Helen Kim-Loan Consultant

12/17/2021

5.0 star review received on Experience.com for Helen Kim by Shivawn P. - Helen responded quickly and madr the process easy and painless. And was always willing to help.

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12/17/2021

5.0 star review received on Experience.com for Helen Kim by Tina A. - Complete and total competence and timeliness is all Helen is about! Highly recommend.

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11/28/2021

New American Funding is committed to increasing Black and African American homeownership. 🏠🤝
We are always working collectively to achieve our goals of closing the gap in minority homeownership. We are extremely proud of the work being done here, and are committing $20 Billion in new mortgages to Black and African American borrowers over the next seven years.
If you are ready to join a team that is dedicated to doing good, look no further.

New American Funding is committed to increasing Black and African American homeownership. We are always working collectively to achieve our goals of closing ...

11/27/2021

It's Small Business Saturday! 🛍

Nestled between Black Friday and Cyber Monday, today is a reminder to support small business across the nation. With holiday shopping beginning, this is the perfect opportunity to get out and shop at your local neighborhood store

11/25/2021

Thank you to all who have trusted me in business and friendship. I hope you enjoy a wonderful Thanksgiving day.

11/23/2021

Here are 5 tips for buying a house with student loans:

1) Improve your credit score
2) Manage your debt to income ratio
3) Refinance your student loans to lower your monthly payments
4) Apply for pre-approval on a mortgage
5) Consider Down Payment Assistance programs

Have a question about any of these? Message me today to learn more and to get yourself going on a path to success.

11/23/2021

5.0 star review received on Experience.com for Helen Kim by Liana M. - Helen responds quickly to questions throughout the whole process.

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Senior Loan Consultant | NMLS #326503

11/22/2021

Starting the refinance process before the holidays may be of great benefit to you and your family.

Benefits of Refinancing before this Holiday Season include:

💲 Save on your monthly payments
🎁 The savings you get from refinancing can be spent on gifts for your family, friends and loved ones
✈️ Extra spending money to travel and see the family
📉 Current HISTORIC LOW INTEREST RATES.

That could be a lot to be thankful for!

Message me today!

11/21/2021

Real estate investing tip! Make your home's equity work for you by using it to purchase a second home.

You can accomplish this through a home equity loan, a cash-out refinance, or a Home Equity Line of Credit. Here are some advantages:

💪 Increases your borrowing power for a larger down payment, which could mean lower monthly payments and interest rates

⬇ Interest rates of home equity loans are generally lower than personal loans because they are secured collateral of the primary property

💸 Convenient and affordable solution to finance a second property due to stricter down payment requirements

Learn more about home equity by messaging me today!

11/21/2021

5.0 star review received on Experience.com for Helen Kim by Seungmo K. - Kindness, proactiveness and responsiveness

Click to see all 462 reviews of Helen Kim,
Senior Loan Consultant | NMLS #326503

11/20/2021

What is a Government-Insured Mortgage?

A government-insured mortgage is just what it sounds like: a mortgage loan that is insured by the government. Government-insured mortgages are sometimes referred to as government-backed mortgages, but the definition is the same. It means that the mortgage is backed by the government.

There are two types of Government-Insured Mortgage:

1.FHA loan, which are mortgages backed by the Federal Housing Administration. The FHA is a part of the Department of Housing and Urban Development.
2. VA loan, which is backed by the Department of Veterans Affairs.
For many borrowers, a government-insured mortgage is a smart choice. But they’re not for everyone.

Choose the loan that is right for you, Message me today!

11/18/2021

No Social Security Number (SSN)? No problem! New American Funding may be able to help with a Conventional ITIN Loan.

If you are a resident or non-resident that is unable to obtain an SSN but have an Individual Taxpayer Identification Number (ITIN), you may qualify for a new Conventional loan program from Fannie Mae and New American Funding!

You must provide proof of U.S. residency using one of the following:
· Green card
· Work visa
· Entry stamp on passport
· EAD
· I-551 stamp

Contact me today to about the highlights and how this may help you today!