Guiding Star Insurance

09/03/2026

Our office will be closed Monday September 7 in observance of Labor Day. We hope everyone has a Safe and happy Labor Day weekend.

09/02/2026

Did you know that every time we write an insurance policy, it enables our agency to “Give Back” to our community? Part of our business plan when we started our agency was a promise to give back by donating our time and part of our sales to help local charities. By allowing us to help you with your insurance needs, you’re also helping others in our community. We feel so grateful for everyone that has trusted us to insure them and thankful to be able to give back and make a difference in our community. ❤️ ❤️❤️❤️

09/02/2026

Just a reminder that our office closes at 2:00 on Fridays. Thank you.

09/01/2026

It’s not too late to sign up for this upcoming event to walk or run as an individual or a team. Join us for a dinner and listen to young talented singers and visit with lots of vendors who will be set up with merchandise and desserts. We hope you’ll join us in remembering those little ones that left us way too soon. We have baby name signs that you can purchase to be displayed during the event as well.

08/31/2026

Let’s Talk Other Structures also known as Detached Structures:
With many having issues of collapsing claims due to the heavy weight and snow, it’s a good time to read over your policy and understand what your coverages include.

Do you have a detached shop, garage, fence, swimming pool, etc.? How much coverage do you currently have for these items under your homeowners insurance? Most policies only provide 10-20% of whatever your home is insured for, but we see so many people who invest $100,000 or more in their detached structures. Do you carry replacement cost for detached structures, as many policies only cover these for actual cash value without paying an additional premium. Be sure to review your policy to make sure you’re properly protected.

08/30/2026

We still need a few more volunteers for our upcoming Heaven's Cradle Twilight Run, coming up in October.

Volunteers are needed for our annual Twilight Run & Sunset Rendezvous on October 15th. Several volunteer options are available at twilightrun.raceroster.com.
Ample service hours are available for all students.
Each volunteer will receive a 2026 Twilight Run & Sunset Rendezvous t-shirt and dinner at the event. We invite you to help create a memorable event on October 15th! ✨💜
Twilightrun.raceroster.com

08/28/2026

So thankful to Mady’s Smokin BBQ for allowing us to insure your food truck. We know you are going to do so well with your new business venture. Be sure to check out her food next Monday if you’re in the Paris Tn area.

We are ready for y’all!!
We will be set up at Tractor Supply in Paris, Tn
August 31st 11am-6pm

08/25/2026

Think Before You File

A homeowner we spoke with recently had filed a few claims over the past couple of years—nothing major. A small water leak. A minor roof repair. Some storm damage. Each time, they did what they thought was right… they used their insurance.

Then renewal time came.

Their premium increased significantly—and to make matters worse, another company wouldn’t even offer them coverage due to the number of recent claims.

They were frustrated and confused. “Isn’t this what insurance is for?”

The truth is—insurance is there to protect you. But it’s really designed for the bigger, unexpected losses… not always the smaller ones.

What many people don’t realize is that:
• Multiple claims in a short period can impact your rates
• It can limit your options if you ever want to switch companies
• And in some cases, it can even lead to non-renewal

💡 The takeaway: Before filing a claim, it’s always worth having a quick conversation to look at the bigger picture—especially if the damage is close to your deductible.

A 5-minute conversation today could save you a lot of money (and stress) down the road.

If you ever have questions about whether to file a claim, we’re always here to help you think it through.