Chris Jenkins - Farmers Insurance - formerly MetLife

Chris Jenkins - Farmers Insurance - formerly MetLife Experienced insurance broker with 20+ years of personalized service in the Issaquah, WA area.

Insurance Myth: “Full coverage means everything is covered.”Not quite! Every policy has exclusions, limits, and conditio...
08/27/2026

Insurance Myth: “Full coverage means everything is covered.”

Not quite! Every policy has exclusions, limits, and conditions that can affect what’s actually covered. That’s why understanding your policy matters.

Don’t wait until you need to file a claim to find out what’s covered.

📞 Have questions about your coverage? Contact Jenkins Insurance Agency today for help reviewing your policy.

08/26/2026

Would you be covered if someone slips on your icy driveway?

Usually, potentially yes—but it depends on your homeowners insurance policy and the circumstances. If someone is injured on your property, your homeowners liability coverage may help pay for medical expenses, legal costs, or a settlement if you’re found responsible.

Make sure you understand your coverage before the next freeze.

🏠 Have questions about your homeowners insurance? Jenkins Insurance Agency is here to help. Reach out today to review your coverage and make sure you’re protected.

📩 Contact Jenkins Insurance Agency to learn more!

Not because they chose the wrong coverage limits. Not because they were looking for the cheapest option.It came down to ...
08/25/2026

Not because they chose the wrong coverage limits. Not because they were looking for the cheapest option.

It came down to one important detail: she thought her $40,000 wedding ring would automatically be covered under her homeowners policy.

It wasn’t.

To properly protect the ring, she would need additional coverage, such as a jewelry rider or scheduled personal property endorsement, depending on her policy.

That’s why understanding the details of your coverage matters. Don’t just ask, “How much does it cost?” Ask, “What exactly is covered, and what isn’t?”

Because the right policy isn’t just about having insurance. It’s about having the right coverage for what matters most.

✈️ ASK THE EXPERT FRIDAYIs my home covered while I’m away on vacation?Yes, your homeowners insurance generally continues...
08/21/2026

✈️ ASK THE EXPERT FRIDAY

Is my home covered while I’m away on vacation?

Yes, your homeowners insurance generally continues to cover your home even when you’re away. But that doesn’t mean you should simply lock the door and leave.

Before you head out, it’s smart to take a few precautions:
🏠 Make sure doors and windows are secure
💧 Consider shutting off the water if appropriate
📬 Arrange for mail and packages to be collected
👀 Have someone check on your home if you’ll be gone for an extended period

And always check your policy for any conditions that may apply when your home is unoccupied.

The takeaway: Your vacation should be about relaxing, not worrying about what’s happening at home. A quick policy review before you leave can give you added peace of mind.

Have an insurance question you'd like Chris to answer? Drop it in the comments!

Before you automatically say YES or NO, do you know what your current auto insurance or credit card already covers?Renta...
08/20/2026

Before you automatically say YES or NO, do you know what your current auto insurance or credit card already covers?

Rental car coverage can be confusing and the wrong assumption could leave you paying out of pocket after an accident.

Know your coverage before you get to the counter. A quick conversation with your insurance agent before your trip could save you money, stress, and a very uncomfortable phone call later. 😉

08/19/2026

If your child wrecks someone else’s golf cart, you may be covered under the personal liability portion of your homeowners insurance, even if the accident happens away from your home.

However, coverage depends on the circumstances, the golf cart, and the specific policy. Some policies may have exclusions or limitations for motorized vehicles, especially if the golf cart is being used on public roads.

Bottom line: Don’t assume you’re covered—or not covered. Check your policy or talk with your insurance agent before an accident happens.

INSURANCE MYTH: Red cars cost more to insure. ❌Think that choosing a red car automatically means paying more for insuran...
08/18/2026

INSURANCE MYTH: Red cars cost more to insure. ❌

Think that choosing a red car automatically means paying more for insurance? Myth busted!

The color of your vehicle generally doesn’t determine your insurance rate. What matters more are factors like your driving history, location, vehicle make and model, coverage, and claims history.

So if you’ve always wanted that red car… ❤️🚘 the color alone isn’t what’s raising your premium.

Have questions about what actually affects your rate?
📞 Call Jenkins Insurance today!

Question: Do stay-at-home parents really need life insurance?Chris Says:"Absolutely."Life insurance isn't just about rep...
08/14/2026

Question: Do stay-at-home parents really need life insurance?

Chris Says:
"Absolutely."

Life insurance isn't just about replacing income, it's about replacing value.

If a stay-at-home parent were no longer there, the family could suddenly face significant costs for childcare, transportation, household management, and daily support.

Everyone contributes value to their family. Life insurance helps protect that value.

Takeaway: Income isn't the only thing worth protecting.

08/12/2026

In many cases, YES! 🏡🐾

Your homeowners insurance may provide liability coverage if your dog bites or injures someone, potentially helping with medical expenses, legal fees, and other covered damages. However, coverage can vary depending on your policy, the circumstances, and sometimes the breed or claims history.

The important part? Don’t wait until something happens to find out what your policy covers.

📞 Call Jenkins Insurance today to review your coverage and make sure you and your furry family member are protected.

In many situations, your homeowners insurance may cover the damage to your home, even when the tree belonged to your nei...
08/11/2026

In many situations, your homeowners insurance may cover the damage to your home, even when the tree belonged to your neighbor. But coverage can depend on the circumstances and your specific policy.

Don’t wait until a storm puts your coverage to the test. Know what your policy actually covers.

📞 Call Jenkins Insurance today and make sure you’re protected.

Address

Issaquah, WA
98027

Opening Hours

Monday 8:30am - 6pm
Tuesday 8:30am - 6pm
Wednesday 8:30am - 6pm
Thursday 8:30am - 6pm
Friday 8:30am - 6pm

Telephone

+14256518149

Website

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