09/11/2025
Don't just accept the first mortgage rate you're offered! 🤯 You have the power to customize your loan to fit YOUR financial goals.
But what's the right move? Should you pay "points" for a lower rate, or take a higher rate to get your closing costs paid for? It's a strategic decision that could save you thousands.
Swipe through to learn:
👉 What discount points really are (and how to calculate if they're worth it).
👉 How a "lender credit" can help you bring less cash to closing.
👉 The best strategy for today's rising (or falling!) rate market.
👉 Common myths about mortgage rates that could cost you money.
Choosing the right rate structure is just as important as the rate itself. Ready to build a mortgage strategy that works for you? Send me a DM or click the link in my bio for a free consultation!
Disclaimer: This content is for informational and educational purposes only and is not a commitment to lend. All scenarios and rates are for illustrative purposes and are subject to change. Your specific loan program will depend on your individual financial situation.
Mike Huffman, CFA| NMLS #2699104 | MLO - Branch Manager | West Capital Lending, Inc | NMLS #1566096