John M Kramer - Finance of America - MLO 282232

John M Kramer - Finance of America - MLO 282232 Making the home loan process understandable and keeping you updated every step of the way! You are our first priority. Questions, comments, concerns?

I have worked with families and individuals for 18 years by helping them with their home loan process and making the loan fit with their overall financial goals. You deserve professional advice and exceptional customer service to exceed your needs and expectations. You will receive an individualized mortgage solution complete with annual reviews to guarantee great results. It is my goal to make th

e home loan process understandable to you, therefore I will keep you updated at every step, explaining it all so that you can understand what's happening with your individual loan. By doing this, it becomes easier to make the most informed choice that suits you now and later on. I understand the significance of a home and trusting us with it, that's why Alpine's core values (Teamwork, Empowerment, & Positivity) and what they represent are the basis for all of my work and giving you the great experience for your home loan process. Finance of America
Sr Mortgage Advisor
MLO 282232

A Division of Finance of America Mortgage LLC - NMLS 1071. NMLS Consumer http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/1071
Questions, comments, concerns? Send to [email protected]

©2019 Finance of America Mortgage LLC is licensed nationwide | Equal Housing Opportunity | NMLS ID #1071 (www.nmlsconsumeraccess.org) | 300 Welsh Road, Building 5, Horsham, PA 19044 | (800) 355-5626 | AZ Mortgage Banker License #0910184 | Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act | Georgia Residential Mortgage Licensee #15499 | Kansas Licensed Mortgage Company | Licensed by the N.J. Department of Banking and Insurance | Licensed Mortgage Banker -- NYS Banking Department | Rhode Island Licensed Lender | Massachusetts Lender/Broker License MC1071. For licensing information go to: www.nmlsconsumeraccess.org. Send to [email protected]

Have you ever wondered how a previously shared loan is handled when spouses go their separate ways? Here are some common...
03/13/2023

Have you ever wondered how a previously shared loan is handled when spouses go their separate ways? Here are some common strategies and tips on how to achieve a better outcome.

The solution can differ depending on the circumstances.

Are you interested in real estate investing, but aren't sure where to start? Here's an overview of must-know facts, tool...
03/10/2023

Are you interested in real estate investing, but aren't sure where to start? Here's an overview of must-know facts, tools and tips. Reach out to learn more about financing investment properties.

Learn about investing in real estate as an active investor with rental properties or flipping houses, or as a passive investor in REITs, mutual funds, or online platforms

Is it safe to say that mortgage rates are "normal" again? Even as rates fluctuate over time, you can use these tips and ...
03/08/2023

Is it safe to say that mortgage rates are "normal" again? Even as rates fluctuate over time, you can use these tips and get in touch to discover your loan options and find the best rate possible.

Get the latest real estate news and trends.

The cost of a typical home seems to have never stopped increasing over the past few years. But recently, price growth sh...
03/05/2023

The cost of a typical home seems to have never stopped increasing over the past few years. But recently, price growth showed some signs of slowing down.

Despite mortgage rates hovering near 7%, approximately 90% of the top metropolitan real estate m...

The best way to avoid regret in your homebuying journey is to learn from those who have experienced it. Here are common ...
03/02/2023

The best way to avoid regret in your homebuying journey is to learn from those who have experienced it. Here are common reasons why people report feeling buyer's remorse.

A home is almost always the most significant purchase someone makes, so the thought of making a wrong decision stirs up immense anxiety for many buyers or would-be buyers. Buyer’s remorse is that feeling that takes hold when you regret a purchase. When it’s something small, like maybe a gadget y...

Homeownership can provide wealth-building benefits that can echo through several generations of a family's finances. Her...
02/27/2023

Homeownership can provide wealth-building benefits that can echo through several generations of a family's finances. Here are five ways that a home can create long-lasting financial stability.

Owning a home can create financial security that stands the test of time.

Sign up for the newsletter to get fresh content on homeownership, home loans, homebuying and more.
02/24/2023

Sign up for the newsletter to get fresh content on homeownership, home loans, homebuying and more.

Get the latest updates straight to your inbox twice a month.

PACE loans are used to help cover the upfront costs of energy efficiency-related upgrades for private properties. Feel f...
02/22/2023

PACE loans are used to help cover the upfront costs of energy efficiency-related upgrades for private properties. Feel free to reach out if you have any questions about home improvement loans.

A PACE loan is advertised as needing no money down, providing a way to finance home improvement projects to facilitate energy efficiency. For example, these loans might be used for projects like a new roof, impact windows, or solar panels. The following are important things for consumers to know bef...

Data suggests that millennials have been making up for their initial delay in becoming homeowners within just the past f...
02/19/2023

Data suggests that millennials have been making up for their initial delay in becoming homeowners within just the past few years. Will millennial household growth continue to surge this year?

According to a new report from the Joint Center for Housing Studies, as rising interest rates cooled...

The cost of a new roof can vary widely depending on factors like square footage, roofing materials and more. This helpfu...
02/16/2023

The cost of a new roof can vary widely depending on factors like square footage, roofing materials and more. This helpful price guide gives a great overview.

Time for a new roof? We'll help you figure out your roof replacement cost depending on home size, roofing material, and other factors.

Finding the right time to replace your roof helps maximize your old roof's value while avoiding damage and additional re...
02/13/2023

Finding the right time to replace your roof helps maximize your old roof's value while avoiding damage and additional repairs. But how can you tell? Here are four signs to look out for.

You may want to call a roofing company if you spot any of these signs.

Get quick tips and expert insights on mortgages, homebuying, homeownership and more twice every month.
02/10/2023

Get quick tips and expert insights on mortgages, homebuying, homeownership and more twice every month.

Next edition: Telltale signs you need a new roof.

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