PrimeLending, A PlainsCapital Company - Westminster

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PrimeLending, A PlainsCapital Company - Westminster PrimeLending is your mortgage expert and helps you find the best home financing. Contact us now! Don't believe us? Contact us today!

PrimeLending, A PlainsCapital Company - Westminster is your expert for mortgage, refinance, and renovation loans for over 35 years. We care about your new milestone and will guide you through each step of the process. With resources from mortgage calculators, in-depth loan articles, and a breakdown of our loan process, we can help you get one step closer to your future home. Our team doesn't just care about finding you a home, we want to help you find your dream home with the best financing available today. Check out the thousands of reviews from happy homebuyers and customers! We're excited to get to know you and your home needs.

Working with a limited budget? Don’t count yourself out.You may not need 20% down to buy a home. Depending on your situa...
10/17/2026

Working with a limited budget? Don’t count yourself out.

You may not need 20% down to buy a home. Depending on your situation, low-down-payment loans, down payment assistance*, gift funds or seller contributions could help make homeownership possible.

The amount in your savings account is only one part of the picture.
Before you assume you can’t afford to buy, let’s look at your options.

*Certain restrictions apply, subject to down payment assistance program guidelines. Not available in all areas. Please contact your PrimeLending loan officer for more details.

Your home equity could help fund what’s next.As part of a home equity loan*, you will receive a lump sum of cash you can...
10/16/2026

Your home equity could help fund what’s next.

As part of a home equity loan*, you will receive a lump sum of cash you can used however you want. You could put it toward all kinds of financial priorities, including home improvements, consolidating higher-interest debt or funding major life goals and expenses.
Tapping into your equity isn’t right for every situation, so it’s important to consider your needs, options and overall financial picture.
Wondering what your equity could do for you? Let’s talk.

*All credit decisions for brokered products will be made by a third party. Restrictions and limitations apply.

You may be able to use gift funds from an eligible donor to help cover your down payment or, in some cases, closing cost...
10/15/2026

You may be able to use gift funds from an eligible donor to help cover your down payment or, in some cases, closing costs.

But there are rules. Depending on your loan program, who can provide the gift, how the money is transferred and what documentation you’ll need can vary.

That’s why it’s a good idea to talk with me before the money changes hands.

If someone is planning to help with your home purchase, let’s make sure you know how to do it the right way.

10/14/2026

A little fall maintenance now can help prevent bigger headaches later. 🍂

As temperatures start to drop, give your home a quick seasonal checkup:

-Clean gutters and downspouts
-Have your heating system inspected
-Check windows and doors for drafts
-Disconnect outdoor hoses and protect exposed pipes
-Inspect your roof for damage or missing shingles
-Test smoke and carbon monoxide detectors
-Trim branches away from your roof and home

Owning a home means taking care of it, too. Save this list for your fall weekend to-do list.
And remember, we're here as a resource long after closing day.

It’s a fair question. A great rate is valuable, but it doesn’t automatically mean you’re still in the right house.Maybe ...
10/13/2026

It’s a fair question. A great rate is valuable, but it doesn’t automatically mean you’re still in the right house.
Maybe your commute is costing you more time and money than it used to. Your family needs more space. You’re ready to downsize. Or the location, schools or neighborhood no longer fit your life.

Moving could mean a higher rate or payment, so it’s worth looking at the whole financial picture, not just the number on your current mortgage.

If life has changed, let’s run the numbers and see what your options actually look like.

Your rate matters. So does the life you’re building around it.

A reverse mortgage may allow eligible homeowners 62 and older to access a portion of that equity while continuing to liv...
10/12/2026

A reverse mortgage may allow eligible homeowners 62 and older to access a portion of that equity while continuing to live in the home they love.* The funds can be used in a variety of ways, from covering everyday expenses or home improvements to creating more financial flexibility for the years ahead.

Wondering if a reverse mortgage could fit your plans? Let’s talk about your options.

