Pilate Global Consulting

Pilate Global Consulting Credit Counseling Service

Juneteenth is an annual holiday observing the end of slavery in the U.S. It marks the day (June 19, 1865) when news of e...
06/19/2023

Juneteenth is an annual holiday observing the end of slavery in the U.S. It marks the day (June 19, 1865) when news of emancipation reached people in the deepest parts of the former Confederacy in Galveston, Texas.

On January 1, 1980, Juneteenth officially became a Texas state holiday.

In 2021, it became the first new federal holiday created by Congress in nearly four decades.

The first known official movement to make Juneteenth a federal holiday began in 1994 and the first congressional resolution recognizing Juneteenth Independence Day was introduced in the 105th Congress in 1997.

06/09/2023

TGIF ❤️

Good morning 😃

APR will determine how much you pay to borrow money each month. In the case of credit cards, it’s essential if you carry...
06/07/2023

APR will determine how much you pay to borrow money each month. In the case of credit cards, it’s essential if you carry a balance from month to month. Many credit card companies offer a grace period for new purchases. If you pay off your balance on time every month, you won’t be charged any interest. If, however, you carry a balance from month to month, you’ll be charged, based on the APR, for the unpaid portion.

I am unsure about anyone else, but are you experiencing a mid-week meltdown? Are you struggling to get through the week?...
06/07/2023

I am unsure about anyone else, but are you experiencing a mid-week meltdown? Are you struggling to get through the week? Are you having a great week?

Let us know in the comments below how you are doing on this hump day.

What is the meaning of a financial plan?A financial plan is a document that details a person's current financial circums...
06/07/2023

What is the meaning of a financial plan?

A financial plan is a document that details a person's current financial circumstances and their short- and long-term monetary goals. It includes strategies to achieve those goals.

A financial plan creates a roadmap for your money and helps you achieve your goals.

Whether you’re a first-time homebuyer or homeowner looking to refinance, most borrowers worry about the impact multiple ...
06/06/2023

Whether you’re a first-time homebuyer or homeowner looking to refinance, most borrowers worry about the impact multiple credit inquiries have on their credit scores.

After all, your credit score determines your interest rate, and a low-interest rate can save you thousands of dollars during the life of your home loan.

The good news is multiple inquiries from different lenders are typically counted as only a single inquiry — as long as they’re made within the same 14 to 45 days.

Becoming a homeowner can be a financially intimidating process, but several options from lenders and government sources ...
06/05/2023

Becoming a homeowner can be a financially intimidating process, but several options from lenders and government sources are designed to smooth the way. Qualified home buyers can secure loans with low down-payment minimums and participate in local buyer assistance programs.

While a larger down payment (or even an all-cash offer) can make you a more competitive buyer, the conventional advice of saving 20% of the home’s value for a down payment is not a hard-and-fast rule. This is especially true if you qualify for a government-backed loan, meaning that you may be closer to a sufficient down payment than you think.

Great morning! Your Monday morning thoughts set the tone for your whole week. See yourself getting stronger and living a...
06/05/2023

Great morning! Your Monday morning thoughts set the tone for your whole week. See yourself getting stronger and living a fulfilling, happier, healthier life.

Getting a mortgage with existing debt is possible, depending on how much debt you have and how well you manage it. Credi...
06/02/2023

Getting a mortgage with existing debt is possible, depending on how much debt you have and how well you manage it. Credit card debt affects three main factors that matter greatly in your ability to get a mortgage:
1. DTI (debt-to-income ratio)
2. Credit score
3. Down payment

Credit card debt falls under the “amounts owed” category, which simply means the total amount of debt you owe. The most important factor in this category is your credit utilization ratio, which measures the percentage of your available credit currently being used. For example, if you have $30,000 in available credit and owe $6.,000, your credit utilization ratio is 20%.

All these habits will help you on your home-buying journey. The goal is to kick bad habits first! Once specific patterns...
06/02/2023

All these habits will help you on your home-buying journey. The goal is to kick bad habits first! Once specific patterns are kicked, you can focus on buying a home.

Hello June ☀️And just like that, it’s the 2nd half of the year! Have you met your goals for the 1st half of the year? Wh...
06/01/2023

Hello June ☀️

And just like that, it’s the 2nd half of the year!

Have you met your goals for the 1st half of the year?

What are your goals for the 2nd half of this year?

Please drop your goals below in the comment section 👇🏾!

Did you know that June is national homeownership month?!This month we will focus our education posts on homeownership.We...
06/01/2023

Did you know that June is national homeownership month?!

This month we will focus our education posts on homeownership.

We'd love to help you reach your homeownership goals!

Click the link below to get started!

www.pilateglobalconsulting.com

Address

521 Yopp Road
Jacksonville, NC
28546

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+19103675756

Website

http://www.pilateglobalconsulting.com/

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