Eric Carson - Carson Home Team - First Coast Mortgage

Eric Carson - Carson Home Team - First Coast Mortgage We seek to deliver the promise of home ownership in
neighborhoods and communities across the United States. Who can you trust with your story?

The River City Group, powered by First Coast Mortgage Funding and comprised of Eric and Courtney Carson, serves all of Florida and Georgia. The River City Group believes that earning your trust is about learning your story and matching it with the mortgage that perfectly fits your life. Eric launched The River City Group out of a desire to bring a more holistic view of serving others into the mort

gage industry. A son of a teacher and a Navy Veteran, Eric grew up in rural Missouri in a town that still doesn’t have a stoplight. Eric’s upbringing reinforces his passion for helping homebuyers and homeowners from all walks of life, especially active and retired servicemembers. Eric came to the mortgage industry after spending over 20 years flying Fortune 500 CEOs, entertainers, and high net worth individuals around the world where there was no compromise to details and accuracy. Having moved across the country multiple times, Eric knows the importance of an effortless mortgage experience when relocating to another state, building a new home across town, or refinancing your current home. His teammate in both life and work, Courtney grew up in rural Missouri on a dairy farm and has a background in healthcare as a patient and family advocate. Now, she uses these skills to champion for customers in special or challenging circumstances daily. Courtney has moved with Eric from coast to coast over the years, giving her a keen sense to identify the needs of those relocating. Often, customers ask Courtney about how to get their family “plugged into the local area” as much as they ask about the loan process. Eric and Courtney have two children, two dogs, and strong ties to their community. Eric serves on the board of directors for a local youth sports league, and Courtney volunteers with local sports and religious organizations. Eric specializes in VA, Self-Employed, Jumbo, and Non-QM Mortgages, while Courtney specializes in FHA Loans, Down Payment Assistance Programs, and mortgages for medical professionals. Both are approved lenders for the Florida Housing Finance Corporation and Headstart 2 Homeownership. First Coast Mortgage Funding LLC
Equal Housing Opportunity
NMLS #1953441(www.nmlsconsumeraccess.org/). For more licensing information, please visit: www.firstcoastmortgagefunding.com

Eric Carson - Loan Officer
NMLS ID #2023501
I am authorized to do business in the states of Florida, Georgia and Missouri.

09/02/2026

You don’t need more market headlines—they need to know what to do with them.

That’s why we created Market Insights at 904Lender.com. We track reliable mortgage, housing, and financial-market sources, then provide practical insights to help Realtors and homebuyers make better-informed decisions.

Today’s update is called “Relatively Drama-Free Day”—but even a quiet market can affect conversations about rates, timing, and whether to lock.

Visit 904Lender.com, click Market Insights, and use today’s market information to help plan your next move.

🏈 College football is back!As we kick off a new week...and a new college football season...a little Monday motivation fr...
08/31/2026

🏈 College football is back!

As we kick off a new week...and a new college football season...a little Monday motivation from new Florida Gators Head Coach Jon Sumrall:

**“It’s easy to be confident when you work really hard.”**

Preparation builds confidence. Put in the work, trust the process, and go make it a great week!

🤦‍♂️
08/25/2026

🤦‍♂️

New week. New opportunities. Keep moving forward. 💪
08/24/2026

New week. New opportunities. Keep moving forward. 💪

We want homebuyers to understand the market and feel confident about the decisions they’re making. And we want our Realt...
08/21/2026

We want homebuyers to understand the market and feel confident about the decisions they’re making. And we want our Realtor partners to have useful, timely information they can share with their clients.

That’s a big reason we designed 904Lender.com to be more than a mortgage website. We wanted it to be a resource.

Our Weekly Market Insights brings together the mortgage, housing and economic news that matters—what happened, why it happened, and what could matter next.

No need to follow the bond market or sort through financial headlines all week. We’ll help make sense of it for you.

📊 New every week at 904Lender.com.

Because better information leads to better decisions.

Market information is provided for educational and informational purposes only and is not financial or investment advice. Mortgage rates and market conditions are subject to change without notice. Loan programs, rates and terms are subject to borrower qualification and other applicable requirements.

Carson Home Team | NMLS 2023501 | 2212972
First Coast Mortgage Funding | NMLS 1953441
Equal Housing Opportunity

One question we are asked frequently is what are mortgage rates doing.Now you can find out whenever you want.We just add...
08/18/2026

One question we are asked frequently is what are mortgage rates doing.

Now you can find out whenever you want.

We just added **Daily Mortgage Rate Updates & Trends** to 904Lender.com.

Instead of promotional headline rates that may require discount points, higher fees, specific qualifications, or other conditions, this page gives you a snapshot of **national average mortgage rate data from an independent third-party source**.

You can quickly see:

📈 Where mortgage rates are today
📊 Whether rates are trending up or down
🏡 National averages across several mortgage programs
🔎 How today compares with recent market movement

Whether you’re thinking about buying a home, already under contract, or you’re a Realtor who wants to stay informed for your clients, it’s another resource you can check anytime.

**Clearer data. Smarter decisions. Anytime.**

**904Lender.com**

*Rate information displayed on 904Lender.com is provided by an independent third-party source for informational purposes only. Rates shown are national averages and are not an advertisement, commitment to lend, or an offer of specific loan terms. Actual rates, APRs, fees, and terms may vary based on loan program, borrower qualifications, credit profile, property, market conditions, and other factors. Contact us for a personalized loan estimate and applicable terms.*

Carson Home Team | NMLS 2023501 | 2212972
First Coast Mortgage Funding | NMLS 1953441
Equal Housing Opportunity

Success rarely comes from one big moment.It’s the small things we do consistently—the extra phone call, the follow-up, s...
08/17/2026

Success rarely comes from one big moment.

It’s the small things we do consistently—the extra phone call, the follow-up, showing up when we don’t feel like it, and getting a little better every day.

Small efforts add up. Keep going.

Before choosing a lender, try something most homebuyers never think to do.**Call or text them at 9:00 PM on a Saturday.*...
08/05/2026

Before choosing a lender, try something most homebuyers never think to do.

**Call or text them at 9:00 PM on a Saturday.**

Why?

Because buying a home doesn't only happen Monday through Friday from 9 to 5.

Offers are written after hours or over the weekend. Appraisals come in. Title questions arise. Employment or income verifications are needed. Underwriters ask for additional documentation. A bank statement deposit needs to be explained. A credit report raises a question. Inspections uncover items that need to be addressed.

None of these are unusual—they're simply part of the homebuying process.

The difference is having a lender who's available to guide you through them when they happen, not just when the office is open.

Before you choose a lender, ask yourself one question:

**Who will answer when I need them most?**

Normally, I start each week with a motivational quote.This week, I'd rather start with a question...How can I help you?D...
08/03/2026

Normally, I start each week with a motivational quote.

This week, I'd rather start with a question...

How can I help you?

Do you need a trusted referral partner?
Looking for a great real estate agent?
Have questions about buying, refinancing, or financing a home?
Need a recommendation for insurance, a contractor, financial planning, legal services, or another local professional?

Over the years, I've been fortunate to build a network of trusted professionals that I'm confident recommending to my clients, friends, and community.

If I can help, I will. If I don't have the answer, I'll connect you with someone I trust who does.

Send me a message, give me a call, or leave a comment below.

Let's make this a great week by helping one another.
How can I help?

Address

11363-200 San Jose Boulevard
Jacksonville, FL
32223

Telephone

+19044145363

Website

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