Chris Jenkins - Farmers Insurance - formerly MetLife

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Chris Jenkins - Farmers Insurance - formerly MetLife Experienced insurance broker with 20+ years of personalized service in the Issaquah, WA area.

09/29/2026

Several things can affect the premium, including the value and type of motorcycle, engine size/power, the rider’s age and experience, and the rider’s driving history, including tickets, violations, and previous accidents.

What’s the difference between Replacement Cost and Actual Cash Value?Here’s a real-life example: If your kitchen was bui...
09/25/2026

What’s the difference between Replacement Cost and Actual Cash Value?

Here’s a real-life example: If your kitchen was built in the 1980s and your home suffers a covered loss, replacement cost coverage is designed to cover the cost of replacing that kitchen with new materials of like kind and quality, subject to your policy limits and terms.

Actual Cash Value, on the other hand, takes depreciation into account, which can significantly reduce the amount paid for older property.
Replacement cost coverage is generally the more comprehensive option to have when available, so it’s important to know what your policy provides.

Take a look at your policy or talk with your insurance agent to find out whether you have Replacement Cost or Actual Cash Value coverage. It’s a detail you’ll want to understand before you have a claim.

09/24/2026

It depends on what was stolen.

If it’s personal property, like a laptop, purse, or other belongings, that may be covered by your homeowners or renters insurance, subject to the terms of your policy.

But if it’s something attached to the vehicle, like tires or rims, that generally falls under your auto insurance.
It’s one of those coverage details you don’t want to discover after something happens.

A pre-existing condition doesn’t automatically mean you can’t get life insurance.A lot can go into the underwriting proc...
09/23/2026

A pre-existing condition doesn’t automatically mean you can’t get life insurance.

A lot can go into the underwriting process, including how long ago the health issue occurred, whether it’s ongoing, what medications you’re taking, and your overall prognosis.

You may qualify for coverage with a higher premium than someone in perfect health—but that doesn’t mean coverage is off the table.

The best way to know? Get a quote and have someone walk you through your options.

Being single doesn’t necessarily mean you don’t need life insurance. In fact, when you’re younger and healthier, coverag...
09/22/2026

Being single doesn’t necessarily mean you don’t need life insurance. In fact, when you’re younger and healthier, coverage is generally less expensive, and you may have the opportunity to lock in coverage and a rate early.

It can also help cover things your loved ones could be left responsible for—like a car loan, other debts, funeral expenses, or costs associated with settling your estate.

My advice? Get a quote while you’re young and healthy. You may be surprised at how affordable coverage can be.

In Washington, insurance generally follows the vehicle, not the driver. If you lend your car to a friend and they get in...
09/19/2026

In Washington, insurance generally follows the vehicle, not the driver. If you lend your car to a friend and they get into an accident, your auto insurance is typically first in line to respond; if the driver has their own applicable insurance, that may provide secondary coverage. The key takeaway: Before borrowing a car, make sure the vehicle is properly insured.

If someone gets injured on your property, your homeowners insurance may help cover medical expenses, legal costs, and po...
09/18/2026

If someone gets injured on your property, your homeowners insurance may help cover medical expenses, legal costs, and potential liability claims, depending on your policy and the circumstances.

But here’s the critical part: Do you have enough liability coverage?

A major liability claim can quickly exceed the limits of a standard homeowners policy. That’s why an umbrella policy can be an important layer of protection, providing additional liability coverage when you need it most. 🏠🛡️

Take a moment to review your homeowners liability limits and consider whether an umbrella policy makes sense for you.

Don’t wait until an accident happens to find out you’re not fully protected.

📩 Have questions about your coverage? Reach out to Jenkins Insurance Agency today!

Protecting what you’ve built can be about more than today—it can be about the generations that come after you. 🤍Life ins...
09/17/2026

Protecting what you’ve built can be about more than today—it can be about the generations that come after you. 🤍

Life insurance can play an important role in protecting your loved ones, preserving assets, and creating financial opportunities for future generations.

Planning ahead today can help provide greater financial security for the people and legacy that matter most. 🏡✨

📩 Have questions about how life insurance may fit into your financial plan? Reach out to Jenkins Insurance Agency.

09/16/2026

Yes, theft from your front porch is generally covered under a homeowners policy, subject to the policy limits and deductible. However, think twice before filing a claim for a small loss—after a $500, $1,000, or $2,000 deductible, the payout may be minimal, and a claim can potentially affect your future premiums.

Have questions about what your homeowners insurance actually covers? Reach out to Jenkins Insurance, we’re happy to help you understand your coverage before you need it.

Sending your kid to college? Don’t forget to check their insurance coverage.As your student heads off to college, their ...
09/04/2026

Sending your kid to college? Don’t forget to check their insurance coverage.

As your student heads off to college, their belongings, laptop, phone, furniture, clothing, and more, may not be covered the way you expect.

Coverage can depend on factors like where they live, the type of housing, and your current policy. It may be worth exploring whether an inexpensive renters insurance policy would provide the best coverage for them during their college years.

Before move-in day, take a few minutes to review your coverage and make sure your college student is protected. 🏠📚

Because peace of mind is one thing every parent should pack for college. ❤️

Address

Issaquah, WA
98027

Opening Hours

Monday 8:30am - 6pm
Tuesday 8:30am - 6pm
Wednesday 8:30am - 6pm
Thursday 8:30am - 6pm
Friday 8:30am - 6pm

Telephone

+14256518149

Website

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