Rich Davis

12/31/2024

“I have decided that this will be a very good year.”
– Unknown

Wishing you a healthy and happy 2025.

#2025

11/11/2024

Thank you to those that have served and to those currently serving.

09/18/2024

Big news out of today’s Federal Reserve meeting! For the first time since 2020, the Fed lowered interest rates by 0.5%. Mortgage rates may soon fall as well.
If you’ve been waiting for rates to drop to buy or refinance a home, now could the time to act! Let’s connect to talk about what this could mean for you.

Rates as of 9/18/24, subject to change.

11/29/2023

?ATTENTION HOMEBUYERS? Conforming loan limits are about to increase! The FHFA has announced the baseline conforming loan limit will increase to $766,550 in January 2024 and the new high balance limit will increase to $1,149,825. Start shopping for your dream home now! Contact your local PrimeLending loan officer to learn more.

Get the full FHFA announcement here: https://www.fhfa.gov/Media/PublicAffairs/Pages/FHFA-Announces-Conforming-Loan-Limit-Values-for-2024.aspx

11/10/2023

This month, we honor and express our deepest gratitude to all the brave men and women who have served our nation and the incredible families who have supported them every step of the way.

Happy Veteran’s Day from PrimeLending!



http://www.richdavisloans.com

09/15/2023

Reach out to me for more details

06/14/2023

02/25/2023

Reach out if I can be of any assistance.

02/24/2023

Exciting news for your homebuyers! The Federal Housing Administration (FHA) has reduced annual mortgage insurance premiums by 30 basis points. This means homebuyers could save on average $800 annually* on mortgage payments making it easier for first-time homebuyers and low- to moderate-income families to achieve their dream of homeownership. Plus, it will help boost the housing market and overall economy. DM me for more info.

*Source: https://www.hud.gov/press/press_releases_media_advisories/HUD_No_23_041

- http://www.richdavisloans.com

02/13/2023

What was your favorite part of the Super Bowl? A play, a commercial, your team won? My favorite part was Chris Stapleton's rendition of our National Anthem, sounded like it came from his soul.

01/30/2023

Fluctuating rate 📉📈 has you second-guessing your new home🏡 purchase?

Our FLOAT DOWN* option allows you to request to float down your rate one-time within twenty days prior to your closing if there has been adequate market improvement.
Another way we make things more Simple.

Home Loans Made Simple ✔ Keeping it Simple for You. ❤



*Conditions and restrictions apply. Review the Float Down Option disclosure for full details.