Lisablendenjax

Lisablendenjax Jacksonville's boldest mortgage office 🎙️Raw convos | Real stories | Real business
VP at Capstone Mtg
We don't do boring here
👇Follow the build

09/02/2026

Senior citizen discount party of one!

Store clerks: GET READY!

Embracing my age. One discount at a time.

09/02/2026

The level of courage it takes to drink coffee in the car in a REAL cup….

I like to get the scary stuff out of the way first thing in the morning! This day WILL be conquered! ☕️

Do YOU dare?

08/31/2026

They have jobs. They want to buy homes. They’re still living with their parents.

And maybe the problem isn’t that this generation doesn’t WANT homeownership.
Maybe they’re trying to figure out how to make the math work.

Housing affordability has changed, and it’s about so much more than the price of the house or the interest rate.

But please don’t decide you can’t buy based on what you see online or what someone else is paying.

There’s a big difference between “I can’t afford to buy” and “I haven’t figured out HOW to buy yet.”

If you’re wondering what homeownership would actually look like for you, call or message me. We’ll run the numbers. No assumptions. Just answers.

08/29/2026

“What’s your rate today?”
Sounds like a simple question. It’s not. 😏

Because the better question is: What’s the rate going to cost me?

Two lenders can quote the exact same rate with VERY different costs attached to it. And your credit, down payment, loan type, property and several other factors can change the pricing altogether.

So yes, ask about the rate.
But PLEASE ask what it costs to get it.

A good mortgage isn’t about chasing the prettiest number. It’s about understanding the whole picture.

That’s where experience matters.

Need a rate quote? We have Loan Officers working this weekend!

Capstone Mortgage Lending

08/28/2026

You’re pre-approved. 🎉 Now please don’t go buy the furniture.

I’ve seen perfectly good mortgage approvals get complicated VERY quickly because someone made a financial move they didn’t realize could affect their loan.

New car. New credit card. New furniture. Job change. Moving money around.

My rule is simple:
Until you have the keys, call your loan officer BEFORE making any major financial moves.

A two-minute conversation can save us from a two-day problem.

Until closing, boring finances are beautiful 🤩 And so are YOU 😍

08/26/2026

Housing affordability is about a LOT more than interest rates.

A major new federal housing law took effect this summer, addressing housing supply, competition from certain large institutional investors, and even access to smaller FHA mortgages.

Will it change the housing market overnight? No. But it’s definitely something buyers, Realtors and loan officers should understand.

There’s a lot more to this than I could fit into one video, so if you have questions about what this could mean for you or your clients, reach out. I’m happy to break it down.

Lisa Blenden
VP, Head of Mortgage Sales
Capstone Mortgage Lending

08/25/2026

You can qualify for the mortgage and STILL not qualify to buy the condo.

That surprises a lot of buyers.
As of August 3rd, Fannie Mae changed how certain conventional condo projects are reviewed, which means looking at the buyer’s finances is only part of the approval process.

The condo association matters too.
Reserves. Insurance. Budgets. Critical repairs. Deferred maintenance.

The takeaway isn’t “don’t buy a condo.” It’s “do your homework EARLY.”

Buyers, get your lender involved before you fall in love with the unit.

Realtors, don’t wait to find out there’s a project eligibility problem.

Qualifying the buyer is only half the equation. Sometimes we have to qualify the building, too.

To have your mortgage questions answered… reach out!
Lisa Blenden
VP, Head of Mortgage Sales
Capstone Mortgage Lending
904.501.6433

08/24/2026

Just because you CAN qualify for the payment doesn’t mean you SHOULD take on the payment.

There’s a big difference between what the guidelines say you can afford and what actually fits your life.

I don’t just want to know what I can get you approved for. I want to know what payment lets you still live, save, travel, breathe and enjoy the house you worked so hard to buy.

The goal isn’t just homeownership.
It’s homeownership that makes sense for YOU.

21 years in mortgages has taught me that those are two very different things.

Let’s run the numbers to see what fits you!

Lisa Blenden
VP, Head of Mortgage Sales
Capstone Mortgage Lending
904.501.6433

08/20/2026

If buying a home in Florida is in your plans, 2026 could be an important year to make that move.

And it has nothing to do with interest rates.

A major property tax proposal is headed to Florida voters this November, and if approved, when you establish Florida residency could affect the homestead exemption you receive.

It’s not law yet. Voters still have to approve it.

But THIS is why buying a home is about more than watching rates. Property taxes, insurance, legislation and timing all matter.

If Florida homeownership is on your radar, you’ll want to know what’s changing.

Save this one and send it to someone thinking about buying in Florida.

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8651 Baypine Road, Bldg 2, Suite 120
Jacksonville, FL
32256

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