Annette Harris Financial Coaching

09/18/2026

International Equal Pay Day is a checkpoint, not a countdown. Quick stat: women still earn roughly 81¢ for every dollar men make - a gap that adds up over time.

Tip: before any pay conversation, map your numbers: current pay, market range, recent wins, and minimum acceptable salary. After a PCS or career break, treat negotiation like a project: gather pay data, rehearse one concise pitch, and set a clear target.

We’ll help you turn emotions into evidence and confidence. Ready to prepare? Visit https://wix.to/Q0nPoDw and let’s get your pay talk organized.

Harris Financial Coaching empowers military families and individuals to achieve financial freedom with personalized guidance. Start now!

09/15/2026

📚 Jacksonville, I’ll see you at the Jacksonville Book Fest!

I’m excited to be participating in this year’s event on September 19 and will have several of my books available for you to browse and purchase.

If you’ve been wanting to check out my children’s financial literacy books, learn more about my work, or simply stop by and say hello, I’d love to see you there!

Come support local authors, discover some great books, and spend the day celebrating reading and our Jacksonville literary community. ❤️📖

📍 Jacksonville Public Library
📅 September 19
⏰ 9:30 AM - 4 PM

I hope to see you there!

09/07/2026

Labor Day is a good moment to honor service and to think ahead to life after active duty. I’ve walked this road as a veteran and the spouse of a retired service member, so I know how identity, routine, and finances change. In a short 3-minute read, I share practical steps to make the transition smoother: understand your pension and TRICARE, maximize TSP contributions, build an emergency fund, plan for healthcare and housing, and create a realistic budget.

Read the full guide and start mapping your plan: https://wix.to/Z0y2xIi

What’s one question you have about transitioning? I’ll answer below. 🇺🇸📝❤️

08/25/2026

Beginner-Friendly Annual Budget & Expense Tracker - Excel

I designed this workbook to give you a simpler, confidence-building way to see where your money goes. 💡📊✅

What it does: track monthly income, log household expenses, record transactions, and show an annual cash-flow summary - with formulas already built so you don’t have to. Includes Annual Income Tracker, Household Expense Tracker, Transaction Master, Automatic Category Flow, built‑in instructions, and an optional check register.

Perfect for individuals and households (I understand military families often need a portable, low-friction system) who want steadier monthly control without building a spreadsheet from scratch.

Only $12.99. Shop now: https://wix.to/rLvRgmq

What’s one expense you wish you tracked more closely? Tell me below - I’ll help you get started.

08/25/2026

A paycheck plan that turns day-to-day spending into clearer financial choices. 💡💸✅

I created the Free Cash Flow Tracker as a simple Excel tool to help you plan your money before payday slips away. Use it to organize income, track bills and debt payments, set savings goals, and see a monthly summary with running balances-no complicated formulas, just a clean layout that makes paycheck planning easier.

This free planner is ideal for beginners, families, military households, and anyone who wants a straightforward way to assign every dollar and reduce money stress.

Download your free Cash Flow Tracker - get it here: https://wix.to/Rv3NQyF

What’s one expense you want to plan for this paycheck? Tell me below.

07/28/2026

Retirement planning doesn’t have to be a single giant leap - it can be a series of practical, confidence-building milestones. Here are three simple stages to guide you and your family:

1) Starter: Build a small emergency cushion and begin a retirement savings habit, even with modest contributions. Small, consistent steps add up.
2) Mid-career: Optimize benefits and employer plans-this is where we boost savings and make the most of workplace and military benefits.
3) Pre-retirement: Consolidate accounts, clarify income needs, and create a withdrawal plan that protects your lifestyle.

I work with service members and civilian families to blend hands-on steps with benefit-navigation so you feel secure and in control. Ready to turn milestones into momentum? Visit https://wix.to/cQGLAAt to get started.

07/24/2026

Are you enjoying life... or financially recovering from it?

One of the biggest money traps I see isn't that people don't earn enough; it's that they're trying to keep up with lifestyles they see online.

In this video, I share my Financial Freedom Roadmap and the mindset that's helped me budget, build wealth, and travel without bringing debt home. I also walk through a practical budget example to show how you can make room for your goals without giving up the things you enjoy.

The goal isn't to stop enjoying life. The goal is to stop financially recovering from it.

🎥 Watch the full video here: https://youtu.be/UfDyv_-0zDI

I'd love to hear your thoughts after you watch. What part of your financial journey are you working on right now?

If you are dealing with financial problems, money stress, or the fe...

06/19/2026

Freedom. Resilience. Legacy. ❤️🖤💚

Today we honor Juneteenth, a day that marks freedom delayed but never denied.

As we celebrate how far we’ve come, we also recognize the responsibility to continue building opportunities, creating generational wealth, uplifting our communities, and preserving the stories that brought us here.

May we honor the past, embrace the present, and inspire the future.

Happy Juneteenth! ✨

06/11/2026

🌟 Attention Florida veterans with a 100% P&T rating! 🌟 While your monthly VA check is crucial, it’s just the beginning of what you can access. I’m Annette Harris, a financial counselor and fellow veteran, here to help you unlock a world of benefits that can save you money, secure your housing, and support education and long-term care for you and your family.

✅ Let’s kick things off with a quick checklist:
- Confirm your eligibility for the homestead property tax exemption
- Apply for a Florida disabled veteran ID card
- Check out potential driver’s license fee relief
- Review DV plate and parking privileges
- Explore CSDDV scholarships for your spouse or kids
- Ask about tuition waivers at schools
- Get a FREE state park pass
- Look into hunting/fishing license benefits
- Check out available dental program options
- Connect with a local veteran service officer for free assistance

Taking small steps now, like securing an exemption or hitting scholarship deadlines, can seriously boost your finances and strengthen your family’s future. If you're ready to turn these benefits into a solid financial plan, let’s connect and create a roadmap together! 💪✨

When a veteran finally receives a 100% Permanent and Total disability rating, it can feel like the end of a long fight. The monthly VA compensation matters. It can stabilize a household, reduce financial pressure, and help a family breathe again. But for Florida veterans, that monthly payment is not...

04/14/2026

I’m honored to share that The Adventure of Money was selected as the Children’s Book of the Year for Saving by the Institute for Financial Literacy as part of the 20th Annual Excellence in Financial Literacy Education Awards. 🎉

The EIFLE Awards recognize innovation, dedication, and commitment to advancing financial literacy education around the world, and I’m deeply grateful to be included among this year’s honorees.

This recognition means so much because I believe children deserve early, meaningful conversations about money that build confidence, wisdom, and strong financial habits for life. The Adventure of Money https://amzn.to/4e6gGT8 was written to make saving feel engaging, empowering, and accessible for young readers and the adults guiding them.

Thank you to the Institute for Financial Literacy for this incredible honor, and thank you to every parent, educator, and supporter who believes in helping children grow into financially confident futures. 💛