06/04/2025
Do Medigap Plans Cover Foreign Travel Emergencies?
Medigap plans C, D, F, G, M, and N provide foreign travel emergency health coverage. Here are the key features and limitations of this coverage:
Initial Deductible: You pay a $250 annual deductible for foreign travel emergency services.
Coverage Limit: The plan covers 80% of the billed charges for certain medically necessary emergency care outside the U.S. after you meet the $250 deductible.
Lifetime Limit: There is a lifetime limit of $50,000 for foreign travel emergency coverage.
Time Limit: The emergency care must begin during the first 60 days of your trip outside the U.S. If your trip lasts longer, the coverage will not apply after the first 60 days.