11/20/2023
How to improve your DTI? Why getting a second opinion is important!
Hey future homeowners! 🏡 Let’s talk DTI—that’s Debt-To-Income ratio for those not in the know. Want to make your mortgage application shine? Lower that DTI! 💫
Pay down those credit cards 🎯
Consider a side gig for extra cash 🤑
Limit new debts—say no to that shiny new car for now 🚗❌
Your debt-to-income (DTI) ratio is a percentage that’s calculated by dividing your total monthly debts by your total monthly gross income and is a metric used by lenders when considering your mortgage. The magic number at most local banks or credit unions can be 36% or below for most lenders, this can be sometimes hard to meet!
So, as you can see your DTI is a big deal, and guess what? I’m here to help you navigate those numbers like a pro. DM me and let’s get that ratio looking irresistible! 💪📊
It always helps to get a second opinion! Give me a call we can do loans with debt Ratios up to 57%!!!! With over 20 years experience in mortgage lending, check with me to see why we close so many loans that start somewhere else!
Contact us for Pre-approval at 740-395-0250 or 740-978-3323.
