NewRate Lending

NewRate Lending NewRate℠ Lending makes it easy and fast to refinance or buy a home with a VA, FHA, Conventional or Jumbo Loan.

NewRate℠ Lending makes it easy and fast to refinance or buy a home with VA loans and FHA loans. And our Conventional and Jumbo mortgage loans beat the market every time. NewRate Lending‘s experienced professionals offer quality support throughout the entire process. Call (949) 732-0624 today and let us go to work for you! NewRate℠ Lending is a proud supporter of Wounded Warrior Project ®, which provides programs and services to honor and empower injured US service members.

If you're shopping for a home, there's one number your lender will be paying very close attention to: your loan-to-value...
08/14/2026

If you're shopping for a home, there's one number your lender will be paying very close attention to: your loan-to-value ratio (LTV). Swipe to see what it means and why it matters before you start the mortgage process.

Have questions about LTV or simply want to talk through your financing strategy for a new home? Don’t hesitate to reach out to our team. We are here to support you!

This July, we’re excited to celebrate not only Independence Day but also our nation’s 250th anniversary — a milestone we...
07/03/2026

This July, we’re excited to celebrate not only Independence Day but also our nation’s 250th anniversary — a milestone we get to experience together.

Our team at NewRate Lending wishes everyone a safe, happy, and memorable Fourth of July with family and friends. If you’re using the long weekend to revisit home goals, explore home loans, or look into new refinance options, we’re here to help.

Please note that our office will be closed on Friday, July 3rd. We’ll be back on Monday, July 6th and ready to support your home financing needs.

How are you celebrating the holiday this year?

As we move into the heart of summer, our team at NewRate Lending is reminded of how important it is to slow down and rec...
07/01/2026

As we move into the heart of summer, our team at NewRate Lending is reminded of how important it is to slow down and recharge.

In the middle of busy seasons — whether you're exploring home loans, comparing refinance rates, or preparing for a mortgage pre-approval — rest plays a big role in keeping life balanced. Even small moments of pause can make a difference.

This month, how are you giving yourself time to unwind and reset? Share your favorite way to recharge in the comments.

Buying your first home or expanding your real estate portfolio is a big step, and the right financing can make all the d...
06/15/2026

Buying your first home or expanding your real estate portfolio is a big step, and the right financing can make all the difference.

Many borrowers start by comparing interest rates, but a mortgage is more than one number. The right loan structure supports your budget, protects your cash flow, and helps you build long-term equity.

At NewRate Lending, our team helps you compare home loans, explore competitive mortgage rates, and understand options like FHA loans, VA loans, and refinancing.

Want to find the best fit for your goals? Connect with us anytime at (949)422-9549.

Choosing the right mortgage broker can make all the difference when you're buying a home or exploring refinance options....
06/08/2026

Choosing the right mortgage broker can make all the difference when you're buying a home or exploring refinance options. The right partner helps you feel confident, informed, and supported every step of the way.

At NewRate Lending, our team is here to guide you through home loans, refinancing, FHA loans, and VA loans with a borrower-first approach. We focus on fast approvals, clear communication, and competitive mortgage rates so you can move forward with confidence.

If you're ready to take the next step toward mortgage pre-approval or want to compare refinance rates, give us a call at (949) 422-9549.

We're here to help you make home financing feel simple.

The Federal Reserve (Fed) wrapped up its March 2026 meeting and opted to hold interest rates steady. With many buyers an...
03/27/2026

The Federal Reserve (Fed) wrapped up its March 2026 meeting and opted to hold interest rates steady. With many buyers and homeowners watching the market closely, we wanted to share a brief overview of what was announced and what it could mean if you're looking to buy or refinance. Swipe for more information.

If you’d like to discuss how today’s market environment affects your specific situation or plans, our team is always here to help.

A quick review before the next quarter begins can help ensure your loan remains aligned with your goals so that you can ...
03/20/2026

A quick review before the next quarter begins can help ensure your loan remains aligned with your goals so that you can step into spring with confidence.

During your loan review, we can help you assess key aspects like rate exposure, covenants and tests, payment costs, and more.

Give us a call today.

Nina Hanna | Chief Lender Officer
NMLS # 1031585
(949) 732-0624
[email protected]

As we celebrate St. Patrick’s Day on March 17th, we’re sharing a timely message. Refinancing a corporate mortgage can ma...
03/17/2026

As we celebrate St. Patrick’s Day on March 17th, we’re sharing a timely message. Refinancing a corporate mortgage can make you feel like you need all the luck in the world on your side, but what businesses and investors really need is a combination of expertise, strategy, and tailored insights.

Our team of expert lenders is here to bring just that, considering both your short-term and long-term goals to create a customized refinancing strategy. Give us a call to start the process. No luck needed with our years of industry experience.

03/17/2026

This March, are you wondering if mortgage points would be a slam dunk for your first home? Here’s a quick three-point breakdown so you can decide when paying for a lower rate might help you score in the long run:

🏀Make sure you understand what they are - Discount points are an upfront fee you pay your lender to “buy down” your rate, which can lower your monthly mortgage payment. The cost of one point typically equals 1% of your loan amount.

🏀Understand when they make sense for your loan - Points are commonly used with fixed-rate mortgages. It’s good to compare the breakeven math against other uses of cash at closing and factor in how long you plan to keep the loan.

🏀Review the potential for saving - As a rule of thumb, one point often reduces the interest rate by about 0.25 percentage points. It’s important to note that the exact savings you could see from mortgage points will vary depending on your loan, budget, and long-term plans.

Given the nuances of mortgage points, it’s best to discuss with an experienced mortgage lender. That’s where we come in with the assist.

We can help you crunch the numbers and talk through your options. Give us a call today, and we can run a play that makes sense for your game.

🏴󠁫󠁩󠁬󠁿A starting point is sometimes the finish line to getting pre-approved for a home loan and clients don’t even realiz...
03/06/2026

🏴󠁫󠁩󠁬󠁿A starting point is sometimes the finish line to getting pre-approved for a home loan and clients don’t even realize they can achieve it with a few simple moves.

⏰A timely reminder: Daylight Saving Time begins this Sunday, March 8. While automatic clocks should adjust on their own, you will need to update any manual clocks or timers in your home.

If the shift has you thinking about upcoming needs, we're always here to assist in areas within our expertise. Give us a call anytime.

Address

2020 Main Street, Ste 300
Irvine, CA
92614

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm

Telephone

+19497320624

Website

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