Ben Wyns-Mortgage Broker at Future Home Loans NMLS# 1903235

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Jacksonville Beach, FL
Ben Wyns-Mortgage Broker at Future Home Loans NMLS# 1903235

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NMLS 1903235
Mortgage Broker Licensed to work: FL
Equal Housing Opportunity https://bit.ly/3HJclFm

Company NMLS: 1621953, www.nmlsconsumeraccess.org, Future Financial LLC, DBA Future Home Loans 315 11th Ave N Jacksonville Beach, FL 32250, supports Equal Housing Opportunity. Interest rates and products are subject to change without notice and may or may not be available at the time of mortgage commitment or at the time of rate lock.

11/04/2026

https://www.cnbc.com/2026/11/03/stock-market-today-live-updates.html?__source=sharebar|email&par=sharebar

Stocks ripped higher on Wednesday after a decisive victory by Democrats in the U.S. midterm elections removed political risk that was hanging over Wall Street.

11/03/2026

https://www.mpamag.com/us/mortgage-industry/industry-trends/here-are-the-housing-issues-dominating-the-2026-midterms/595837?hsmemberId=208640948145&tu=&utm_campaign=&utm_medium=20261103&_hsenc=p2ANqtz--9xiu9ITn1EdrvKWodenMnmL3kxqKYXODYgfAsf_lw8NcEDKOf6Uc43d4ynJk4g-MKFN63baan25efsqTrGaEyRkKpaQ&_hsmi=447260548&utm_content=&utm_source=

11/02/2026

https://www.realtor.com/research/freddie-mac-mortgage-rates-october-29-2026/

The Freddie Mac 30-year mortgage rate dropped 8 basis points this week, from 7.32% to 7.24%, in conjunction with the 10-year Treasury yield, which averaged about 5.02% in the past week compared to 5.13% the week prior.

10/29/2026

https://www.mpamag.com/us/specialty/wholesale/cautious-optimism-prevails-in-volatile-rate-environment/595357?hsmemberId=208640948145&tu=&utm_campaign=&utm_medium=20261028&_hsenc=p2ANqtz-8bKrkYIKNaW7NiadyhnbHZ51BPZEqxpmD6A_GnkfpcpIRfRTjISEoCB52z1t7-_QMdfoup1gWuPnwAqImxu0aJwFzknA&_hsmi=446437541&utm_content=&utm_source=

Senior LO highlights the bright side for buyers and welcomes a drop in mortgage rates at last

10/28/2026

https://www.mpamag.com/us/mortgage-industry/market-updates/fed-announces-october-rate-decision-with-its-two-mandates-at-odds/595285?hsmemberId=208640948145&tu=&utm_campaign=&utm_medium=20261028&_hsenc=p2ANqtz-_W8-8PIM3TjR4GfFg4OfJVdmuX7snKqoiT445AuMp-5lN0i8yEhtATLJMVvmH4aCN-wh8SUhzAQgseKX_gJyuZgDTgyg&_hsmi=446416516&utm_content=&utm_source=

The central bank weighed stubborn inflation against a softer job market a week before the midterms

10/27/2026

https://www.mpamag.com/us/mortgage-industry/market-updates/fed-preview-inflation-and-jobs-pulling-fomc-in-different-directions-economist-says/594950?hsmemberId=208640948145&tu=&utm_campaign=&utm_medium=20261027&_hsenc=p2ANqtz-8fx0e_l-rlOZs1V4dr7lS73kp_LW3y6FcL20DQsPPlMOH_jgcv9PFf9q1IdBgBaXALXlAgBIbIkHyKeznvSQZb3kN2aA&_hsmi=446178854&utm_content=&utm_source=

10/23/2026

https://www.mpamag.com/us/mortgage-industry/market-updates/trump-signs-executive-order-targeting-mortgage-insurance-and-refinancing-costs/594777?hsmemberId=208640948145&tu=&utm_campaign=&utm_medium=20261023&_hsenc=p2ANqtz--IFrCETW8JCzgxRa-O8NzO6uDE4LkSMRjnEjR8OlWVK4sGW7cYor-uxGTTHZOcgoSLXPUnYhG3BUIa6h8tjOMNaAFeAg&_hsmi=445705417&utm_content=&utm_source=

The order directs FHFA to expand title insurance waivers and launch a pilot for automated PMI cancellation

10/21/2026

https://www.mpamag.com/us/specialty/wholesale/fed-rate-increases-could-lead-to-lower-mortgage-rates-habib-says/594272?hsmemberId=208640948145&tu=&utm_campaign=&utm_medium=20261020&_hsenc=p2ANqtz-_jEni-Z75z-T7HScfC0_0nUa3z-KXtDwmwu42SoxdK6O39HQYbNsL7ApnuUgvJIeqMiLwdEvyNkEJtsjv-AugVubg3Rw&_hsmi=445234809&utm_content=&utm_source=

How the 2-year Treasury foreshadows more Fed hikes, but why that doesn't guarantee higher rates

10/12/2026

Jacksonville had the biggest YOY jump in rankings of all large markets

The Kenosha, Wisconsin metro moved up one spot from last month to claim the top spot on the hottest housing markets list for the first time since January 2026. Kenosha has ranked in the top 20 a total of 67 times, but has claimed the top spot only five times.

10/09/2026

https://www.redfin.com/news/return-to-normal-housing-costs/

U.S. housing costs could return to “normal” within the next five or six years if mortgage rates fall and/or price growth flattens. But the timeline varies widely from metro to metro.

Address

224 3rd Street N
Jacksonville Beach, FL
32250

Telephone

+19045666791

Website

http://benwyns.com/

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