Oscar Ocampo - Cetera Investors

04/24/2026

Including annuities in your 401(k) can provide a steady income stream in retirement, but they come with fees, surrender charges, and potential conflicts of interest.

04/23/2026

The early months are not about doing more, but about doing the right things. At Cariad, this is about building a structured strategy.

04/22/2026

The internet’s latest biohacking craze promises to be a fix-all, but should brands be taking extra precautions before getting involved?

04/22/2026

The Retirement Simplification and Clarity Act would also simplify the rollover notices workers get when they leave a job.

04/20/2026

Annuities bought years ago may no longer reflect clients' needs or the economy. Conducting thorough reviews will optimize their finances and grow your business.

04/20/2026

Many families avoid financial conversations until they’re forced by circumstance.

Communicating before it’s urgent can prevent unnecessary stress, build confidence and understanding, and make future transitions smoother for everyone involved.

07/30/2025

📝 August is National Make-A-Will Month, a timely reminder that estate documentation deserves your attention.

A whopping 76% of Americans don't have a will. This can lead to unintended consequences for those with asset distribution and care for children.

A comprehensive estate strategy can help preserve your legacy while helping manage the probate process. Consider reviewing your documentation periodically, particularly after significant life events such as marriage, divorce, or the birth of children and grandchildren.

Our team can help your legal counsel facilitate comprehensive estate coordination. Contact us to discuss how we can help.



Source:
Caring.com, February 18, 2025.

07/29/2025

07/23/2025

The path to retirement used to be simple: save and invest strategically and consistently over time to yield predictable returns.