James Tennell Home Loans Group

James Tennell Home Loans Group FHA, VA, Conventional Lender. Serving all of CA and 47 states.

06/16/2024

To all the amazing dads out there, Happy Father's Day! May your day be filled with joy, love, and all your favorite things. "

As a coorespondent lender and broker I have the power to do what others simply can't do. Reach me for details. Realtors:...
05/24/2024

As a coorespondent lender and broker I have the power to do what others simply can't do. Reach me for details.

Realtors: Ask me about our exclusive RE/LO program to increase your revenue per deal.

Over 240 investors and record fast closings!!!

jamestennell.com / 949-287-3219

We've got All of the juice. Reach me for details on how we can help you in your home ownership journey!!
05/20/2024

We've got All of the juice. Reach me for details on how we can help you in your home ownership journey!!

05/18/2024

Down Payment Assistance Mortgage Programs: Make Your Dream Home a Reality

Are you struggling to save for a down payment on your dream home? You're not alone! Many aspiring homeowners face this challenge. But did you know that there are mortgage programs designed to help?

Down payment assistance mortgage programs offer financial aid to homebuyers, providing a portion of the down payment required for a mortgage. These programs can help you:

- Reduce the amount you need to save for a down payment
- Qualify for a mortgage with a lower down payment
- Lower your monthly mortgage payments

Some popular down payment assistance programs include:

- FHA Down Payment Assistance Programs
- VA Loans (for veterans and service members)
- USDA Loans (for rural areas)
- HUD Good Neighbor Next Door Program (for law enforcement, teachers, and emergency responders)
- State and local government programs

These programs often have income limits, credit score requirements, and other qualifications. But they can be a game-changer for those who need a helping hand.

Don't let a down payment hold you back from achieving your dream of homeownership. Explore down payment assistance mortgage programs and start your journey to owning your dream home today!

05/16/2024

Refinance Your Mortgage: Save Money and Achieve Your Goals

Are you looking to lower your monthly payments, tap into your home's equity, or switch from an adjustable-rate (credit card rates) to a fixed-rate loan? Refinancing your mortgage might be the solution!

Refinancing can help you:

- Lower your interest rate and monthly payments
- Switch from an adjustable-rate (credit card rates) to a fixed-rate loan
- Tap into your home's equity for cash or debt consolidation
- Remove private mortgage insurance (PMI)
- Shorten or lengthen your loan term

Consult with a mortgage professional to determine if refinancing is right for you!

Jamestennell.com

05/14/2024

A Guide for Home Buyers: What You Need to Know

*Are you ready to find your dream home?*

Buying a home can be a thrilling experience, but it can also be overwhelming, especially for first-time buyers. To ensure a smooth and successful journey, here are some essential things to keep in mind:

*1. Credit Score*

Your credit score plays a significant role in determining the interest rate you'll qualify for and whether you'll be approved for a mortgage. Aim for a score of 700 or higher.

*2. Budgeting*

Calculate your affordability and stick to your budget. Consider factors like mortgage payments, property taxes, insurance, and maintenance costs.

*3. Pre-Approval*

Get pre-approved for a mortgage before starting your home search. This will give you an idea of how much you can borrow and will also make your offer more attractive to sellers.

*4. Home Inspections*

Don't skip the home inspection! This can reveal potential issues with the property, saving you from costly surprises down the road.

*5. Closing Costs*

In addition to your down payment, be prepared for closing costs, which can range from 2-5% of the purchase price.

*6. Neighborhood Research*

Research the neighborhood thoroughly, considering factors like schools, commute time, safety, and local amenities.

*7. Homeowners Insurance*

Make sure you understand the costs and requirements of homeowners insurance, which can vary depending on location and property type.

*8. Resale Value*

Consider the long-term value of the property and how easy it will be to sell in the future.

*9. Professional Guidance*

Work with a reputable real estate agent and/or attorney to guide you through the process and protect your interests.

*10. Patience and Flexibility*

Be prepared for unexpected twists and turns. Stay patient, flexible, and open-minded to find your perfect home!

By keeping these tips in mind, you'll be well-equipped to navigate the home-buying process with confidence and find your dream home!

*Happy Home Buying!*

In the market for a mortgage? If you think a retail lender, such as bank or an online lender is your best bet, think aga...
03/28/2024

In the market for a mortgage? If you think a retail lender, such as bank or an online lender is your best bet, think again! I have access to wholesale pricing that can save you significant money. If that sounds good, give me a call today!

We know the homebuying process isn't always easy, but when you work with an independent mortgage broker, you can count o...
03/28/2024

We know the homebuying process isn't always easy, but when you work with an independent mortgage broker, you can count on getting the expert knowledge and support you need to get the mortgage that's perfect for you! DM me and let's talk!

03/26/2024

What have you learned so far in 2024?

A USDA loan could be right for you. If you’re ready to learn more about whether you could purchase your next home with n...
03/22/2024

A USDA loan could be right for you. If you’re ready to learn more about whether you could purchase your next home with no down payment and potentially roll closing fees into your monthly payment, call us.

You make countless sacrifices for your country. Let us provide you with purchase and refi loan options that do away with...
03/22/2024

You make countless sacrifices for your country. Let us provide you with purchase and refi loan options that do away with money down, mortgage insurance, appraisals and more. Contact us today so we can start serving you.

There are countless reasons to have a home of your own, your own space to do your own thing. And whether you're a solo a...
03/22/2024

There are countless reasons to have a home of your own, your own space to do your own thing. And whether you're a solo act, duet or part of a family, now's a great time to buy a home. Let's discuss your options today!

Address

NEXA Mortgage LLC NMLS # 1660690
Irvine, CA
92602

Opening Hours

Monday 7am - 7pm
Tuesday 7am - 7pm
Wednesday 7am - 7pm
Thursday 7am - 7pm
Friday 7am - 7pm
Saturday 8am - 5pm
Sunday 10am - 3pm

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