Karley Bond: First Horizon Bank NMLS #546278

04/10/2026

Yesterday wrapped up the official classes for the Tennessee Mortgage Bankers Association, Inc. Future Leaders program and I couldn’t be more proud of my team, Gold Strike Mortgage.

Their hard work, dedication to learning, and focus throughout the program truly showed. They knocked their final presentation out of the park! 👏

We’ve shared a lot of laughs and growth over the past few months, and I’m incredibly honored to have had the opportunity to work alongside them and serve as their mentor.

Such a great year and hard to believe it’s already coming to an end. Excited to see what’s ahead for each of them! ✨

03/27/2026

This major life transition is often overlooked.

02/05/2026

Thinking about refinancing your mortgage? While a mortgage refinance may give you more flexibility and help you save money over the long term, make sure that your situation is the right fit before you take the leap.

Review your overall financial goals and ensure you understand the closing costs involved with getting a new mortgage.

Ready to explore your options? Send me a message to chat.

12/06/2025

We had a great time at the Memphis Area Association of REALTORS® Multi Million Dollar Club Christmas party. It was the perfect way to kickoff the holiday party season. Our whole team isn’t here but I sure love these people and my entire work family. We have big plans for 2026!

11/06/2025

Are you a first-time homebuyer? As your local banking partner, we believe finding the right lender means finding the right relationship. We combine big-bank resources with personalized, small-bank service to guide you through every step of your home buying journey.

Our mortgage specialists take time to understand your unique needs and help you explore first-time homebuyer programs that work for your situation.

Reach out today and let’s work together to achieve your dream of homeownership.

10/14/2025

We're growing! ✨

Please join us in welcoming, Kenneth Pruett, to the team!
Ken brings a wealth of experience and knowledge and will be a tremendous asset to our team. Looking forward to the energy he will bring and thrilled to have him on board as we continue to grow.

09/19/2025

I'm thrilled to share that First Horizon has been recognized as one of America’s Greatest Workplaces 2025 by Newsweek and Plant-A Insights Group!

This honor reflects our commitment to fostering a workplace where employees feel valued, supported and empowered to succeed.

09/18/2025

Rates have fallen from October 2023's near-8% peak, creating what economists call a "substantial improvement."

💡 Should you refinance?
Consider it if your rate is 6%+ (especially 7%+) and you're staying in your home for more than a year.

Rule of thumb: If current rates are 0.5% below your rate, investigate. If they're 1% lower, you should "almost certainly refinance."

💰 The cost: Expect 2-6% of loan balance in closing costs (e.g., $3,000-$9,000 on a $150,000 mortgage).

Why rates are dropping: Despite the Fed holding steady, mortgage rates follow 10-year Treasury yields, which have declined due to economic data showing potential weakness. Don't miss the opportunity. Many homeowners who bought when rates were high could save significantly by refinancing now.

Many homeowners refinanced their mortgages at the start of August as interest rates lowered. Here's how to know if it's time to consider it, per experts.

08/22/2025

We’re growing our team in West TN! If you’re a client-focused Mortgage Loan Originator and want access to a wide range of products to support and grow your business, we’re the place for you!

07/21/2025

By joining First Horizon Mortgage, you’ll be bringing your talents to an organization that values the way you see the world, while challenging the way you see yourself. You’ll have the support and the resources you need to not only reach your goals, but surpass them.

07/08/2025

When you join First Horizon Mortgage, you’re not just another associate – you’re part of a rich history of helping people achieve their dreams of homeownership.