Intelliloan

Intelliloan NMLS # 3290 Intelliloan – Borrow Smart. We have been in Business Since 1993! NMLS ID 3290. For licensing information, go to: www.nmlsconsumeraccess.org. Relax.

Intelliloan – Borrow Smart. These are nervous times for mortgage-seekers. Times are uncertain enough without worrying about whether you have the right loan from the right lender. Intelliloan is a lender with decades of experience and we will help you select a loan that meets your needs. Who is Intelliloan? Intelliloan is a mortgage banker. This means that, unlike mortgage brokers, we close mortgag

es in our own name using our own funds. Intelliloan is also a direct lender. This means we are familiar with your local area and know the value of local buildings. When you arrange your loan, you are dealing with us directly; there is no nameless, faceless middleman. Why should you do business with Intelliloan? STABILITY - We have over 20 years’ experience in the mortgage lending business. Intelliloan has been around since 1993 and we plan to be around for a lot longer! Some mortgage lenders go into hiding the moment the market gets tough. Our business is thriving in these challenging times because customers like our honest, customer-centered approach. We are a proud member of the Better Business Bureau since 1999 and have an A+ rating. GREAT RATES - Whether the prevailing rate is high or low, Intelliloan makes sure you get the best rate possible. You have already seen the “low” rates offered by other lenders. Not only will we offer you genuinely great rates, we make the process as painless and transparent as possible. EFFICIENCY – With our streamlined, transparent, intelligent direct lender-to-borrower process, we try to close loans in as few as 10 days! Some lenders swamp their customers with complicated forms and cryptic jargon. They think it makes them look smart and indispensable. Not us. We know we’re smart. Intelligent by name, intelligent by nature, we strive to give you access to the materials and information that make approval and closure easy, fast and low-stress. ROBUST PRODUCT LINE – We offer FHA, VA, and Conventional programs. This means that we may be able to provide you with extra benefits. If you are a first-time buyer and cannot afford a hefty down payment, you may still qualify for a loan. LOCAL LENDING – Intelliloan does not hire offshore talent so your mortgage specialist won’t be working from an open-plan call center in a far, distant country. They will be employed locally and have an understanding of you, your needs and your lifestyle. What makes Intelliloan so great? We provide prompt and painless service while striving to save you money. In addition to low interest rates, we aim to give you top-notch service and a transparent loan process. Our customers appreciate our honest and straightforward approach. Many customers who come to us to refinance their existing mortgages say they wish they had come to us to begin with. It could be less expensive and a lot less stressful. Don’t just take our word for it; check out testimonials on www.intelliloan.com. We take pride in putting you, the customer first. It’s your mortgage and your money. Give us a call and find out how we can save you money but also make the whole process straightforward and less nerve-wracking. Intelliloan, Inc. is located at 3090 Bristol Street, Suite 600, Costa Mesa, CA 92626 and is licensed, registered, or exempt from licensing to conduct business in the following states:

Arizona Mortgage Banker license #0907461

Arkansas Combination Mortgage Banker-Broker-Servicer License, # 116518

California Financing Law License, #6036970. Loans made or arranged pursuant to a California Financing Law license. Licensed by the California Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, License #4130924

Colorado Mortgage Company Registration - Regulated by the Colorado Division of Real Estate. Connecticut Mortgage Lender License -3290

Delaware Lender License, # 025964

District of Columbia Mortgage Dual Authority License . Florida Mortgage Lender Servicer License

Georgia Residential Mortgage Lender Licensee, #45919. Idaho Mortgage Broker/Lender License -8632

Illinois Residential Mortgage licensee .6759473
Regulated by the Illinois Department of Financial and Professional Regulation:
Division of Banking
320 W. Washington Street
Springfield, IL. 62786
217-782-3000

Iowa Mortgage Banker License, #2018-0026. Louisiana Residential Mortgage Lending License

