Paladin Financial & Insurance Solutions

07/29/2019

"Financial success is not a set-it-and-forget-it process. It shouldn’t consume your life, but you will benefit from a system to help you monitor your progress and any issues that arise."

Use these 20 thoughts to carve a path through the darkness and conquer your money fears:

07/26/2019

The Urban Institute measured numerous factors in retirement income, including Social Security, earnings, pensions, government benefits, and retirement account withdrawals.

Here’s what the research shows:

Some savers miss out on the good news

07/22/2019

Your retirement account might be yours to save and spend, but rules dictate when you might have to tap into it. Understand how RMDs will impact your retirement and future security. And stay current on legislation that might affect RMDs.

Required minimum distributions from retirement accounts can be extremely tricky to navigate. Understand the basics so you can make your money last through retirement.

07/19/2019

The looming threat of rate cuts by the Federal Reserve is putting pressure on savings accounts and CDs.

The looming threat of rate cuts by the Federal Reserve is putting pressure on savings accounts and CDs.

07/15/2019

Investors are puzzling over the apparent paradox presented by the combination of stocks trading at or near all-time highs and a Federal Reserve that appears ready to deliver an imminent rate cut.

A look back at history shows that the Fed has been willing to cut rates with stocks at or near all-time highs in the past, but it’s a phenomenon that hasn’t...

07/12/2019

Sir Edmund Hillary was the first to summit Mount Everest in 1953, but he didn’t do it alone. Sherpa Tenzing Norgay was his partner in the climb. Climbers today continue to attempt the grueling trek, and most take experienced guides.

When choosing the sherpa who will help you with your retirement climb, here are a few things to consider:

You probably shouldn't believe any retirement advice that starts out with never do this or always do that. When plotting your retirement journey, make sure you're considering all of your options.

07/05/2019

Freedom is one of the deepest and noblest aspirations of the humane spirit. Thank you to all the men and women who have sacrificed to ensure we get to experience it! Happy 4th of July from all of us at Paladin Financial!

07/01/2019

Inspired by organizing consultant Marie Kondo's Netflix show and best-selling book, "The Life-Changing Magic of Tidying Up," people are filling up dumpsters with possessions that no longer "spark joy."

Should your portfolio be next on your "To-Kondo" list?

Our new portfolios use index funds as building blocks--as well as a little bit of cash.

06/28/2019

Being frugal alone is likely not going to get you to retirement. Penny pinching isn’t the answer.

In truth, your proficiency at earning and growing your income can play a much larger role on your ability to retire.

Some in the personal finance world tout frugality as the only thing you need to do in order to retire. But maximizing your income and investing are arguably even more important.

06/24/2019

Purposeful planning isn’t just for gardeners. Savers who want to grow their money for retirement can benefit from patiently nurturing a diverse group of investments in their portfolio.

Planting, fertilizing and pruning are all important parts of successful gardening, and these concepts apply aptly to investing and saving for retirement, too.