SD Mortgage Couple

SD Mortgage Couple VP of Mortgage Lending NMLS # 215364 at C2 financial
(773)383-1405

Licensed by The Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act

09/09/2026

Okay, NOW you officially get to meet Angel Flores (who just celebrated a birthday btw! 🎉)

Yes, he’s one of the top agents we work with. Yes, he’s been #1 at his brokerage for the last six years.

But THIS answer is exactly why we love him.

You ask Angel what it feels like to be at the top, and somehow he immediately makes it about helping everybody else grow.

That’s Angel.

We do a ton of business together, especially with our VA clients, but somewhere along the way he became so much more than the realtor we work with. He’s one of our closest friends, one of our biggest motivators and somebody who constantly pushes us to be better.

And once you watch this episode, you’ll understand very quickly why Michael got emotional talking about him.

Episode 4 of You’re So Money, featuring Angel Flores, is out now on YouTube. 🎙️ YouTube

09/08/2026

Some people you work with become a whole lot more than people you work with.

Angel is one of those people for us.

Yes, we do a LOT of business together. We’ve spent countless hours talking real estate, mortgages, VA loans and figuring out how we can do things differently for our clients.

But somewhere along the way, Angel also became one of our closest friends.

He pushes us. He motivates us. He believes in what we’re building. And apparently he can make Michael cry.

We’re especially proud of what we’ve been building together for our VA clients. We’ve put in the time to study these loans, understand the guidelines and find strategies that a lot of people don’t even realize are possible.

Episode 4 of You’re So Money gets into all of it. VA loans, real estate, business, friendship and yes, Michael having feelings.

The full episode with Angel Flores is OUT NOW on our YouTube 🎙️ Episode 4 of You’re So Money

09/07/2026

This is why knowing VA loans inside and out matters.

Sometimes the biggest hurdle isn’t whether something can be done. It’s finding people who actually understand how to do it.

We’ve helped VA clients sell, buy again, restructure debt, pay off major balances and look at the ENTIRE transaction strategically instead of treating it like just another mortgage.

And sometimes that means we’re explaining the strategy to everyone else involved in the transaction too.

There are still so many misconceptions about VA loans and what veterans and active-duty buyers can and can’t do. Our job is to know the guidelines, know the options and figure out how to put all the pieces together for each client.

And since we’re talking about putting in the work... Happy Labor Day from two people who apparently cannot stop talking about mortgages even on Labor Day.

Our upcoming conversation with Angel Flores gets DEEP into VA loans, and we cannot wait for you to hear it.

Until then, all of our other episodes of You’re So Money are up now on YouTube. 🎙️ YouTube

VA buyers: what have you been told you “can’t” do?

09/03/2026

A little behind-the-scenes from our next podcast because THIS is the kind of VA loan conversation we love having.

VA loans are one of our specialties, and there are so many benefits that active-duty military and veterans don’t always realize they have.

No down payment in many cases. No monthly PMI. The ability to use your VA benefit more than once. And depending on the deal and your individual situation, there can be strategies around existing debt that could completely change what qualifying for a home looks like.

That $800 or $900 car payment Michael is talking about? That matters when we’re looking at the whole financial picture and figuring out what makes sense for YOU.

This is why we love VA loans. It’s not just about getting someone approved. It’s knowing the benefit, knowing the guidelines and knowing how to structure the deal.

We’re getting WAY deeper into VA loans with Angel Flores on an upcoming episode of You’re So Money.

Until then, catch up on all our other episodes now on YouTube. 🎙️ YouTube

And if you’re active duty or a veteran with VA loan questions, drop them below. We may answer yours on the podcast.

09/02/2026

North Park Airbnb owners... apparently some of you are KILLING IT.

So now we want to know: where in San Diego would YOU buy an Airbnb if the goal was actually to make money?

North Park? Beach communities? Downtown? Somewhere completely different?

Because a great location can make a huge difference, but Airbnb definitely isn’t for everyone. The numbers still have to work, the demand has to be there, and you also have to be okay with strangers living in your house.

Michael is still stuck on that last part.

Tell us where you think the best Airbnb market is in San Diego.

And hear our Airbnb wins, horror stories and a whole lot more with Elvida Salazar on Episode 3 of You’re So Money on YouTube. 🎙️ YouTube

09/01/2026

Apparently Tinder is the hookup app now??

News to us because WE MET ON TINDER.

And somehow we ended up married, building a business together and talking about mortgages all day, so apparently the algorithm did something right.

But seriously... where are successful single people actually meeting each other now?

When you’re ambitious, working your ass off and building a life you’re proud of, you want someone who can keep up. Elvida thought Hinge was where the working professionals were hiding... apparently that is NOT always the case.

So we NEED answers.

Where are the successful, ambitious single people dating right now? Hinge? Tinder? Bumble? Are we back to meeting people in the wild?

We get into dating, money, real estate and life as a successful single mom with Elvida Salazar on Episode 3 of You’re So Money on YouTube. 🎙️ YouTube

08/31/2026

Sometimes the deal isn’t sitting there waiting for you.

Sometimes you have to CREATE it.

Elvida had already gotten one property listed when a builder came to her and basically said, “We want this one... and those four too. Can you make it happen?”

Five different owners.

Most of them had ZERO intention of selling.

And instead of saying, “Well, they’re not for sale,” Elvida started making calls.

Not pressuring anyone. Not trying to force a deal. Just planting the seed:

Your property may be worth this much on the market... but here’s what a builder is willing to pay you.

Suddenly, “I’m not interested” becomes...

“Well... let me think about it.”

THAT is what we love about this story.

There was no listing sitting there with a neat little bow on it. Elvida knew the neighborhood, knew the owners, understood the opportunity and was willing to do the work to put all the pieces together.

And that’s real estate.

Sometimes the opportunity you’re looking for already exists.

And sometimes you have to be the person who sees what COULD exist and figures out how to make it happen.

We get the full story behind Elvida Salazar land deals, real estate investing, Airbnb, DSCR and more on Episode 3 of You’re So Money on YouTube 🎙️

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