08/15/2025
Home insurance might not be the fun part of owning a home… but it’s definitely one of the ✨most important✨!
Here are a few things many homeowners don’t realize:
🧾 Replacement cost ≠ market value – Your policy covers rebuilding costs, not what you’d sell your home for.
📦 High-value items – Jewelry, bikes, collectibles? You might need extra coverage.
🌊 Flood & sewer backup – Usually not included, but 100% worth adding.
🔧 Wear and tear isn’t covered – Regular maintenance still matters!
📅 Big renovations? Let your provider know, it can affect your coverage.
Buying, renovating, or selling? Have insurance questions? I’m happy to help, reach out anytime!