Andy Ripps at OriginPoint NMLS 263841

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Andy Ripps at OriginPoint NMLS 263841 Andy Ripps offers expertise and personalized services for new home purchases and refinances.

I am a Producing Branch Manager/VP of Mortgage Lending NMLS 263841 at OriginPoint (operating as OriginPoint Mortgage, LLC in California state) NMLS 2185899.

Home prices rose in 78% of the nation’s metro markets last quarter, according to today’s NAR report. The average home pr...
10/30/2026

Home prices rose in 78% of the nation’s metro markets last quarter, according to today’s NAR report. The average home price rose to around $432,900, up 1.7% year-over- year. Prices appreciated the most in the Northeast (4%) and Midwest (3.6%) regions, while the West saw a 0.6% drop. There's still ample opportunity for buyers though, with home prices declining in 21% of markets in Q3.

Need a hand navigating the shifting housing market? Let’s chat.
https://myoc.io/d4MN02KN6Nq/5h6gL



NMLS # 263841

With the economy growing and inflation lingering, the Fed opted to hold interest rates steady at their latest meeting. M...
10/29/2026

With the economy growing and inflation lingering, the Fed opted to hold interest rates steady at their latest meeting. Mortgage rates are expected to stay about where they are as well. A steadier rate environment gives you more control as you think about buying or refinancing.

Let’s discuss what the latest Fed moves mean for your homeownership plans.
https://myoc.io/d4MN02KN6Nq/W5q0i



NMLS # 263841

10/28/2026

One of the biggest mistakes buyers make? Waiting around for the right time to buy. Market conditions are worth watching, but your homebuying timeline is just as unique as you are.

Let’s discuss your individual situation to find out what the “right time” could mean for you.
https://myoc.io/d4MN02KN6Nq/xiyvD



NMLS # 263841

10/26/2026

Buyers, don’t wait until 2027 to start preparing. A little bit of early planning can go a long way. Whether it’s building your credit or considering pre-approval, I’m here to help you understand the options and take the next steps.

Home, here you come.
https://myoc.io/d4MN02KN6Nq/dUq7t



NMLS # 263841

10/22/2026

Today’s mortgage term: loan estimate. Think of it as a snapshot of the numbers behind your mortgage. Whether you’re looking to better understand your estimated monthly payment, costs or terms, I’m here to help.

Review more mortgage jargon and definitions in our guide.
https://myoc.io/d4MN02KN6Nq/1wyWj



NMLS # 263841

If you’ve been waiting on the housing market, this news is worth a look. Pending home sales dropped 7.3% in September as...
10/20/2026

If you’ve been waiting on the housing market, this news is worth a look. Pending home sales dropped 7.3% in September as many buyers held back, which could mean less competition for those ready to move. Want to get ahead of the crowd?
https://myoc.io/d4MN02KN6Nq/1GbTh



NMLS # 263841

10/19/2026

When buying a home, a little bit of clarity goes a long way, especially when it comes to your budget. A pre-approval helps bring a realistic price range into focus, eliminates guesswork and gets you ready to attend that open house.

Let’s find your starting point together.
https://myoc.io/d4MN02KN6Nq/rdmxG



NMLS # 263841

10/15/2026

Career changes could leave something lurking beneath the surface. When you’re buying a home, switching jobs could affect the financial information used to qualify you for a mortgage. You may encounter a bump in the road or need to provide additional information for verification.

Before you make a move, let’s talk about what switching jobs could mean for your application. I’ll help you stay on track so you can leave the unexpected twists to Halloween movie marathons.
https://myoc.io/d4MN02KN6Nq/3OUw9



NMLS # 263841

September housing data showed mixed results, with home sales increasing 1.5% compared to August. Sales increased in the ...
10/14/2026

September housing data showed mixed results, with home sales increasing 1.5% compared to August. Sales increased in the South and West, held steady in the Midwest, and declined in the Northeast. While sales decreased 2.2% year-over-year, many buyers are still entering contracts as more inventory becomes available in the market.

Want to take advantage of the shifting market? Let’s connect.
https://myoc.io/d4MN02KN6Nq/mff4d



NMLS # 263841

10/12/2026

What spooky sounds do you hear in your home after dark? Creaks, clunks and other noises are typically nothing to fear. However, changing seasons are a good reminder to check up on your home.

Use our maintenance guide to stay ahead of routine upkeep.
https://myoc.io/d4MN02KN6Nq/iaX35



NMLS # 263841

Address

230 E Broadway, Suite 3B
Jackson, WY
83001

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

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