Frye Insurance Agency, Inc.

Frye Insurance Agency, Inc. Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Frye Insurance Agency, Inc., Insurance Agent, 4161 Carmichael Avenue #143, Jacksonville, FL.

Frye Insurance Agency is a full service independent insurance agency specializing in Auto, Home and Business Insurance in the Jacksonville, Florida and surrounding areas.

Give us a call today to review your insurance policies. We can answer your questions and make sure you still have the be...
09/02/2026

Give us a call today to review your insurance policies. We can answer your questions and make sure you still have the best coverage for your needs.

Contractors: when did you last actually read your GL policy? Most business owners don't — until there's a claim. We offe...
09/02/2026

Contractors: when did you last actually read your GL policy? Most business owners don't — until there's a claim. We offer a free coverage review for Jacksonville-area contractors. No pressure, no pitch. Just clarity on what you have and what you might be missing.

DM us or visit fryeinsurance.com

🏠 Thinking about a new roof? The timing matters more than you'd think — especially in Florida.Here in Jacksonville, roof...
08/31/2026

🏠 Thinking about a new roof? The timing matters more than you'd think — especially in Florida.

Here in Jacksonville, roofs don't age gracefully. UV, humidity, and hurricane season can take a roof from "fine" to "problem" in a single summer. And here's the part a lot of homeowners don't realize until it's too late: your roof's age can affect your insurance just as much as its condition.

A few things to watch out for:

🔹 Most Florida carriers have hard age limits — often around 15–20 years. Cross that line and you could face a non-renewal or a big premium jump.
🔹 If you get dropped, you may get pushed into the surplus/excess market, where coverage costs more and offers less.
🔹 The best replacement window is roughly October–March — mild weather, fewer rain delays, and contractors aren't slammed with storm work.
🔹 Waiting for "one more year" is the gamble that costs the most. An emergency replacement means no contractor choice and top-dollar pricing.

The smart move: get your roof inspected about 6 months before your renewal, and don't wait for a leak to force the decision.

Not sure how your roof's age is affecting your policy? Send us a message — we'll take a quick look before renewal season sneaks up on you.

If you could only pick one, what would you choose? A car for the whole family? A fun collector car? Something for all yo...
08/26/2026

If you could only pick one, what would you choose?

A car for the whole family? A fun collector car? Something for all your off-roading adventures? Or a car that’s perfect for your daily commute? Let us know your pick in the comments!

And give us a call to review your auto insurance coverage.

Storm hits your building — what do you do in the first 72 hours? Document before cleanup. Call your broker before your c...
08/26/2026

Storm hits your building — what do you do in the first 72 hours? Document before cleanup. Call your broker before your carrier. Don't sign contractor agreements before talking to your adjuster. DM us for our post-storm checklist.

A local roofing contractor came to us after getting dropped by their carrier mid-season. We found them comparable covera...
08/24/2026

A local roofing contractor came to us after getting dropped by their carrier mid-season. We found them comparable coverage in 48 hours and saved them $1,200 annually in the process. If your renewal is coming up or your carrier is giving you trouble — reach out.

Heading out of town? A few simple precautions can help protect your home while you’re away. If you’re planning an extend...
08/19/2026

Heading out of town? A few simple precautions can help protect your home while you’re away.

If you’re planning an extended absence, it’s also a good idea to talk with your insurance agent. Some homeowners policies may have different coverage requirements or limitations when a home is vacant or unoccupied for an extended period. Give us a call before you go to make sure you understand your coverage and whether additional protection may be needed.

A pest control operator in the Jacksonville area was carrying a GL policy that excluded chemical-related claims. They di...
08/19/2026

A pest control operator in the Jacksonville area was carrying a GL policy that excluded chemical-related claims. They didn't know until we reviewed it. We replaced it with a properly endorsed policy for less than they were paying. That's the kind of review that matters.

GL does NOT cover a data breach. Any business storing client info, payment data, or employee records has cyber exposure....
08/17/2026

GL does NOT cover a data breach. Any business storing client info, payment data, or employee records has cyber exposure. Cyber liability isn't just for tech companies anymore. DM us to talk about your risk.

Did you get your driver’s license right at 16, or did you wait until you were older? Or maybe you lived in a state where...
08/12/2026

Did you get your driver’s license right at 16, or did you wait until you were older? Or maybe you lived in a state where you could hit the road even earlier?

If you have a teen who’s getting ready to start driving, don’t forget to update your auto insurance to make sure they’re properly covered.

Address

4161 Carmichael Avenue #143
Jacksonville, FL
32207

Opening Hours

Monday 9am - 4:30pm
Tuesday 9am - 4:30pm
Wednesday 9am - 4:30pm
Thursday 9am - 4:30pm
Friday 9am - 4:30pm

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