AHL Funding, Non-QM Wholesale Lending

03/05/2026

We have a new DSCR and it’s already a preferred option. Our Broker DSCR Prime is built for investors, has immediate built in flexibility, and other amazing compensating factors that help you grow.

02/09/2026

AHL Funding DSCR lending coverage.

Clear view of where AHL Funding can fund DSCR loans fast and without confusion.

01/23/2026

Non-QM isn’t emerging anymore, it’s reshaping and improving the mortgage market.

The leaders of the industry are publicly announcing what brokers, specially our broker partners, have already experienced.

• The Mortgage Bankers Association reported that Non-QM originations are one of the fastest-growing segments as traditional creditor remain inflexible on their guidelines (https://lnkd.in/guePK3YU
• FHFA recently announced openness to alternative assets like crypto. AHL Funding already implemented this practice with our programs, it is validating that the shift towards more flexible guidelines will help the current market of active borrowers (https://lnkd.in/gT5wZVCx).

We’re proud to be experienced and excelling at where the mortgage industry is evolving to. We’ve become our broker partners’ preferred Non-QM lender.

We’re excited towards the future, our growth will continue to focus on our partnerships, white glove services, and the ex*****on of Non-QM programs:

• DSCR & No-Ratio investor lending
• Bank Statement, P&L, Full Doc, Asset Utilization qualification
• Closed-End Seconds

As the industry adjusts, brokers aligned with forward-thinking lenders will win more deals faster. Our team is ready to educate, support, and lead.

The curve is moving. We’ve been ahead of it.

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01/15/2026

Most borrowers don’t fail because they’re unqualified.
They fail because traditional loans don’t tell a borrower’s full story.

Non-QM looks at:
• Property cash flow
• Real Business Income
• Assets, not just tax returns

More loan officers and brokers are learning the difference between Traditional vs Non-QM qualifications, with that education they’re closing more deals and growing their product offering.

01/12/2026

What if your borrower didn’t need personal income to qualify?

That’s exactly how a DSCR loan works. This is a key loan to help investors scale faster.

DSCR focuses on property cash flow and not your borrower’s tax returns or W2s. If the DSCR ratio works, then the loan works.

Follow us for more Non-QM education made simple.
dM us if you want help structuring a DSCR deal.

12/15/2025

For Qualified Business Owners,
Our P&L-Only program means:

• 12 or 24 months
• Minimal documentation
• Perfect for cash-heavy businesses
• Fast approvals

Our Partners Can:
Pair a CPA-prepared P&L with Asset Utilization to boost income while keeping documentation light.

Send your P&L scenario, we’ll provide structure suggestions. Our White Glove Service extends past funding files. Education, Structuring and Growing our partner’s toolbox is our mission.

11/25/2025

1st Lien Mortgage Highlights

Fusion Delivers Flexible Common-Sense Guidelines for Today’s Lending Market.

Max Loan Amounts: $4,000,000
•Bank Statement Programs
•P&L Only Options
•Full Doc
•Asset Utilization

Max LTV: 90%
Max DTI: 55%

www.ahlfunding.com

11/25/2025

2nd Lien Mortgage Highlights
Unlock Equity without disrupting low rate 1st mortgages.

Loan amounts up to $750,000
•Primary, Second Homes, Investment properties
•Full Doc & Alt Doc Qualifying Options
•Flexible Loan Terms Available
•Max LTV: 90%
•Max DTI: 50%

www.ahlfunding.com

11/07/2025

Your Loan. Your Way. 🏠
At AHL Funding, we don’t follow guidelines
WE CREATE THEM

🔥 Fusion Highlights:
💰 90% of deposits accepted for Bank Statement Loans
🏙️ Non-Warrantable Condos? No problem. Up to 85% LTV.
🌎 Foreign Nationals: Loans up to $4MM + eClosings from abroad.

Let’s make your next loan a win.
💬 DM us your scenario or visit AHLFunding.com

11/07/2025

Your Loan. Your Way. 🏠
At AHL Funding, we don’t follow guidelines.
WE CREATE THEM.

🔥 Fusion Highlights:
💰 90% of deposits accepted for Bank Statement Loans
🏙️ Non-Warrantable Condos? No problem. Up to 85% LTV.
🌎 Foreign Nationals: Loans up to $4MM + eClosings from abroad.

Let’s make your next loan a win.
💬 DM us your scenario or visit AHLFunding.com

11/01/2025

AHL Funding: Non-QM Wholesale Lending built out the Fusion platform to combine the best products with the most flexible guidelines.

* Fusion: The Foundation of our Non-QM lending products. Extremely flexible guidelines, common-sense underwriting on every loans, fast closings built to simplify complex loans.
* Fusion DSCR: Build for investors who are focused on cash flow. Investors qualify using property income only, flexible ratios and loan amounts up to $4MM
* Fusion Equity Edge: Our Closed End Second product that provides a smarter way to access cash. Easily paired with a DSCR or Bank Statement programs to unlock equity faster with streamlined underwriting.
* Fusion DSCR 5-8 Unit Residential: Our DSCR Expanded option for larger portfolios, common-sense guidelines to help investors with the portfolio growth.
AHL Funding’s Fusion platform is a strategy for brokers who want faster closings, bigger wins, and a partnership that helps provide brokers and loan officers the ability to help more clients.

www.AHLFunding.com

10/14/2025

At AHL Funding, we close investor deals others decline & we do it fast.

Our DSCR loans are built for serious investors who value speed, flexibility, and real qualification power. We say yes when others hesitate, helping your borrowers expand their portfolio, faster.

Program Highlights:
• No Ratio DSCR available
• Loan amounts up to $4,000,000
• No income verification required
• All property types eligible, including 2–9 Units
• 10-day closings with white-glove support

Use Case:
Your client may have been turned down by another lender because of the DSCR ratio.
We’ll approved it, structured it right, and funded in 10 days. That’s the AHL difference.

Submit your next investor scenario today at www.AHLFunding.com