North Florida Mortgage

North Florida Mortgage Whether you are buying, building, or refinancing, we have a solution for you.

North Florida Mortgage is a trusted mortgage broker in Jacksonville, FL, dedicated to helping clients secure the best home financing options. With over 17 years of experience, we specialize in a wide range of mortgage solutions tailored to meet the diverse needs of homebuyers and homeowners. Whether you are a first-time homebuyer, a veteran, or someone looking to refinance or access your home equi

ty, our team provides expert guidance and personalized service to make the mortgage process smooth and stress-free. What sets us apart is our deep knowledge of the Jacksonville market and our commitment to building lasting client relationships — we treat every mortgage as if it were our own.

09/07/2026

A rate lock holds your quoted rate for a set window (commonly 30-60 days) while your loan closes.

Questions about your situation? Call 904-389-4635.

Nelcor Inc. DBA North Florida Mortgage | NMLS 378379 | Jason Nelson NMLS 225505 | Equal Housing Lender | 904-389-4635

Jacksonville has one of the largest veteran and active-duty populations in Florida, and the VA loan is built for exactly...
09/07/2026

Jacksonville has one of the largest veteran and active-duty populations in Florida, and the VA loan is built for exactly that buyer. Zero down, no monthly mortgage insurance, and a one-time funding fee that is often waived. Here is the plain rundown.

Full breakdown here: https://nflmortgage.com/blog/va-loans-jacksonville

Questions? Call 904-389-4635.

Real words from a North Florida Mortgage client.Thinking about buying or refinancing in Northeast Florida? Jason will wa...
09/05/2026

Real words from a North Florida Mortgage client.

Thinking about buying or refinancing in Northeast Florida? Jason will walk you through it, no pressure.

Call 904-389-4635.

Buying in Jacksonville and moving here for good? File for the homestead exemption.It takes up to about $50,000 off your ...
09/04/2026

Buying in Jacksonville and moving here for good? File for the homestead exemption.

It takes up to about $50,000 off your taxable value, and it starts your own cap that limits how fast future increases can grow.

You have to own and live in the home as your primary residence as of January 1 and file with the county property appraiser by March 1.

Save this for after you close. Questions about your file? Call 904-389-4635.

Nelcor Inc. DBA North Florida Mortgage | NMLS 378379 | Jason Nelson NMLS 225505 | Equal Housing Lender | 904-389-4635

09/03/2026

Slow mornings look better with a paid-off feeling.

Buying or refinancing in North Florida? Let's see what your number looks like.

904-389-4635

09/03/2026

Getting pre-approved before house hunting tells you your real budget and makes your offer competitive.

Questions about your situation? Call 904-389-4635.

Nelcor Inc. DBA North Florida Mortgage | NMLS 378379 | Jason Nelson NMLS 225505 | Equal Housing Lender | 904-389-4635

09/02/2026

Myth: the seller pays low property taxes, so I will too.

Fact: in Florida the tax cap resets when a home sells. Your first-year bill is based on your purchase price, not the seller's old capped value.

This is the number one budgeting mistake out-of-state buyers make in Jacksonville.

Ask me how to estimate your real tax before you write an offer. Call 904-389-4635.

Nelcor Inc. DBA North Florida Mortgage | NMLS 378379 | Jason Nelson NMLS 225505 | Equal Housing Lender | 904-389-4635

09/02/2026

This week's Jacksonville mortgage rates, 30-year and 15-year fixed, updated from Freddie Mac.

Wondering what you would actually qualify for? Call 904-389-4635.

Nelcor Inc. DBA North Florida Mortgage | NMLS 378379 | Jason Nelson NMLS 225505 | Equal Housing Lender | 904-389-4635

Moving to Jacksonville from out of state? Here is the tax surprise nobody warns you about.Florida caps how fast a homeow...
08/31/2026

Moving to Jacksonville from out of state? Here is the tax surprise nobody warns you about.

Florida caps how fast a homeowner's taxable value can rise each year. Live in a home long enough and the tax bill looks tiny.

That cap resets the day the home sells. Your first-year tax is based on what you paid, not the seller's old low number.

So never budget your property taxes off the listing's current bill. Estimate off your purchase price, every time.

Want your real monthly number, taxes and insurance included? Call 904-389-4635.

Nelcor Inc. DBA North Florida Mortgage | NMLS 378379 | Jason Nelson NMLS 225505 | Equal Housing Lender | 904-389-4635

Address

13400 Sutton Park Drive South
Jacksonville, FL
32224

Opening Hours

Monday 9am - 5pm
Tuesday 8am - 6pm
Wednesday 8am - 6pm
Thursday 8am - 6pm
Friday 8am - 6pm
Saturday 8am - 6pm

Telephone

+19043894635

Website

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