*These are brokered loan products. All credit decisions for brokered loan products will be made by the third-party lender. Restrictions and limitations apply. Not available in the state of NY. You must still live in the home as your primary residence, continue to pay required property taxes, homeowners’ insurance, and maintain the home according to FHA requirements. Failure to meet these requirements can trigger a loan default that may result in foreclosure. As required by FHA, you will be charged an up-front mortgage insurance premium (MIP) at closing and, over the life of the loan, you will be charged an annual MIP based on the loan balance. Your current mortgage, if any, must be paid off using proceeds from your reverse mortgage loan. If your home needs repairs to be eligible for a reverse mortgage loan, you may be able to use the proceeds of the loan to accomplish this. Generally, the money received is not considered income and could be tax free, please consult your tax advisor and appropriate government agencies for any effect on taxes or government benefits. It is strongly advised that you consult with your family and / or trusted financial planner when considering any reverse mortgage loan.

Rent: $2,000. Mortgage: $2,000.Same thing financially? Not necessarily.There’s more to the rent-vs.-own decision than co...
10/10/2026

Rent: $2,000. Mortgage: $2,000.
Same thing financially? Not necessarily.

There’s more to the rent-vs.-own decision than comparing monthly payments. Upfront costs, ongoing expenses, potential equity and your longer-term goals all matter.

And if you’re waiting until you have 20% saved before you even consider buying, you may have more options than you realize.
Check out our Rent vs. Own Calculator to put your own numbers to the test.
And if you want to talk through what those numbers mean for you, we're here to help.

Your mortgage payment isn’t the only number that matters.When you’re figuring out how much home you can comfortably affo...
10/09/2026

Your mortgage payment isn’t the only number that matters.
When you’re figuring out how much home you can comfortably afford, remember to look beyond principal and interest.
Depending on your home and loan, your monthly or annual housing costs may also include:
• Property taxes
• Homeowners insurance
• HOA fees
• Mortgage insurance, if applicable
• Utilities
• Routine maintenance and repairs
Knowing the bigger picture can help you set a budget that works for your life, not just qualify for a loan.
Have questions about what your monthly costs could look like? Let’s run the numbers together.

Veterans and service members, don’t miss this opportunity to save...on us.PrimeLending offers no lender fees on eligible...
10/07/2026

Veterans and service members, don’t miss this opportunity to save...on us.
PrimeLending offers no lender fees on eligible VA loans*, which could mean meaningful savings when you purchase or refinance a home.
If you’re eligible for VA financing, we’d be happy to walk you through the benefit, answer your questions and help you understand what you could save.
Let’s talk about your VA loan options.

*All lender closing costs such as origination, processing, underwriting, and closing will be waived, borrower is still responsible for third party fees such as VA funding fee, title, and appraisal etc. Down payment waiver is based on VA eligibility. Must apply for loan by 12/31/2026. Savings only applies to direct originations made by PrimeLending for first mortgage purchase or refinance transactions, and is not available on brokered loans. Only one offer per loan transaction is available, and savings cannot be combined with any other offer, discount, or bond program. Savings will reflect on Closing Disclosure at closing. Subject to credit approval.

Turns out a lower payment has been trying to reach you.Normally, a temporary rate buydown comes with a cost. For a limit...
10/06/2026

Turns out a lower payment has been trying to reach you.
Normally, a temporary rate buydown comes with a cost. For a limited time, PrimeLending is picking up the tab.*
You get lower monthly payments. We don't get sent to voicemail.
Let’s talk about your options.

* Buydown 1-0 Option will be paid by PrimeLending. Rate discount applies only to first year.Must apply for and lock loan through PrimeLending between 7/13/26 and 10/20/26. Savings will reflect on the Closing Disclosure. Offer only available for FHA and USDA purchase loans. Excludes bond, broker, VA products, conventional products, high balance, jumbo products, portfolio products, construction loans, and refinances. Cannot be combined with any other offer. Availability subject to investor guidelines. Additional restrictions may apply, contact a PrimeLending loan officer for details. Subject to credit approval.