Maine Supervised Lender License #3290

Maryland Mortgage Lender License #20616

Massachusetts Mortgage Broker/Lender License

Michigan 1ST Mortgage Broker/Lender License and Michigan 2nd Mortgage Broker/Lender Registrant

Minnesota Residential Mortgage Originator License -MO-40019736 - This is not an offer to enter into an agreement. Any such offer may only be made in accordance with Minn. Stat. 47.206(3) & (4)

Nevada Mortgage Company License #3759

New Hampshire Mortgage Banker License # 22928-MB. New Jersey Residential Mortgage Lender License. Licensed by the N.J. Department of Banking and Insurance. New Mexico Mortgage Loan Company License. North Dakota Money Broker License,

Licensed under the Oregon Consumer Finance Act, License -3692

Oklahoma Mortgage Lender License,

Pennsylvania Mortgage Lender License #40659. Licensed by the PA Department of Banking and Securities. Rhode Island Lender License,

South Carolina Mortgage Lender/Servicer License – 3290

South Dakota Mortgage Lender License, # ML.05233

Tennessee Mortgage License, #145872

Texas Mortgage Banker Registration. CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. Utah Residential First Mortgage Notification/ UT Mortgage Entity License, #10633546

Vermont Lender License, #7187

Virginia Broker/Lender License -5718, Regulated by the Virginia State Corporation Commission. Washington Consumer Loan Company License -3290

Wisconsin Mortgage Banker License


-- EQUAL HOUSING LENDER --

Is waiting to refinance always the right move? Market conditions change, and so can your financial situation. What worke...
03/24/2026

Is waiting to refinance always the right move?

Market conditions change, and so can your financial situation. What worked before may not fit your goals today.

Our latest blog breaks down what homeowners should consider when deciding whether to review their options.

Click on the link in our bio to learn more!

Mortgage rates are still a major topic in 2026. With today’s market more stable — but higher than the historic lows of t...
02/11/2026

Mortgage rates are still a major topic in 2026. With today’s market more stable — but higher than the historic lows of the early 2020s — many buyers and homeowners are wondering: wait or move forward?

Rates are shaped by inflation, Fed policy, bond markets, and broader economic trends. Short-term headlines don’t always tell the full story.
In our latest blog, we cover:
✔️ How bond markets influence mortgage rates
✔️ What buyers should consider in today’s environment
✔️ Key refinance factors for homeowners
✔️ Why personal readiness matters more than perfect timing

Learn more: https://lnkd.in/g_kv2-5g

Wishing you a wonderful holiday season! ✨🎄From our Intelliloan family to yours, may your holidays be filled with peace, ...
12/24/2025

Wishing you a wonderful holiday season! ✨🎄

From our Intelliloan family to yours, may your holidays be filled with peace, joy, and quality time with those who matter most.

Thank you for allowing us to be part of your journey. We're grateful for you today and always.

Happy Holidays!

Understanding Zero Down Payment Mortgage OptionsHomeownership may be more accessible than you think. Several loan progra...
11/18/2025

Understanding Zero Down Payment Mortgage Options

Homeownership may be more accessible than you think. Several loan programs offer financing options with no down payment requirement for eligible borrowers:

VA Loans: Available to qualifying veterans, active duty service members, and eligible spouses. These loans often feature competitive terms and no private mortgage insurance requirement.

USDA Loans: Designed for properties in qualifying rural areas. Income and property location requirements apply.

Down Payment Assistance Programs: Various state and local programs may provide funds to help with down payments and closing costs for qualifying first-time and repeat homebuyers.

Each program has specific eligibility requirements, including credit score minimums, income limits, and property criteria. Taking time to understand which programs you may qualify for is an important step in your homebuying journey.

Welcome Dan Milicevic to our team as Home Loan Specialist II!Dan brings over 20 years of financial industry expertise wi...
11/14/2025

Welcome Dan Milicevic to our team as Home Loan Specialist II!

Dan brings over 20 years of financial industry expertise with a passion for providing customers with outstanding service and value.

