Rebecca "Becca" Wilton, Financial Advisor

05/19/2022

Budgeting!!

05/18/2022

WHAT IS ASSET ALLOCATION?

According to Investopedia, “Asset allocation is an investment strategy that aims to balance risk and reward by apportioning a portfolio's assets according to an individual's goals, risk tolerance, and investment horizon. The three main asset classes—equities, fixed-income, and cash and equivalents—have different levels of risk and return, so each will behave differently over time.”

There is a great article I found on SniderAdvisors’ website, https://www.snideradvisors.com/blog/the-importance-of-asset-allocation/, that really sums up the importance of asset allocation. “Asset allocation helps investors reduce risk through diversification. Historically, the returns of stocks, bonds, and cash haven’t moved in unison. Market conditions that lead to one asset class outperforming during a given timeframe might cause another to underperform. The result is less volatility for investors on a portfolio level since these movements offset each other.
In addition to diversification, we believe asset allocation is essential to ensure that you reach your financial goals. An investor that isn’t taking on enough risk might not generate high enough returns to reach their goal, while an investor that’s taking on excessive risk may not have enough money when they need to access it. Selecting the right asset allocation helps avoid these issues by ensuring that a portfolio is ideally positioned to reach a goal.”
Investing involves risk including the potential loss of principal. No investment strategy, such as asset allocation, can guarantee a profit or protect against loss. Past performance is no guarantee of future results.

05/14/2022

What a fun afternoon hiking at High Falls with my sweetie!

05/14/2022

Coming up at 9 am this morning is “Your Money” with Sherri Goss and I! Listen on AM940 or online at https://www.wmac-am.com/
Call in at 478-742-0940 with your questions, we’ll be live!

05/12/2022

What’s New With TSP?
Coming in June of 2022 there will be new features for TSP participants. Here’s a rundown of several of the updates/new features:
• Virtual Assistant 24/7 to help you find answers and resources.
• A Live Chat feature during normal business hours.
• Fresh new look for the “My Account” interface.
• A Navigation Menu that should make it easier to find and use account management tools.
• Mobile-friendly environment. (Can log in with device biometrics.)
• You will be able to complete more transactions online.
• Personalized support for rolling over money to/from your TSP account.
• More investment options. (Mutual Funds will be available for additional fees.)

Read the full article at TSP.gov for all the details. https://www.tsp.gov/new-tsp-features/

We’re introducing exciting new features to make your TSP experience even better. You’ll have more flexibility in how you access My Account, more options to contact TSP representatives if you need help, and even more transactions you can complete smoothly and securely online.

05/11/2022

Here is some information about the Thrift Savings Program (TSP).

05/09/2022

There are two ways to be rich: One is by acquiring much, and the other is by desiring little. – Jackie French Koller

05/09/2022

I had an amazing Mother’s Day. The boys made it home from Auburn and went to church with us and then to a fun luncheon Ben found for us! I have such talented kids! Brenden made me a hat and hoodie!