If your current mortgage rate is lower than what’s available now, refinancing may not feel like the right move. A home e...
08/27/2026

If your current mortgage rate is lower than what’s available now, refinancing may not feel like the right move. A home equity loan* may let you borrow against your equity while keeping your current mortgage and rate in place.

*All credit decisions for brokered products will be made by a third party. Restrictions and limitations apply.

08/26/2026

Happy National Dog Day from the pets of PrimeLending to yours! Tell us which PrimeLending pup is your favorite in the comments.

Trying to lower your monthly mortgage payment? Take a look at whether PMI (private mortgage insurance) is still included...
08/25/2026

Trying to lower your monthly mortgage payment? Take a look at whether PMI (private mortgage insurance) is still included.

As you pay down your loan or your home’s value increases, you may build enough equity to cancel PMI, depending on the loan product, and lower what you pay each month.

Finding the right home can feel exciting—until the down payment makes it seem out of reach.For qualified buyers in rural...
08/24/2026

Finding the right home can feel exciting—until the down payment makes it seem out of reach.

For qualified buyers in rural areas, USDA financing may offer a path forward with 0% down.

A traditional paycheck isn’t the only way people earn a living. For buyers with multiple income streams, contract work o...
08/23/2026

A traditional paycheck isn’t the only way people earn a living. For buyers with multiple income streams, contract work or who are self-employed, the challenge can be accurately showing their financial history.

At PrimeLending, we offer loan options that evaluate your full financial picture to give you a better view of what could work for you.

08/22/2026

The first year in a new home can come with extra expenses.

PrimeLending’s 40th Birthday Buydown may lower your effective interest rate by 1% during the first year on eligible FHA, VA and USDA purchase loans.* This offer ends soon, and we’re paying the buydown cost.

*Buydown 1-0 Option will be paid by PrimeLending. Rate discount applies only to first year. Must apply for and lock loan through PrimeLending between 7/13/26 and 8/21/26. Savings will reflect on the Closing Disclosure. Offer only available for FHA, VA, and USDA purchase loans. Excludes bond, broker, conventional products, high balance, jumbo products, portfolio products, construction loans, and refinances. Offer can be paired with PrimeLending VA No Lender Fees promotion, all other promotions are excluded. Availability subject to investor guidelines. Additional restrictions may apply, contact a PrimeLending loan officer for details. Subject to credit approval.

Wondering how to build your savings back up after unexpected expenses pop up?A cash-out refinance* may let a homeowner r...
08/21/2026

Wondering how to build your savings back up after unexpected expenses pop up?

A cash-out refinance* may let a homeowner replace the current mortgage with a new one and receive part of the home’s equity as cash.

*All loans subject to credit approval and meeting eligibility requirements. Restrictions apply. Must meet minimum equity requirements. By refinancing an existing loan, the payments and total finance changes may be higher over the life of the loan.

Concern about your credit score shouldn’t keep you from learning what you may be able to afford. A soft credit pull is a...
08/20/2026

Concern about your credit score shouldn’t keep you from learning what you may be able to afford. A soft credit pull is a check on your credit report that does not impact your credit score since it is not for the purpose of approving a credit application. It gives you valuable insight into the type of home loan you can qualify for without having to make an application which would require a hard credit pull (which can affect your credit score as it is used for approving an application for credit).

*All loans subject to credit approval. A qualification is not an approval of credit, and does not signify that underwriting requirements have been met. Conditions and restrictions may apply.

PITI stands for principal, interest, property taxes and homeowners insurance—the four costs that commonly make up your m...
08/19/2026

PITI stands for principal, interest, property taxes and homeowners insurance—the four costs that commonly make up your monthly payment. Looking at all four together can help you build a budget with fewer surprises.

Did you know homeowners’ net worth is nearly 38 times higher than renters’? Homeownership is about more than having a pl...
08/18/2026

Did you know homeowners’ net worth is nearly 38 times higher than renters’? Homeownership is about more than having a place of your own. It can also be a long-term way to build financial security.

Source: Investopedia, 2026

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1 Venture #200
Irvine, CA
92618

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Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

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