RPM Bancorp Inc

RPM Bancorp Inc Shop for your new home loan or refinance an existing mortgage in Irvine CA. We offer many lending options with great rates and exceptional service.

Laurent is a licensed real estate and mortgage broker who holds a master’s degree in Finance from Chapman University, California. Laurent has spent over 20 years in the real estate, finance and lending industry. He currently is the president and owner of both Integrity Real Estate, Inc. and RPM Bancorp, Inc. At RPM Bancorp, Inc., we value every client relationship. We are confident in our ability

to successfully and efficiently guide you thru the process based on our experience, knowledge and cost-effective technology. Our unwavering commitment to excellence has earned us a reputation as one of the most well-respected companies in the industry. Whether you are purchasing your dream home, refinancing an existing loan, or just consolidating debt, we can help. With a vast array of loan programs, from conventional , jumbo and government loans with fixed or adjustable rate, no costs, stated income or asset based, we are confident in our ability to originate and close loans, on time and efficiently. At RPM Bancorp, Inc., we value relationships with each and every client and looking forward to providing excellent service for many years to come.

08/28/2024

The wholesale channel continues to prove that it’s the best place for a consumer to get a mortgage. A new study by Polygon Research shows that consumers save an average of $10,662 when they work with an independent mortgage broker instead of a retail lender. There isn’t a consumer in America that shouldn’t work with an independent mortgage broker, and it’s more important than ever for us to make sure consumers understand these unmatched benefits. Anyone looking to find a local mortgage broker should visit MortgageMatchup.com.

More details here: https://www.uwm.com/about-us/media-resources/press-releases/2024/august-28-2024/

Finding the perfect home isn't a sprint; it's a marathon that often involves viewing multiple houses to discover the one...
04/10/2024

Finding the perfect home isn't a sprint; it's a marathon that often involves viewing multiple houses to discover the one that feels just right. 🏠💭 Remember, patience pays off in the search for your dream home. As your loan officer, I'm here to support you every step of the way, ensuring you're ready to make an offer when that perfect place comes along!

10/09/2023

Make a well-informed decision on your mortgage term and navigate the home loan process like a PRO!

04/28/2023

Government-backed loans (FHA, VA or USDA) aren't just great for first-time home buyers, veterans and those living in rural areas. Today, many borrowers are finding that these loans work for them as well because they offer three major benefits:
1. They offer a Quicker Path to Homeownership
Because these loans are backed by the government, lenders are able to offer borrowers greater access to home financing that otherwise might not be available to them. With these loans, borrowers are able to become homeowners much sooner than if these loans were not available to them.
2. They allow Lower Down Payments
Government-backed loans reduce lenders’ risk by insuring these borrowers, enabling them to offer some of the lowest down payment requirements in the industry. FHA loans require just 3.5% while VA and USDA loans are available to many borrowers with no down payment at all.
3. They welcome Lower Credit Scores
While conventional mortgages typically require a good to excellent credit score, government-insured loans are available to borrowers with lower credit scores. So even if your credit isn't perfect, there's a good chance you can still qualify for FHA, VA or USDA loan.
So, if you would like to buy a home but aren't sure if you're ready or not, please give me a call today. I can review your situation and see what programs you qualify for.

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04/14/2023

Homebot is a monthly financial dashboard that enables you to maximize the wealth from the single largest asset you will ever own.

08/10/2022
07/12/2022

You can arrange your precious furniture pieces, place light fixtures, angle an area rug to add a bit of drama and add a colorful throw across a chair as you design your interior spaces...

07/12/2022

The NFIB Small Business Optimism Index tanked downward to 89.5 vs. est. of 92.9. This is the lowest reading in 2 years as this index has been stuck in the low 90's range for...

Address

300 Spectrum Center Drive #400
Irvine, CA
92618

Telephone

+19492683350

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