RMG Advisory Services

10/10/2026

Your investments may be doing fine. But is your money being managed with an understanding of where the world is going?

At RMG, we believe investment capital has two important jobs.

The first is to build and preserve wealth through a disciplined, broadly diversified core investment strategy.

The second is to pursue opportunities created by ideas that could change the world.

That's why we've also implemented a concentrated investment strategy, with portfolios focused on the infrastructure supporting artificial intelligence, robotics, and space exploration.

We're not simply buying technology stocks because they're popular.

We're investing in businesses that provide the electricity, computing, cooling, construction, communications, and other essential infrastructure these industries require.

We continually ask: What's preventing progress, who's solving the problem, and does owning that business make financial sense?

These portfolios aren't future plans. They're invested and actively managed today.

Concentrated investing involves greater risk and isn't appropriate for everyone. That's why we believe different investment objectives call for different strategies.

But managing meaningful wealth goes beyond investments. It's about what your money needs to accomplish for you, your family, and future generations.

If you've built substantial wealth, when was the last time you thoughtfully evaluated how it's being managed?

I'd welcome a 15-minute conversation to learn about your situation and see whether RMG might be a good fit.

Book an appointment Schedule a 15-minute intro call. We’ll listen first. Then we’ll explain how a partnership with RMG Advisory Services can help you get the future you want. What to ex…

10/05/2026

If you stop and think about it, every broad U.S. stock market decline in modern history has eventually ended.

Some lasted weeks. Some lasted years. Some were frightening enough that, in the moment, people wondered whether the system itself was coming apart.

But the decline was temporary.

What is more interesting is the other side of that observation. The long-term growth of the market has not been temporary.

That makes sense when you remember what the stock market actually represents. It is not a machine that randomly produces investment returns. It is ownership in thousands of businesses made up of people working every day to solve problems, invent things, improve productivity, earn profits, and satisfy the wants and needs of other people.

As long as human beings continue doing those things within a functioning free-market system, there is a powerful economic reason for productive businesses, collectively, to become more valuable over long periods of time.

And here is the remarkable part.

You can participate in that entire system without founding a company, becoming an economist, predicting interest rates, or figuring out which stock will be the next big winner.

You simply need some money to invest, a sensible way to own broad pieces of productive enterprise, and enough discipline to remain an owner when markets inevitably become uncomfortable.

That's really the deal.

You provide the capital.

Businesses provide the work, innovation, productivity, and profits.

Time does much of the rest.

07/10/2026

The Retirement Math Most People Miss

To spend $70,000, it may cost you more than $90,000. Most people think the biggest threat to retirement is a bad market....

To spend $70,000, it may cost you more than $90,000. Most people think the biggest threat to retirement is a bad market. That is a real risk, but it is not the only one. There is another risk that …

06/16/2026

"A hammer is useful. A pile of hammers is not a house."

Discover why owning multiple index funds may not ensure true diversification and how to build a structured portfolio for better financial outcomes.

06/15/2026

It took 168 coffee beans to make today’s cup. I counted. Not because I’m weird.

Okay, maybe a little.

But this morning, I sent a Happy Monday note to clients reminding them of three things:

-Their plan is working.
-Progress is happening.
-And questions are not interruptions — they’re part of the process.

At RMG, Q&A isn’t a side dish. It’s one of the main ingredients.

Markets are noisy. Life is busy. Coffee helps.

Become a Fanatic.

www.rmgadvisor.com

06/15/2026

She had more than enough money to retire. That was not the problem....

Explore the deeper questions of retirement: finding purpose beyond financial security and crafting a meaningful new chapter in life.

06/13/2026

Are You Sure About What You’re Handing Over?

Business transitions are complex, requiring clear identification of transferable assets and value preservation. Owners must analyze cash flow, demand, equipment, inventory, real estate, systems, intellectual property, and staff to ensure a successful sale or succession....

Learn how to successfully transition your business by identifying transferable assets, cash flow, and building a sustainable company structure.

06/01/2026

Why More Retirement Advice Often Creates More Anxiety

Read the article here:

https://rmgadvisor.com/2026/06/01/why-more-retirement-advice-often-creates-more-anxiety/

05/15/2026

Inflation is one of the biggest threats retirees face.

Not market volatility, headlines, or even recessions.

Inflation.

Because once you retire, the question is no longer just:

“Can I create income?”

The real question is:

“Can my income keep its purchasing power over the next 20 or 30 years?”

That’s where annuities can fall short.

Fixed annuities may provide stability, but the income can lose buying power over time.

Indexed annuities may sound like they are tied to the market, but caps, spreads, participation rates, surrender charges, and contract limits can restrict the actual growth.

Variable annuities may offer market exposure, but fees and complexity can eat into the benefit.

None of that means annuities are always bad.

They can have a role.

But retirees should be careful about treating an annuity as the entire retirement income solution.

Historically, stocks have helped investors outpace inflation.

Dimensional’s data shows that from 1928–2025, in years when inflation was above its historical median, average annual real returns were still positive:

S&P 500 Index: 4.6%
Dimensional US Small Cap Index: 7.7%
Dimensional US Small Cap Value Index: 10.8%

Real returns mean returns after inflation.

That matters.

Because retirement income planning should not just be about creating a paycheck.

It should be about creating a paycheck today while preserving purchasing power tomorrow.

For many retirees, the better answer may not be annuity or market.

It may be annuity plus market, depending on the person.

-Safety for essential income; if that's what you need.
-Growth for inflation protection; that's what EVERYONE needs.
-Discipline so neither fear nor salesmanship drives the decision.

Retirement income should be designed around your life, not sold around a product.

If you’re nearing retirement, ask a better question:

“What income plan gives me the best chance to live well for the rest of my life?”

05/07/2026