Adler Mortgage Team, NMLS #436320

09/05/2026

5.0 star review received on Experience.com for Brandon Adler by Pam M - Brandon is always great to work with. You always know what the status of the loan is and what to expect.

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09/01/2026

5.0 star review received on Experience.com for Brandon Adler by Sean R - You guys are f**k'n awesome !!😎 Thank you so much for helping us get this house!! Keep up the great work!

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08/29/2026

5.0 star review received on Experience.com for Brandon Adler by Gavin S - Was a pleasant exsperince with excellent guidance thank you!

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08/28/2026

5.0 star review received on Experience.com for Brandon Adler by James H - Brandon and his staff were very friendly, knowledgeable, and proactive in staying ahead as the process progressed. The only issue was something that was totally out of their control, but even so they kept me well advised of what was going on to the best of their ability!

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08/28/2026

🏡 A pre-approval letter doesn't necessarily mean you're actually pre-approved.

I had a prospect recently who started the pre-approval process with us. We were collecting income, employment, asset and other documentation to actually verify that everything worked.

She got frustrated with the request to verify 2 years of employment history with dates. We agreed to have a call the next day and walk through with a game plan so she could figure out the work history that night.

The next day when I called - "Never mind. I got a pre-approval letter online last night. I'm all set".

And that's exactly where the problem can start.

A letter can be generated quickly. Actually doing the due diligence to support that letter takes more work.

The risk?

You find a house ❤️
You make an offer 🏡
You spend money on inspections, appraisal, etc. 💰
And THEN the lender discovers a problem that should have been caught before you went under contract.

A good pre-approval isn't about getting a letter as quickly as possible.

It's about knowing you can actually close.

Before you start house hunting, ask your lender: "What have you actually verified?"

That question could save you a lot of time, money and frustration.

If you're thinking about buying, I'm always happy to explain what our pre-approval process looks like.

08/21/2026

5.0 star review received on Experience.com for Brandon Adler at CrossCountry Mortgage by Bill W - Always returns calls promply. Is honest in his evaluations of the mortgage application. Is also proactive in providing status.

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08/18/2026

5.0 star review received on Experience.com for Brandon Adler at CrossCountry Mortgage by Kenzie S - Brandon was very responsive and consistent with our transaction. We sat with a clear to close and had to wait for a couple weeks due to the sale of our buyers home. He was still diligent in his follow up during the waiting period to all parties including myself, the buyers and the listing agent as well. My experience with Brandon was fantastic and I will be referring future buyers to him for all their mortage needs!

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08/14/2026

📈 Mortgage rates are near their highest levels of the past 52 weeks. So…what's going on?

Unfortunately, there isn't one simple answer.

Mortgage rates are driven by the bond market, specifically mortgage-backed securities. And right now, a couple of things are putting pressure on those bonds:

🔥 Inflation remains a concern
👷 The jobs market isn't as strong as investors would like
📉 Mortgage-backed securities have been under pressure

The Wall Street Journal reported the average 30-year fixed mortgage rate at about 6.72% yesterday.

And while everyone would love to see rates drop quickly, we're hearing more expectations that meaningful improvement may not happen until 2027.

But here's the part I don't want buyers to overlook:

🏡 Higher rates can create opportunity.

If you're able to buy today, you may have less competition than you would if rates suddenly dropped. And when rates eventually do come down, more buyers could jump back into the market—which can put upward pressure on home prices.

So waiting for the "perfect" rate isn't necessarily the only strategy.

Sometimes the opportunity is in buying when everyone else is waiting.

If you're wondering what today's rates mean for your situation, let's run the numbers. There may be more options than you think.

Have a great weekend!

08/09/2026

5.0 star review received on Experience.com for Brandon Adler by Jerry F - the information was explained to me clearly and they were very friendly and got me the best possible deal

Click to see all 206 reviews of Brandon Adler at CrossCountry Mortgage, Loan Originator | NMLS #436320

08/08/2026

5.0 star review received on Experience.com for Brandon Adler by Susie M - I can always trust that Brandon has the transaction moving forward and that we will close!!!

Click to see all 206 reviews of Brandon Adler at CrossCountry Mortgage, Loan Originator | NMLS #436320