Renée Rothwell Insurance Agency

06/03/2026

A 401(k) hardship withdrawal should be a last resort. Early withdrawals may trigger taxes and a 10% penalty, and the long-term compounding loss is even greater. Additionally, pulling money out during a market downturn makes it much more difficult to recoup the losses in the long run.

Retirement account balances sank at the start of 2026 amid market swings, according to Fidelity. At the same time, more savers tapped their accounts for cash.

06/02/2026

Unexpected expenses are unplanned costs that appear suddenly, often at the worst time. These expenses are usually not included in regular budgets and can create major stress. For young adults still learning to live independently, they can lead to missed obligations, canceled plans, or emotional distress.

Learn practical ways to deal with unexpected expenses overwhelming young adults, from savings tips to support resources for financial stability.

06/01/2026

When you’ve invested time, money, and energy in a trip, disruptions can feel frustrating and even overwhelming. Travel insurance can give you options when plans change — a way to recover some costs should the unexpected happen and help you feel more in control.

Travel insurance can offer peace of mind when you’re away from home and the unexpected strikes.

05/31/2026

Seeking a second opinion supports collaborative care, while asking questions gives you patient autonomy and empowers you to make informed choices. A second opinion isn’t about arguing. It’s about making sure you understand your treatment options and feel good about your choices.

Getting a second medical opinion can help you understand your treatment options and feel good about your choices. Discover more here.

05/30/2026

There are risks associated with self-diagnosis with AI tools. Learn how to use online symptom checkers responsibly. Also, find out why it’s better to talk to your doctor for any medical advice.

Learn the risks of using AI chatbots for symptom checking and how to use them responsibly. Explore expert tips for why real doctors matter for medical advice.

05/29/2026

Since 1773, North Huntingdon has thrived as a family-oriented community with a small-town feel, just minutes away from major cities within the region, including the Pittsburgh business district. Residents and businesses alike value the high quality of life, outstanding schools, top-notch amenities,....

05/29/2026

The adverse effects of sports betting legalization are not evenly shared. They concentrate overwhelmingly among financially constrained households — precisely those for whom the loss of savings capacity carries the most devastating long-term consequences. For this demographic, credit card debt has risen, available credit has fallen, overdraft frequency has increased, and net investment has declined at rates far more severe than among their less financially strained counterparts.

Gambling is rising in popularity, blurring lines between betting vs. investing. Misunderstanding the key differences can endanger financial security.

05/28/2026

Uncertain economic times can be nerve-racking. Market swings and grim headlines can spark worries about your money and overall financial security.

Having your savings in order can help you think clearly and act with confidence in uncertain times.

05/27/2026

Factors beyond an individual’s control were responsible for 76% of early retirements in 2025, according to the Employee Benefit Research Institute’s annual Retirement Confidence Survey. They included health problems and disabilities, and company changes such as downsizing, closure or reorganization.

Americans frequently think they will retire later than they actually do. That poses problems for their finances in retirement.

05/26/2026

Mail theft across the United States is worsening, fueled by persistent security failures — and the consequences are substantial.

All thieves need to steal your mail is a master key, and according to the USPS OIG, many are missing.