Eric Carson - Carson Home Team - First Coast Mortgage

Call Directions Website

Eric Carson - Carson Home Team - First Coast Mortgage We seek to deliver the promise of home ownership in
neighborhoods and communities across the United States. Who can you trust with your story?

The River City Group, powered by First Coast Mortgage Funding and comprised of Eric and Courtney Carson, serves all of Florida and Georgia. The River City Group believes that earning your trust is about learning your story and matching it with the mortgage that perfectly fits your life. Eric launched The River City Group out of a desire to bring a more holistic view of serving others into the mortgage industry. A son of a teacher and a Navy Veteran, Eric grew up in rural Missouri in a town that still doesn’t have a stoplight. Eric’s upbringing reinforces his passion for helping homebuyers and homeowners from all walks of life, especially active and retired servicemembers. Eric came to the mortgage industry after spending over 20 years flying Fortune 500 CEOs, entertainers, and high net worth individuals around the world where there was no compromise to details and accuracy. Having moved across the country multiple times, Eric knows the importance of an effortless mortgage experience when relocating to another state, building a new home across town, or refinancing your current home. His teammate in both life and work, Courtney grew up in rural Missouri on a dairy farm and has a background in healthcare as a patient and family advocate. Now, she uses these skills to champion for customers in special or challenging circumstances daily. Courtney has moved with Eric from coast to coast over the years, giving her a keen sense to identify the needs of those relocating. Often, customers ask Courtney about how to get their family “plugged into the local area” as much as they ask about the loan process. Eric and Courtney have two children, two dogs, and strong ties to their community. Eric serves on the board of directors for a local youth sports league, and Courtney volunteers with local sports and religious organizations. Eric specializes in VA, Self-Employed, Jumbo, and Non-QM Mortgages, while Courtney specializes in FHA Loans, Down Payment Assistance Programs, and mortgages for medical professionals. Both are approved lenders for the Florida Housing Finance Corporation and Headstart 2 Homeownership. First Coast Mortgage Funding LLC
Equal Housing Opportunity
NMLS #1953441(www.nmlsconsumeraccess.org/). For more licensing information, please visit: www.firstcoastmortgagefunding.com

Eric Carson - Loan Officer
NMLS ID #2023501
I am authorized to do business in the states of Florida, Georgia and Missouri.

**Same $10,000. Two very different results.**Most buyers focus on negotiating the lowest purchase price. But what if tha...
10/14/2026

**Same $10,000. Two very different results.**

Most buyers focus on negotiating the lowest purchase price. But what if that same $10,000 could work harder for you?

In this example, using $10,000 toward a permanent interest rate buydown delivers approximately **2.5 TIMES the monthly savings** compared to reducing the loan amount.

The takeaway? **Don't just negotiate the price. Negotiate the payment.**

A little strategy can make a big difference!

*For illustrative purposes only. Based on a $300,000 loan amount, 30-year fixed conventional mortgage at 80% LTV. Savings reflect principal and interest only. Actual results vary. Not a commitment to lend.*

Setting goals is easy. Building the habits and discipline to achieve them? That's where the real work begins.Success isn...
10/12/2026

Setting goals is easy. Building the habits and discipline to achieve them? That's where the real work begins.

Success isn't about what you do once in a while. It's about what you consistently do every single day.

Small actions. Repeated daily. Extraordinary results.

**Don't just set bigger goals. Build better habits.**

Comment "Florida" for the full fact sheet!
10/12/2026

Comment "Florida" for the full fact sheet!

The struggle is real!
10/09/2026

The struggle is real!

Everyone’s watching rates. But if rates ease and more buyers jump back in, what happens to prices?Realtor.com estimates ...
10/08/2026

Everyone’s watching rates. But if rates ease and more buyers jump back in, what happens to prices?

Realtor.com estimates the U.S. ended 2025 short about 4 million homes. Local markets vary, but rates are only part of the picture.

Work with a mortgage expert who focuses on strategy over selling—someone who helps you make a plan that fits your goals.

Source: Realtor.com, March 2026 Housing Supply Gap report.

This one hit home. It’s easy to get caught up in what we want to accomplish and forget to work on ourselves along the wa...
10/05/2026

This one hit home. It’s easy to get caught up in what we want to accomplish and forget to work on ourselves along the way.

10/05/2026

We’d all love 5% mortgage rates. I’d also love $1.99 gas again. 😂

But here’s the thing—if rates drop significantly, you probably won’t be the only buyer who decides it’s finally time to jump in.

More buyers = more competition.

Don’t build your homebuying strategy around waiting for the “perfect” rate. Build it around the right opportunity and the right strategy for you.

And if gas hits $1.99, somebody please text me. 😂

Address

11363-200 San Jose Boulevard
Jacksonville, FL
32223

Alerts

Be the first to know and let us send you an email when Eric Carson - Carson Home Team - First Coast Mortgage posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share