Blue Sands Wealth

Blue Sands Wealth Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Blue Sands Wealth, Financial service, 100 Spectrum Center Drive, Suite 900, Irvine, CA.

Blue Sands Wealth is an independent advisory firm helping clients simplify complexity, align investments and planning, and build clear strategies to grow, protect, and transition wealth with confidence.

Congrats to Dads & Grads! To the dads who built legacies and the grads who are just beginning theirs—congratulations. I’...
06/18/2026

Congrats to Dads & Grads!
To the dads who built legacies and the grads who are just beginning theirs—congratulations. I’ve learned that wealth isn’t just about numbers—it’s about courage, discipline, and the vision to create something that lasts.

To the fathers: your guidance shapes futures in ways no portfolio ever could.

To the graduates: your potential is your greatest asset —invest in it boldly.

Here’s to honoring where you come from and building where you’re going!

The Right Way and the Wrong Way to Use a 529 Plan That Doesn't Cover the Full Cost of CollegeDon't dip into your own ret...
06/16/2026

The Right Way and the Wrong Way to Use a 529 Plan That Doesn't Cover the Full Cost of College

Don't dip into your own retirement savings if rising costs mean your child's 529 plan won't cover all their college expenses. Used carefully, the plan can be more flexible than you might think.
For many well‑intentioned parents, saving for college through a 529 plan feels like doing everything right. Contributions grow tax‑free, withdrawals can be tax‑free when used properly, and the account is designed specifically for education.

Yet when college finally arrives, some families discover that the balance falls short of the full cost. Rising tuition, housing expenses and education inflation have turned college planning into a moving target, even for disciplined savers.

The good news is that a 529 plan can still play a meaningful role, even when it does not fully fund four years of school. The key is how the money is used, when it is distributed and how it coordinates with other resources.

Read more here: https://www.kiplinger.com/personal-finance/college/how-to-use-a-529-plan-that-doesnt-cover-the-full-cost-of-college

Blue Sands Founder Letitia Berbaum hosted the "Ladies Investing and Estate Planning" experience alongside George Berridg...
06/15/2026

Blue Sands Founder Letitia Berbaum hosted the "Ladies Investing and Estate Planning" experience alongside George Berridge, Senior Wealth Advisor and Director of the Pacific Northwest at Blue Sands, in collaboration with Laura Smithman, Attorney with Alturas Law Group. The presentation, entitled "Her Legacy" was powered by RFG Advisory's StrongHer Money, and designed to show women how to protect what they have built and shape what they will pass on.

Letitia Berbaum shared, "We're experiencing a historic moment in time. It is projected that approximately 84 Trillion dollars will change hands in the us by 2045. A staggering 70% of that wealth is anticipated to flow through women. Women aren't a niche audience for estate planning. They are the audience."

If you are looking to maximize your position for the Great Wealth Transfer, our team is ready to connect with you!

06/11/2026

Curious to know what it is like to work with us? Our Founder Letitia Berbaum gives us an overview in this clip of what the Blue Sands process is like and what structure is in place to help keep clients on track with their financial goals.

Fewer IRS Audits Doesn't Mean It's a Tax Cheat Free-For-AllTwo things can be true at the same time. Yes, IRS is conducti...
06/09/2026

Fewer IRS Audits Doesn't Mean It's a Tax Cheat Free-For-All
Two things can be true at the same time. Yes, IRS is conducting fewer audits. No, it is not a free-for-all for tax cheats.

In the wake of large IRS budget cuts and the significant loss of its workforce, is the agency turning into a paper tiger?

Since President Trump began his second term in office, IRS funding has declined precipitously, and there has been a sharp drop in personnel. Congress set the IRS's fiscal year 2026 budget at $11.2 billion, 9% less than the IRS's 2025 fiscal year funding, and House appropriators want to slash it further, to $10.2 billion for 2027. Additionally, the IRS has lost over 20% of its workers since January 2025 through voluntary deferred resignations and layoffs, with even more departures expected this year.

