Risk Management Advisors, Inc.

05/21/2026

We’re thrilled to celebrate two outstanding members of the Risk Management Advisors team for their recognition in Captive Review’s Power 50 2026.

Congratulations to Max Jong for being named to this year’s Power 50, and to Kevin McGinley for earning a place on the Ones to Watch list. These well-deserved honors reflect the leadership, expertise, and impact they continue to bring to the captive insurance industry, and we’re proud to see their contributions recognized on this stage.

Read Max’s feature here:
https://newton.media/captive-review-power-50-2026/max-jong-39.html

Read Kevin’s feature here:
https://newton.media/captive-review-power-50-2026/kevin-mcginley.html

Read Kevin’s article here:
https://newton.media/captive-review-power-50-2026/how-captive-reinsurance-companies-enable-strategic-growth-for-insurtech-mgas.html

Please join us in congratulating Max and Kevin on this exciting recognition!

05/14/2026

Cyber risk continues to challenge organizations as traditional coverage becomes more limited and more complex. In a recent article, Andrew MacKay, CPA shared insight on how captive structures are being used to help organizations approach cyber risk more strategically.

As Andrew notes, single-parent captives offer the greatest flexibility to write cyber coverage and tailor retention to fit a company’s specific risk profile, while group structures may help support buying power in the market.

Read the full article here:
https://www.captive.com/news/captive-insurance-expands-role-in-cyber-risk-financing-strategies

Captive insurance is playing a growing role in cyber risk financing, helping organizations manage coverage gaps, rising costs, and evolving threats.

04/22/2026

A lot of businesses have heard of captive insurance.

Far fewer know whether it actually fits their organization.

A captive isn’t just another insurance product — it’s a different way to think about risk, control, and long-term planning.

If you’ve ever wondered whether it makes sense for your business, start here:
https://www.riskmgmtadvisors.com/captive-insurance-fit-assessment

04/15/2026

What actually happens when a business owns a captive insurance company?

Instead of paying premiums out to a traditional insurer every year, those funds stay within your own structure.

Over time:
• more control over your risk
• better cost predictability
• stronger long-term financial positioning

It’s a different way of thinking about insurance—less about transferring risk, more about structuring it.

→ Reach out to us to learn more: https://www.riskmgmtadvisors.com/contact-us

03/06/2026

What if your insurance program could build capital instead of just paying premiums?

Many companies are turning to captive insurance to:

✔ gain more control over coverage
✔ stabilize long-term insurance costs
✔ create smarter risk strategies

Curious if it could work for your business?

Take our captive assessment:
https://www.riskmgmtadvisors.com/captive-insurance-fit-assessment

Or reach out to our team to start the conversation:
https://www.riskmgmtadvisors.com/contact-us

02/20/2026

Dormant captives can feel like a “set it and forget it” decision—but the risks (and opportunities) add up quickly. A recent Captive.com article explores why some organizations are revisiting older captive entities, what can go wrong when a captive entity remains inactive for too long, and the practical options for moving forward.

Proud to see Kevin McGinley (VP, Captive Insurance, Risk Management Advisors) featured in the piece, outlining three key risks of leaving a captive dormant: regulatory exposure (including potential license revocation), ongoing compliance requirements (like maintaining minimum capital and annual filings), and persistent administrative costs that can compound over time—sometimes rivaling the cost of formal liquidation.

If you have a captive sitting in dormancy (or are considering placing one there), this is a worthwhile read: https://www.captive.com/news/reviving-dormant-captive-insurance-companies-risks-and-options

Experts examine regulatory, financial, and legacy liability risks tied to dormant captive insurance companies.

02/05/2026

Myth-buster: Captives aren’t “insurance tricks.” Done properly, they’re a regulated risk-financing tool used to stabilize costs and tailor coverage. Have questions you want answered in a future post? Drop them below.

Want to know if a captive is even worth exploring for your organization? Start with our fit assessment: https://www.riskmgmtadvisors.com/captive-insurance-fit-assessment

01/30/2026

Insurance renewals feel unpredictable lately. Captive insurance can be a way to create more stability and customized coverage—when it fits.

If you’re curious, start with the basics here: https://www.riskmgmtadvisors.com/what-is-captive-insurance

New to captive insurance? Wondering 'What is a captive insurance company?' Explore its purpose and benefits with Risk Management Advisors.

01/08/2026

💡 Captive Domicile Selection: It's More Than Just Location

Austin Griffith, our Senior Vice President of Cptive Management, discusses the nuanced factors that go into choosing a captive domicile on The Edge of Risk podcast by International Risk Management Institute, Inc. (IRMI)

From regulatory environments and service levels to tax considerations and the realities of board meetings, Austin explains what today's organizations need to know to make informed decisions.

Listen to the full episode:
https://www.captive.com/captive-insurance-podcast-episodes/captive-domicile-selection-key-factors-for-todays-organizations

Gain expert insights on captive insurance domicile selection, covering risk location, regulation, taxes, and emerging trends.

12/23/2025

As the captive industry continues its growth trajectory—with record formations and expanded coverage lines—Kevin McGinley, VP of Captive Management, highlights a key trend: captives are retaining more premium and taking on additional excess risk, especially in transportation and construction.

Kevin's insights join perspectives from industry leaders on a year defined by resilience, innovation, and the maturation of captive programs worldwide.

Read the full article here:
https://www.captive.com/news/captive-insurance-2025-year-in-review-growth-risk-and-resilience?utm_source=Captive+Wire&utm_campaign=abe5755832-CW_121225&utm_medium=email&utm_term=0_7413756522-abe5755832-479185557

Captive insurance saw significant expansion in 2025 as organizations sought stability, embraced new coverages, adopted technology, and navigated emerging global and regulatory trends.