Rodney Terry NMLS 185299

Rodney Terry NMLS 185299 Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Rodney Terry NMLS 185299, Loan service, 4 Old River Place, Jackson, MS.

If you stepped away from your home search because there just wasn’t enough to choose from, it may be worth taking anothe...
09/03/2026

If you stepped away from your home search because there just wasn’t enough to choose from, it may be worth taking another look.

More listings don’t mean every home will be the right one, but having more options is a much better place to start.

It’s easy to picture your life in a home after one great showing. I always encourage buyers to pause and think about how...
09/02/2026

It’s easy to picture your life in a home after one great showing. I always encourage buyers to pause and think about how it will actually work day-to-day.

Can you comfortably manage the full payment? What might need repairs? Does the location fit your routine? A home can be beautiful and still not be the right fit.

Getting an offer accepted is exciting, but it’s also when a lot starts happening behind the scenes.My job is to keep the...
09/01/2026

Getting an offer accepted is exciting, but it’s also when a lot starts happening behind the scenes.

My job is to keep the loan moving, keep you updated, and make sure you always know what comes next. You don’t have to figure it all out on your own.

08/31/2026

Sometimes the individual numbers don’t seem like much on their own, but when a few of them start moving in the same direction, I pay attention.

That’s what caught my eye this week. If buying a home is somewhere on your radar, I think it’s worth knowing when the market starts showing little signs of change.

I talk to people all the time who assume they’re not ready to buy a home. Sometimes they’re right. But sometimes we actu...
08/26/2026

I talk to people all the time who assume they’re not ready to buy a home. Sometimes they’re right. But sometimes we actually go through the numbers, and they’re surprised by what’s possible.

There are different loan programs, down payment options, and assistance programs out there, and you don’t need to understand all of them before reaching out.

That’s my job. If homeownership is something you’ve been thinking about, I’m always happy to have the conversation and see where you stand.

This is one of those stats that I think is worth paying attention to if you’re looking for a home right now. About 1 in ...
08/25/2026

This is one of those stats that I think is worth paying attention to if you’re looking for a home right now. About 1 in 5 homes for sale has had a price reduction.

To me, that says sellers are realizing they may not have quite as much leverage as they did a few years ago.

And as a buyer, that can open the door to conversations about more than just price. Closing costs, repairs, concessions - there may be some room to negotiate.

08/24/2026

The housing market can be noisy. One headline says one thing; the next one seems to say something completely different.
That’s why I try to pull out a few things that are actually worth paying attention to and explain what they could mean if you’re thinking about buying.

You don’t need to follow every headline. You just need to understand the ones that might matter to you.

PMI is one of those mortgage terms you may hear before you ever really know what it means. Private Mortgage Insurance is...
08/21/2026

PMI is one of those mortgage terms you may hear before you ever really know what it means. Private Mortgage Insurance is typically required on certain conventional loans when your down payment is less than 20%. And importantly, it may not be permanent - once you’ve built enough equity, you may be able to have it removed.

A smaller down payment doesn’t automatically mean homeownership is out of reach. Understanding how PMI fits into the equation can help you see your options more clearly.

The price of the home is only one part of the affordability conversation. Before deciding what price range feels right, ...
08/20/2026

The price of the home is only one part of the affordability conversation. Before deciding what price range feels right, think about the bigger picture: What monthly payment fits comfortably? How much cash will you need upfront? And how much would you like to keep in savings after closing?

The goal isn’t simply to determine how much home you can buy. It’s to find a number that works for your life after you get the keys, too.

If you need help running those numbers, I'm happy to help.

There’s a lot more to buying a home than scrolling listings. Understanding loan options, estimating payments, learning w...
08/19/2026

There’s a lot more to buying a home than scrolling listings. Understanding loan options, estimating payments, learning what you may need upfront, and figuring out what fits your budget can all happen before you find “the one.”

When you’re ready to start exploring what homeownership could look like for you, I have resources to help you take that next step.

Address

4 Old River Place
Jackson, MS
39202

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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