08/31/2026
You're a successful woman earning $120,000 or more annually and serving as the sole or primary earner in your household. But here's a few questions:
*Do you have at least $10,000 (each month)-or more-in readily available reserves to help sustain you during an unexpected disability lasting six months or longer? If so, do you really want to exhaust your savings or pull from your investments (if any) meant for your future?
Many employer-sponsored/offered disability policies may replace only a portion of your income--often around 60%, depending on the policy.
*Could you comfortably manage the remaining gap in your income while maintaining your household bills, personal care, and lifestyle?
Most of us have witnessed someone struggle financially because an illness or injury which prevented them from working. Maybe that experience was even your own.
Life happens! The question isn't whether we can predict every "what-if"--it's whether we are prepared when the unexpected arrives. Unfortunately, I know this personally. I am a testament to surviving more than two years of disability.
Let's have a private conversation about taking proactive measures today, so that an unexpected tomorrow doesn't force you to sacrifice everything you've worked so hard to build.
Protecting your income isn't just about insurance. It's about protecting your lifestyle, your choices, and the future you've worked so hard to create.
I'd love to help you get prepared.
With love,
Zakiyyah
Your professional financial partner
