NewRate Lending

NewRate Lending NewRate℠ Lending makes it easy and fast to refinance or buy a home with a VA, FHA, Conventional or Jumbo Loan.

NewRate℠ Lending makes it easy and fast to refinance or buy a home with VA loans and FHA loans. And our Conventional and Jumbo mortgage loans beat the market every time. NewRate Lending‘s experienced professionals offer quality support throughout the entire process. Call (949) 732-0624 today and let us go to work for you! NewRate℠ Lending is a proud supporter of Wounded Warrior Project ®, which provides programs and services to honor and empower injured US service members.

The Federal Reserve (Fed) wrapped up its March 2026 meeting and opted to hold interest rates steady. With many buyers an...
03/27/2026

The Federal Reserve (Fed) wrapped up its March 2026 meeting and opted to hold interest rates steady. With many buyers and homeowners watching the market closely, we wanted to share a brief overview of what was announced and what it could mean if you're looking to buy or refinance. Swipe for more information.

If you’d like to discuss how today’s market environment affects your specific situation or plans, our team is always here to help.

A quick review before the next quarter begins can help ensure your loan remains aligned with your goals so that you can ...
03/20/2026

A quick review before the next quarter begins can help ensure your loan remains aligned with your goals so that you can step into spring with confidence.

During your loan review, we can help you assess key aspects like rate exposure, covenants and tests, payment costs, and more.

Give us a call today.

Nina Hanna | Chief Lender Officer
NMLS # 1031585
(949) 732-0624
[email protected]

As we celebrate St. Patrick’s Day on March 17th, we’re sharing a timely message. Refinancing a corporate mortgage can ma...
03/17/2026

As we celebrate St. Patrick’s Day on March 17th, we’re sharing a timely message. Refinancing a corporate mortgage can make you feel like you need all the luck in the world on your side, but what businesses and investors really need is a combination of expertise, strategy, and tailored insights.

Our team of expert lenders is here to bring just that, considering both your short-term and long-term goals to create a customized refinancing strategy. Give us a call to start the process. No luck needed with our years of industry experience.

03/17/2026

This March, are you wondering if mortgage points would be a slam dunk for your first home? Here’s a quick three-point breakdown so you can decide when paying for a lower rate might help you score in the long run:

🏀Make sure you understand what they are - Discount points are an upfront fee you pay your lender to “buy down” your rate, which can lower your monthly mortgage payment. The cost of one point typically equals 1% of your loan amount.

🏀Understand when they make sense for your loan - Points are commonly used with fixed-rate mortgages. It’s good to compare the breakeven math against other uses of cash at closing and factor in how long you plan to keep the loan.

🏀Review the potential for saving - As a rule of thumb, one point often reduces the interest rate by about 0.25 percentage points. It’s important to note that the exact savings you could see from mortgage points will vary depending on your loan, budget, and long-term plans.

Given the nuances of mortgage points, it’s best to discuss with an experienced mortgage lender. That’s where we come in with the assist.

We can help you crunch the numbers and talk through your options. Give us a call today, and we can run a play that makes sense for your game.

🏴󠁫󠁩󠁬󠁿A starting point is sometimes the finish line to getting pre-approved for a home loan and clients don’t even realiz...
03/06/2026

🏴󠁫󠁩󠁬󠁿A starting point is sometimes the finish line to getting pre-approved for a home loan and clients don’t even realize they can achieve it with a few simple moves.

⏰A timely reminder: Daylight Saving Time begins this Sunday, March 8. While automatic clocks should adjust on their own, you will need to update any manual clocks or timers in your home.

If the shift has you thinking about upcoming needs, we're always here to assist in areas within our expertise. Give us a call anytime.

As we step into March, we're reminded that this month is all about movement — winter is fading, spring is on the horizon...
03/05/2026

As we step into March, we're reminded that this month is all about movement — winter is fading, spring is on the horizon, and it’s the perfect time to reset and refocus.

Progress doesn’t always need to be fast. What matters most is that you keep going. Here’s to finding your balance and making meaningful strides all month long.

How are you keeping your momentum going this March? We’d love to hear in the comments!

During this month of love, we wanted to share a message from the heart: thank you ❤️ Whether you’re a client, profession...
02/13/2026

During this month of love, we wanted to share a message from the heart: thank you ❤️

Whether you’re a client, professional contact, or supporter, please know that you’re a big part of why we love what we do. We deeply appreciate the trust you’ve placed in us.

If you need assistance this month or at any time this year, please feel free to give us a call anytime. We’re here for you. 💌

Whether you're here for the plays, the snacks, the halftime show, or all of the above, the biggest night in football has...
02/06/2026

Whether you're here for the plays, the snacks, the halftime show, or all of the above, the biggest night in football has something for everyone!

As we gear up for the biggest night in professional football, here’s hoping:

🏈 Your team shows up and shows out
🏈 Your dip lasts past the second quarter
🏈 Your remote stays exactly where you left it

If you need anything before or after the final whistle, don’t hesitate to reach out. Enjoy the game!

The Federal Reserve (Fed) wrapped up its first meeting of 2026 on January 28, opting to hold interest rates steady. With...
02/02/2026

The Federal Reserve (Fed) wrapped up its first meeting of 2026 on January 28, opting to hold interest rates steady. With many buyers and homeowners watching the market closely, swipe through for a brief overview of what was announced, and what it could mean if you're looking to buy or refinance.

If you’d like to discuss how today’s market environment affects your specific situation or plans, our team is always here to help.

01/26/2026

Thinking about buying in 2026?
🏡Dream For All is Now Available! 🏡

🚨Registration open from Feb 24 - March 16🚨

💰California’s Dream For All program could help eligible buyers with up to $150,000 toward a down payment.

💰What this means for you:
✅Down Payment Assistance to 20% of the Home Purchase Price. (max $150,000)
✅At least one borrower must be a first-generation homebuyer, be a current California resident
✅Income Limits apply, review the Dream for All Handbook.
✅Must be U.S. citizens or qualified residents
✅CLTV must be between 95% to 105%
✅Available in California only
✅Income limits apply by county
✅Repayment only when you sell, refinance, or transfer title
✅Selection through a lottery system
✅Voucher registration now is open

💰This isn’t free money and it’s not monthly assistance. It’s a shared appreciation program repaid when you sell or refinance.

🔑This program can seriously change the way you step into homeownership — but preparation is Key.🔑

🔗See below link for the registration
https://www.calhfa.ca.gov/dream/

New Year Hiring! 🎉We're hiring an Active NMLS License Sales Marketing Manager!We have new plan to start some exciting 20...
01/19/2026

New Year Hiring! 🎉

We're hiring an Active NMLS License Sales Marketing Manager!

We have new plan to start some exciting 2026 listings on the horizon, and I’m looking for a licensed sales manager eager to grow alongside it.

Ideal candidate is industry-educated professional who possesses the ability to thrive in a fast-paced, evolving industry, self-motivated, independent, and hands-on. Must have superior communication and supervisory skills. If you thrive in a fast, client-centric environment and hold a current CA NMLS license, I’d love to hear from you.

�📩 Please send your resume to [email protected] �(Feel free to share or tag great people!)

Address

2020 Main Street, Ste 300
Irvine, CA
92614

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm

Telephone

+19497320624

Website

Alerts

Be the first to know and let us send you an email when NewRate Lending posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to NewRate Lending:

Shortcuts

Share

Category