BBC Group

BBC Group Helping you determine the best home loan program that suits your financial needs is my top priority. WCL is an Equal Housing Lender.

For over 2 decades I have worked in the Real Estate finance profession in Southern California. My reputation is built on professionalism, integrity and the ability to keep transaction on track. I work closely with Real Estate Agents to educate home buyers on their options for real estate financing. My experience in the industry gives me the ability to find your dream home at the rate you can affor

d. License Information - For complete license information, click here to visit our Licensing Page. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, s*x, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.

5.0 star review received on Experience.com for Bernie Carrillo by Rebecca R - Bernie was knowledgeable, responsive, and ...
05/15/2026

5.0 star review received on Experience.com for Bernie Carrillo by Rebecca R - Bernie was knowledgeable, responsive, and allowed me to take my time making a decision. He kept me informed along the process. The experience was pleasant.

Click to see all 40 reviews of Bernie Carrillo, Branch Manager

5.0 star review received on Experience.com for Bernie Carrillo by Matthew P - It was a pleasure doing business with you ...
05/14/2026

5.0 star review received on Experience.com for Bernie Carrillo by Matthew P - It was a pleasure doing business with you Bernie. Thank you very much for your patience and polite persistence!

Click to see all 39 reviews of Bernie Carrillo, Branch Manager

5.0 star review received on Experience.com for Bernie Carrillo by Lois B - I would like to take the time to share my exp...
05/11/2026

5.0 star review received on Experience.com for Bernie Carrillo by Lois B - I would like to take the time to share my experience under Mr. Bernnie Carrillo's direction. I work with the public everyday assisting patient's. I admire Mr. Carrillo because he was honest, acknowledge and hospitable to me. I truly respect this out of a person I am working with no matter what type of business it is, because that develops into one powerful word and that is (CONTENTMENT). And individual that makes a person feel this way will always bring in business. I will always appreciate and recommend him to others. Bernie I have one thing to say: Keep doin what you doin.

Respectfully Yours,
Ms. Lois Barrett

Click to see all 37 reviews of Bernie Carrillo, Branch Manager

Common misconception about buying a home.
04/13/2023

Common misconception about buying a home.

24 Likes, 5 Comments - Bernie Carrillo () on Instagram: "Common misconception about buying a home. ..."

Home purchases are picking back up!I'm not one to post too much about work, personal or mortgages in general but I've se...
02/07/2023

Home purchases are picking back up!
I'm not one to post too much about work, personal or mortgages in general but I've sent out over 14 pre-qualifications from last month for home purchases and this month. Half of them have already been accepted and the other half will be in the next couple of weeks or month once they find a home.
85% of my business is typically refinances. I was top in purchase transactions in the southern CA area before I switched gears towards refinances. Now I have over 12 different state licenses helping customers relocate if needed. I don't chase purchases, nor do I have a big realtor network. The fact that I'm getting in so many purchases without even marketing for it tells me that people are jumping on purchase opportunities right now. Rates have steadily come down from its peak and sellers are giving tons in seller concessions (pretty much the seller covering some or all closing costs). I have several with over five figures in seller concessions.
With that said, I'm ready to get you pre-qualified if you're in the market to purchase your dream home. I know I don't post often but I've been doing this a long time, well before everyone became loan officers in 2020 and 2021. I have been in the top 5% of loan officers throughout my whole career. You will have experience and knowledge on your side. I have loans that will go as low as 500 FICO, no income requirements, ITIN/ foreign national loans, etc. I can virtually get anyone in a home with the right amount of down payment. We offer solar as well if that's something you're looking for on a home you already own. Get in touch with me if a purchase, refinance, cash out, or solar is in your future. My contact info is in the attached photo.
Realtors, talk to me! I know you got loans that your current lenders couldn't close. Let me take a look at it. I'II be sure to get you to a few (a lot) more closings in 2023! Time to reset this market and hit the ON switch!

So much equity money out there are you ready to use it wisely?  I've said  for many years now. The market usually reboun...
06/07/2022

So much equity money out there are you ready to use it wisely? I've said for many years now. The market usually rebounds by at least 20% from the last peek. History has been written for a reason. Strap on people! Does your loan officer really know the market trends?

Two years of rapidly rising home prices have pushed the nation's collective home equity to new highs.

04/08/2022

You can't spend too much time reading/watching the news recently without being well aware of the relatively unprecedented surge in mortgage rates seen so far in 2022.  In particular, the month ...

12/21/2019

Happy Holiday friends!

12/06/2019

Numbers not lie! Buyers are ready to buy.

The Power Of Having A Low Interest Rate! Act now while they are low
11/15/2019

The Power Of Having A Low Interest Rate! Act now while they are low

Address

17911 Von Karman Avenue, Suite 400
Irvine, CA
92614

Opening Hours

Monday 9am - 7pm
Tuesday 9am - 7pm
Wednesday 9am - 7pm
Thursday 9am - 7pm
Friday 9am - 7pm
Saturday 9am - 7pm
Sunday 9am - 7pm

Website

https://westcapitallending.com/, https://www.nmlsconsumeraccess.org/, https://westcapit

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