AHL Funding, Non-QM Wholesale Lending

09/11/2026

Non-QM DSCR files are one of the cleanest ways to help investor borrowers qualify.

With AHL Funding, you can submit:

* DSCR loans for investment properties
* DSCR CES scenarios
* Loan amounts up to $4,000,000
* Files with no personal income verification

Have an investor deal that needs a different lane?
We’re ready:

Ana Hamilton
949-386-1770
[email protected]

Brent Greenfeld
949-300-9582
[email protected]

LoanOfficers InvestmentPropertyLoans AHLFunding WholesaleLending BrokerSupport

04/14/2026

Non-QM should feel like a solution set, not a guessing game.
Here’s a quick snapshot of AHL Funding can help you with:

• Bank Statement (12–24 months)
• DSCR (up to $4MM, cash-out available)
• Full-Doc, P&L Only, Asset Utilization
• Interest-Only options
• Closed-End Seconds + DSCR CES
• 3-month reserves option on select scenarios
• Wide property coverage (SFR, PUD, townhome, 2–9 units, warrantable + non-warrantable condos, rural up to 15 acres)

You also get:
• Common-sense underwriting
• 24/48 turn times
• Loan structuring support
• Same-day broker approvals

03/05/2026

We have a new DSCR and it’s already a preferred option. Our Broker DSCR Prime is built for investors, has immediate built in flexibility, and other amazing compensating factors that help you grow.

02/09/2026

AHL Funding DSCR lending coverage.

Clear view of where AHL Funding can fund DSCR loans fast and without confusion.

01/23/2026

Non-QM isn’t emerging anymore, it’s reshaping and improving the mortgage market.

The leaders of the industry are publicly announcing what brokers, specially our broker partners, have already experienced.

• The Mortgage Bankers Association reported that Non-QM originations are one of the fastest-growing segments as traditional creditor remain inflexible on their guidelines (https://lnkd.in/guePK3YU
• FHFA recently announced openness to alternative assets like crypto. AHL Funding already implemented this practice with our programs, it is validating that the shift towards more flexible guidelines will help the current market of active borrowers (https://lnkd.in/gT5wZVCx).

We’re proud to be experienced and excelling at where the mortgage industry is evolving to. We’ve become our broker partners’ preferred Non-QM lender.

We’re excited towards the future, our growth will continue to focus on our partnerships, white glove services, and the ex*****on of Non-QM programs:

• DSCR & No-Ratio investor lending
• Bank Statement, P&L, Full Doc, Asset Utilization qualification
• Closed-End Seconds

As the industry adjusts, brokers aligned with forward-thinking lenders will win more deals faster. Our team is ready to educate, support, and lead.

The curve is moving. We’ve been ahead of it.

This link will take you to a page that’s not on LinkedIn

01/15/2026

Most borrowers don’t fail because they’re unqualified.
They fail because traditional loans don’t tell a borrower’s full story.

Non-QM looks at:
• Property cash flow
• Real Business Income
• Assets, not just tax returns

More loan officers and brokers are learning the difference between Traditional vs Non-QM qualifications, with that education they’re closing more deals and growing their product offering.

01/12/2026

What if your borrower didn’t need personal income to qualify?

That’s exactly how a DSCR loan works. This is a key loan to help investors scale faster.

DSCR focuses on property cash flow and not your borrower’s tax returns or W2s. If the DSCR ratio works, then the loan works.

Follow us for more Non-QM education made simple.
dM us if you want help structuring a DSCR deal.

12/15/2025

For Qualified Business Owners,
Our P&L-Only program means:

• 12 or 24 months
• Minimal documentation
• Perfect for cash-heavy businesses
• Fast approvals

Our Partners Can:
Pair a CPA-prepared P&L with Asset Utilization to boost income while keeping documentation light.

Send your P&L scenario, we’ll provide structure suggestions. Our White Glove Service extends past funding files. Education, Structuring and Growing our partner’s toolbox is our mission.

11/25/2025

1st Lien Mortgage Highlights

Fusion Delivers Flexible Common-Sense Guidelines for Today’s Lending Market.

Max Loan Amounts: $4,000,000
•Bank Statement Programs
•P&L Only Options
•Full Doc
•Asset Utilization

Max LTV: 90%
Max DTI: 55%

www.ahlfunding.com

11/25/2025

2nd Lien Mortgage Highlights
Unlock Equity without disrupting low rate 1st mortgages.

Loan amounts up to $750,000
•Primary, Second Homes, Investment properties
•Full Doc & Alt Doc Qualifying Options
•Flexible Loan Terms Available
•Max LTV: 90%
•Max DTI: 50%

www.ahlfunding.com