Loans with Danielle Wiram, NMLS 325223, Movement Mortgage

Loans with Danielle Wiram, NMLS 325223, Movement Mortgage https://lo.movement.com/danielle-wiram/home
NMLS #325223, License I-149925 Senior Loan Officer All rights reserved.

DISCLOSURES:
While it is Movement Mortgage’s goal to provide underwriting results within six hours of receiving an application, process loans in seven days, and close in one day, extenuating circumstances may cause delays outside of this window. Movement Mortgage supports Equal Housing Opportunity.
[FL-LO59410, NC-I-149925, OH-MLO-OH.325223, SC-MLO - 325223, VA-MLO-20981VA] | Movement Mortgage LLC. NMLS ID #39179 (For licensing information, go to: www.nmlsconsumeraccess.org). Additional information available at movement.com/legal. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits.

09/15/2026

Self-employed, freelance, or earning income outside of a traditional paycheck? A Non-QM loan could open doors you didn't know existed.

A Figure HELOC application is 100% online, approval moves fast, and funding follows quickly after. No stacks of paperwor...
09/15/2026

A Figure HELOC application is 100% online, approval moves fast, and funding follows quickly after. No stacks of paperwork, no weeks of waiting. Right now you can also lower your rate .25% from September 8-22. Send me a message and let's get started.

*Borrower qualification is required. This is not a commitment to lend. Movement Mortgage is not affiliated, endorsed, or sponsored by the Department of Veterans Affairs or Federal Housing Administration; United States Department of Agriculture or any government agency. Offer may be modified or discontinued at any time without notice. Subject to credit approval and program availability. Reach out to a loan officer for the full list of programs eligible.

Buying a home isn't just about what works today. It's about creating a plan that still works for you years from now. Whe...
09/14/2026

Buying a home isn't just about what works today. It's about creating a plan that still works for you years from now. When thinking about affordability, look beyond the first payment and consider how homeownership fits into your long-term goals.

25 years ago, our nation changed forever.We remember the lives lost, the courage shown by first responders, and the res...
09/11/2026

25 years ago, our nation changed forever.

We remember the lives lost, the courage shown by first responders, and the resilience of our people in the face of tragedy.

Today, we pause to honor their memory.

Finding the right home starts with knowing what's most important to you. Before you start scrolling listings, take a ste...
09/10/2026

Finding the right home starts with knowing what's most important to you. Before you start scrolling listings, take a step back and define your budget, your must-haves, and where you're willing to be flexible. A little clarity upfront can make the home search a lot more focused. 🏡

A HELOC lets your equity to work, whether that's a renovation, debt payoff, or covering a big expense, all without touch...
09/08/2026

A HELOC lets your equity to work, whether that's a renovation, debt payoff, or covering a big expense, all without touching your current mortgage rate. From September 8-22, qualified homeowners get .25% points off their HELOC rate. Message me to see what it looks like for you.

*Borrower qualification is required. This is not a commitment to lend. Movement Mortgage is not affiliated, endorsed, or sponsored by the Department of Veterans Affairs or Federal Housing Administration; United States Department of Agriculture or any government agency. Offer may be modified or discontinued at any time without notice. Subject to credit approval and program availability. Reach out to a loan officer for the full list of programs eligible.

The best part of a day like today isn't the plans. It's not having any. Happy Labor Day. You earned it.
09/07/2026

The best part of a day like today isn't the plans. It's not having any. Happy Labor Day. You earned it.

09/04/2026

You've been lied to about the housing market. Here's what the data actually shows. 👇

Everyone keeps saying now is the worst time to buy. But the numbers tell a completely different story.

"There's nothing in my price range."
Entry-level home inventory rose 4.5% year over year in June while luxury inventory fell 5.2%. More affordable homes are available right now — and fewer people are competing for them. Source : July 29, 2026 /PRNewswire/ New Zillow® data "Sellers are overpriced and won't budge."

Asking prices have dropped for nine consecutive months nationally. One in four sellers cut their price in June before a buyer even made an offer. Sellers are more open to negotiating on price, closing costs, and terms than they've been in years — and Movement offers buydown options that sellers can fund as part of the deal to lower your payment early on. Source: Realtor.com, research. July-2026-data.

"I'll lose to investors every time."
Large corporate investors have largely stepped back after new federal rules restricted them from buying existing housing stock. Today 96% of investor-owned single-family homes belong to small individual investors. The playing field has shifted in your favor. Source: BatchData, Q2 2025 Investor Pulse.

"Rates make it unaffordable."
Household incomes grew 4.6% last year while the median monthly mortgage payment actually fell slightly. A mortgage takes up a smaller share of take-home pay than it did a year ago. And with down payment assistance available, you may not need as much saved as you think.
Source: Bureau of labor statistics. U.S. Department of labor. USUAL WEEKLY EARNINGS OF WAGE AND SALARY WORKERS SECOND QUARTER 2026. July 21, 2026

The market is more favorable for everyday buyers than the headlines suggest. You just have to know where to look.

📲 Find out what's actually possible for you right now.

Disclaimer : Note that Any actual Seller Credit is paid at closing and is subject to interested party contribution limits. Actual Seller Credit amounts are agreed upon solely between the Seller and the Borrower(s).

The path to homeownership looks different for everyone. Some borrowers have straightforward finances. Others own busines...
09/03/2026

The path to homeownership looks different for everyone. Some borrowers have straightforward finances. Others own businesses, work independently, invest in real estate, or have income that fluctuates from month to month. Different financial situations can require different lending solutions.

09/01/2026

Worried you can’t afford to buy a home? Before you decide, take a look at what you’re already spending on rent. You might be closer to homeownership than you think. Let's see what your options look like.

Address

430 DOLPHIN Drive
Jacksonville, NC
28546

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Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm
Saturday 8am - 5pm
Sunday 8am - 5pm

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