N’Genius Resources

05/01/2026

Feeling overwhelmed by navigating your financial future, especially with the demands of life or running your own business? You’re not alone.

At N’Genius Resources, we understand that insurance and financial planning can feel complex. That’s why we’re here to offer unbiased guidance and personalized solutions, making it simpler for you to secure your peace of mind. We’re your comprehensive resource, no matter your age or income.

Let us help you build a brighter, more secure tomorrow.

03/26/2026

Unlock the Power of The N’Genius Advantage

The N’Genius Advantage is your all-in-one solution for independent business owners and self-employed professionals. We simplify complex benefits, offering access to health and life insurance options tailored to your unique needs—without being tied to a single company. Our goal? To help you save time, make smarter financial decisions, and feel confident about your coverage.

With The N’Genius Advantage, you get more than insurance—you get a partner who helps you navigate benefits, maximize resources, and empower your business to thrive. It’s all about smarter solutions, better choices, and peace of mind for the life you’re building.

03/23/2026

In rooms like this, growth is happening in real time. 💡
Grateful to be in spaces where ideas are shared, perspectives are challenged, and elevation is the goal.

Every conversation, every connection, every note taken… it all adds up. 📈✨

12/30/2025

11/28/2025

Everyone knows Black Friday, Small Business Saturday, and Cyber Monday are packed with deals and markdowns and BNPL (Buy Now, Pay Later) plans are more popular than ever. But professionals warn they can lead to overspending, missed payments, and growing debt. Don’t let the latest shiny object derail your financial goals!

Keep a close eye on your plan and contact us for a review!

Haley Sacks, a personal finance influencer with over a million followers online, issued a chilling warning about BNPL plans on “Fox & Friends” Tuesday, calling the practice “p…

11/27/2025

We’re closed today to celebrate all the things we’re thankful for and that includes clients like YOU! Let's enjoy this day filled with gratitude, Happy Thanksgiving.🦃🍽

11/26/2025

We will be closed for Thanksgiving Day tomorrow!

11/17/2025

If you still haven’t made Thanksgiving plans, try checking out these places perfect for a last-minute trip!✈️ Close to 80 million Americans are expected to travel during the Thanksgiving holiday weekend and many hotels offer getaways with festive meals. If you love to travel, let’s review your financial and retirement plan to see if you have budgeted enough for spontaneous getaways!

Here are 9 unique last-minute Thanksgiving vacation ideas, from coastal retreats to mountain lodges, perfect for holiday travelers in 2024.

11/13/2025

A new study shows how using a bridge strategy, which is delaying Social Security while drawing from other assets, could increase your monthly benefit permanently by allowing you to wait until age 70 to file. This could help retirees who fear outliving their money have a higher Social Security check, therefore more spendable income every month.

Learn more about how this works and if it applies to your situation. Call us with your questions!

Bridge approaches can help retired clients get more mileage from the same amount of assets, research finds.

11/11/2025

🇺🇸 Happy Veterans Day! 🇺🇸

Today we honor the brave men and women who have served our country with courage, sacrifice, and unwavering dedication. Your service and commitment allow us to enjoy the freedoms we have today—and for that, we are deeply grateful.

As someone passionate about helping Veterans and their families navigate their healthcare options, I’m honored to serve those who have served us. 💙

If you or a loved one is a Veteran, you may be eligible to complement your military benefits (VA, CHAMPVA, or Tricare for Life) with the right Medicare plan. My goal is to help you understand your benefits and make confident, informed decisions—at no obligation.

Thank you for your service and sacrifice. 🙏
Happy Veterans Day!

— Kiarah Phillips
Licensed Insurance Agent
📞 (817) 504-9976 | 📧 [email protected]

11/10/2025

Being in the final two months of the year means it’s an important time to consider catch-up contributions to your 401(k), which must be made by December 31. As part of your planning for next year (the 2026 tax year), those earning over $145,000 can only make catch-up contributions to a Roth 401(k) per the SECURE 2.0 Act. If your plan doesn’t offer a Roth plan, you won’t be able to make catch-up contributions at all per the IRS! Contact us to see how this might affect your path to retirement.

Beginning in 2026, highly paid employees can only make catch-up contributions to a Roth 401(k), says Ed Slott.