When he's not helping clients achieve their homeownership goals, Dan enjoys spending time with family and friends, relaxing at the beach, playing hockey, hiking, swimming, cycling, traveling, and being a full-time foodie.

We're excited to have Dan's extensive experience and client-focused approach on our team!

Welcome William Holiday to our team as Home Loan Specialist II!William brings over 20 years of mortgage experience since...
11/12/2025

Welcome William Holiday to our team as Home Loan Specialist II!

William brings over 20 years of mortgage experience since 2004, specializing in FHA, VA, and Conventional loans. A Cal State Fullerton alumni, he's bilingual in English and Spanish with a focus on finding the most cost-effective solutions for clients.

A Los Angeles native now living in Orange County, William is a newlywed and competition origami artist. With a background in Homeland Security/Law Enforcement, he has deep appreciation for veterans, first responders, and teachers.

We're excited to have William's extensive experience on our team!

Veterans & active service members, you’ve earned the benefits of a VA loan, and we’re here to help you get what you dese...
11/12/2025

Veterans & active service members, you’ve earned the benefits of a VA loan, and we’re here to help you get what you deserve. With no down payment, competitive rates, and no private mortgage insurance, VA loans make homeownership more accessible and affordable.

At Intelliloan, we specialize in helping veterans navigate VA loans with clarity and precision, ensuring you receive every benefit you’ve earned.

If you’re interested in learning more, check out our resources on VA refinancing:
🔹 3 Most Common Questions About VA Refinancing
🔹 Understanding VA Refinance Options & Why It Matters
🔹 VA Loans: How Much Can You Borrow?

https://intelliloan.com/insights/

Welcome Ashlee Kinney to our team as Home Loan Specialist II!A Newport Beach resident for 30 years who grew up in Marin ...
11/08/2025

Welcome Ashlee Kinney to our team as Home Loan Specialist II!

A Newport Beach resident for 30 years who grew up in Marin County, Ashlee has two children and enjoys hiking, working out, running, and riding bikes around Newport Harbor. She's also a Certified Personal Trainer and Certified Life Coach with internet and marketing expertise.

We're excited to have Ashlee's experience and relationship-focused approach on our team!

For many homeowners, home equity represents a significant portion of their net worth—but it often sits untapped. A cash-...
11/05/2025

For many homeowners, home equity represents a significant portion of their net worth—but it often sits untapped. A cash-out refinance can be a strategic tool to access this equity and put it toward building long-term wealth.

When used thoughtfully, the funds can help you:
• Purchase investment properties and generate rental income
• Fund business ventures or expand operations
• Make strategic home improvements that increase property value
• Invest in education and career advancement

The key is approaching it with a clear plan that aligns with your financial goals.

Curious about whether this strategy might work for you? Read our latest article to explore the opportunities and considerations. https://intelliloan.com/insights/using-cash-out-refinance-to-build-wealth/

Common Mortgage Mistakes to AvoidNavigating the mortgage process can be complex. Here are five important considerations ...
11/04/2025

Common Mortgage Mistakes to Avoid

Navigating the mortgage process can be complex. Here are five important considerations to keep in mind:

Employment: Job changes during the loan process may affect your timeline and documentation requirements.

Assets: Understanding proper documentation for funds used in your transaction is essential for a smooth process.

Options: Many homebuyers are unaware of certain loan programs they may qualify for. Take time to explore what's available.

Rate Lock: Understanding how rate locks work can help you make informed decisions about timing.

New Debt: Taking on additional debt obligations can impact your debt-to-income ratio and loan qualification.

Knowledge is key to making informed decisions throughout your home financing journey.

Address

4 Park Plaza , Suite 800
Irvine, CA
92614

Opening Hours

Monday 6am - 7pm
Tuesday 6am - 7pm
Wednesday 6am - 7pm
Thursday 6am - 7pm
Friday 6am - 7pm
Saturday 7am - 4pm

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