the best long-term investment. *

That result reflects how many people view homeownership as a long-term goal, even as market conditions change.

For many, buying a home is about more than finances—it's about having a place to call your own and putting down roots in a community.

If you're thinking about buying a home, connect with one of our loan officers today. They will be happy to answer your questions, discuss the home financing process, and help you understand the options that may fit your individual situation.

What would you choose as the best long-term investment? Share your thoughts in the comments!

Equal Housing Lender | NMLS #408902


*Based on annual Gallup survey results (Survey results reflect consumer opinions and are not a guarantee of future performance or appreciation).

First-time homebuyers are making up a larger share of today's housing market.Recent market data shows first-time buyers ...
07/15/2026

First-time homebuyers are making up a larger share of today's housing market.

Recent market data shows first-time buyers accounted for 35% of home purchases in May—their highest share since 2020. As more homes become available, some buyers are finding opportunities they may not have considered before.

If you are thinking about purchasing your first home, connect with one of our loan officers to discuss mortgage options and the home financing process.

Equal Housing Lender | NMLS #408902

Advertisement for credit. Not a commitment to lend. All loans are subject to credit, income, property, and underwriting approval. Rates and terms may change and vary by credit profile and loan features. Not all applicants qualify.



Source: NAR, NAR Revises 2026 Outlook, First-Time Buyers Surge to 35% of Market, June 2026

Thank you, Kevin P., for your thoughtful review of our loan officer, Matt Krasnoff. We are pleased to know Matt provided...
07/09/2026

Thank you, Kevin P., for your thoughtful review of our loan officer, Matt Krasnoff. We are pleased to know Matt provided the clear guidance and attentive service you deserve.

Address

9700 Touchton Road
Jacksonville, FL
32246

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

Telephone

+19046457111

Website

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