And there's been lots of chaos at the top leadership at the IRS over the past 17 months. The IRS is on its seventh commissioner since January 1, 2025. Scott Bessent, the Treasury Secretary, is also the nominal head of the IRS. But Frank Bisignano oversees all day-to-day operations at the agency. As chief executive officer of the IRS, he essentially acts as the de facto commissioner. Bisignano is doing double duty. He is also the commissioner of the Social Security Administration. Many other high-level officials have also left the IRS.

Read more here: https://www.kiplinger.com/taxes/fewer-irs-audits-doesnt-mean-its-a-tax-cheat-free-for-all

Why So Many Gen Xers Feel Financially Stuck — And What You Can Do About ItFrom market crashes to rising costs, Gen X has...
06/08/2026

Why So Many Gen Xers Feel Financially Stuck — And What You Can Do About It
From market crashes to rising costs, Gen X has faced unique financial challenges that are reshaping retirement plans.

Many Gen Xers feel financially behind and are rethinking their retirement plans. The generation entered the workforce during a major shift from traditional pensions to self-funded retirement accounts, placing more responsibility for retirement savings on workers.

They also faced a series of economic setbacks at key points in their lives, including the dot-com crash early in their careers and the housing market collapse during their prime homebuying years.

Today, many Gen Xers are balancing the rising cost of living, retirement savings concerns and the financial demands of supporting both children and aging parents. As a result, a growing number are looking for ways to catch up and strengthen their financial future.

Learn more here: https://www.kiplinger.com/personal-finance/why-gen-xers-feel-financially-stuck-and-what-you-can-do-about-it

06/04/2026

Our Founder Letitia Berbaum shares with us in this clip why she started Blue Sands Wealth. Listen to her insights and like this post if you connect with her message!

How Savvy Are You at Saving on Luxury Travel? Take Our Short Quiz.Before you book your next getaway, test your travel sa...
06/02/2026

How Savvy Are You at Saving on Luxury Travel? Take Our Short Quiz.

Before you book your next getaway, test your travel savings strategy. Take our short quiz to uncover the best ways to protect your wallet on vacation.

Finding the sweet spot between a high-end travel experience and a smart budget is all about knowing how the travel industry prices its products. Do you know which days to fly, or how to leverage your background as a homeowner for free global lodging?

Take our quick travel quiz below to test your booking IQ and pick up a few expert strategies for your next adventure.

Don't worry if you miss an answer; you can follow the links below the quiz to brush up on your knowledge.

Read more here: https://www.kiplinger.com/puzzles/quizzes/how-savvy-are-you-at-saving-on-luxury-travel-take-our-short-quiz

Inflation Is the New Fixed Expense in Retirement: 5 Things That Actually Work to Address It (and What Doesn't).Inflation...
06/01/2026

Inflation Is the New Fixed Expense in Retirement: 5 Things That Actually Work to Address It (and What Doesn't).

Inflation will quietly cut your purchasing power in half over a long retirement, so simply trying to "spend less" won't work. You need to design a financial plan focused on growth, guaranteed income and flexible choices to make sure your savings last.

Inflation used to be a headline. Now it's a line item.

It shows up in your grocery cart, your insurance bill, your property taxes and — most expensively — in your healthcare.

And while headlines sometimes suggest "cooling" inflation (though not right now), don't be fooled: Prices don't go backward. They simply keep rising.

If you're retired — or thinking about it — this matters more than ever. Because inflation doesn't just raise your costs. It quietly reshapes your entire financial plan.

Learn more here: https://www.kiplinger.com/retirement/retirement-planning/inflation-the-new-fixed-expense-in-retirement

Blue Sands Wealth in Sun Valley recently hosted a special presentation for women and wealth. The feedback was exceptiona...
05/28/2026

Blue Sands Wealth in Sun Valley recently hosted a special presentation for women and wealth. The feedback was exceptional and we are looking forward to bringing this presentation to our California office. Stay tuned for official photos and key takeaways from our Sun Valley experience!

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100 Spectrum Center Drive, Suite 900
Irvine, CA
92618

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