Loan Officer Eric

Loan Officer Eric Veteran, Physicist, Mathematician and Loan Officer

09/02/2026

Please leave Roxana Chavarria, Beverly Hills alone! Do you really want to be like everyone else? All using the same realtor because she is the best? What happened to individuality?

09/02/2026

Roxy in Real Estate
Season 1
Episode 12
Staring: Roxana Chavarria, Beverly Hills
Featuring: Eric Omar Abrego | Mortgage Broker

From pre-approving everyday families... to helping NFL players like Daejon Love with their home financing. ๐Ÿก๐ŸˆIf you woul...
09/02/2026

From pre-approving everyday families... to helping NFL players like Daejon Love with their home financing. ๐Ÿก๐Ÿˆ

If you wouldโ€™ve told me when I started in this business that one day Iโ€™d be talking mortgages with NFL players, I probably wouldโ€™ve laughed.

But thatโ€™s exactly why Iโ€™m posting this.

To every Loan Officer following me whoโ€™s going through a slow month, losing deals, getting ghosted by leads, questioning whether the calls, follow-ups, open houses, late nights, and constant grind are actually worth it:
DONโ€™T QUIT.

This career can take you places you never expected.
One day youโ€™re fighting to get a first-time homebuyer qualified.

The next day youโ€™re sitting across from someone youโ€™ve watched play on Sundays.

And the crazy part? You have no idea who the next person you help is going to be.

Keep learning. Keep following up. Keep building relationships. Keep treating every borrower like theyโ€™re your most important client.

Because your โ€œaverageโ€ client today could introduce you to an opportunity tomorrow that completely changes your career.

Iโ€™m grateful for every family that trusted me before moments like this were even possible. ๐Ÿ™๐Ÿฝ

Now, the only disappointing part of the whole experience...

I asked Daejon if I could put on the helmet for the picture.

Absolutely not. ๐Ÿ˜‚ Apparently that thing is sacred.
I can help finance the house... but Iโ€™m still not qualified to touch the helmet. ๐Ÿก๐Ÿˆ๐Ÿ˜‚

NFL RealEstate HomeLoans KeepGrinding

09/01/2026
08/27/2026

Roxy in Real Estate
Episode #11
Staring: Roxana Chavarria, Beverly Hills
Featuring: Eric Omar Abrego | Mortgage Broker

08/22/2026

Whether you're looking to lower your mortgage rate, change loan programs, consolidate higher-interest debt, or access your home equity, now may be a good time to run the numbers on a refinance.

๐Ÿ”ฅ 30-YEAR FIXED MORTGAGE RATES STARTING AT:

๐Ÿ›ก๏ธ FHA
5.373% Interest | 5.911% APR

๐Ÿ  CONVENTIONAL
5.859% Interest | 6.159% APR

๐Ÿ‡บ๐Ÿ‡ธ VA
5.353% Interest | 5.661% APR

โญ HEROES SAVE MORE! โญ
Are you a HERO?
Eligible professions may include:
๐Ÿ‘ฎ Law Enforcement
๐Ÿš’ Emergency Response
โš•๏ธ Medical Professionals
๐Ÿง  Mental Health Workers
๐Ÿฆท Dental Professionals
๐ŸŽ Educators
๐Ÿ›๏ธ Government Employees
๐ŸŽ–๏ธ Veterans & Active-Duty Military

Qualified HERO borrowers may be eligible for our HERO Program, which can potentially save thousands of dollars in closing costs.

๐Ÿ“Š EXAMPLE REFINANCE
๐Ÿก Home Value: $500,000
๐Ÿ’ฐ Loan Amount: $200,000
โญ Credit: 800+ FICO

FHA
Rate: 5.373%
APR: 5.911%
Loan: $1,139/mo
Escrows: $749.53/mo
๐Ÿ’ฐ Cash to Close (Approx.): $17,322

CONVENTIONAL
Rate: 5.859%
APR: 6.159%
Loan: $1,181/mo
Escrows: $667/mo
๐Ÿ’ฐ Cash to Close with escrows waived (Approx.): $14,014

VA ๐Ÿ‡บ๐Ÿ‡ธ
Rate: 5.353%
APR: 5.661%
Loan: $1,117/mo
Escrows: $667/mo

๐Ÿ’ฐ Cash to Close (Approx.): $16,243

RATE & LOAN ASSUMPTIONS:
Rates shown are as of 8/21/2026 and are subject to change without notice. Example assumes a $500,000 single-family residence, $200,000 loan amount (40% LTV), 800+ FICO score and otherwise qualifying borrower. FHA example assumes financed UFMIP. VA example assumes an eligible veteran who qualifies for a VA funding-fee exemption. Taxes, insurance, closing costs and payments shown are estimates and may vary. Principal and interest payments shown do not include property taxes, homeowners insurance, mortgage insurance where applicable, HOA dues or other property-related expenses. Actual payments may be higher when applicable taxes, insurance and other charges are included. Rates, APRs, fees and loan terms vary based on borrower qualifications, credit profile, property, occupancy, loan amount, LTV and other factors. Not all borrowers will qualify. The estimates shown include 2.25 discount points and 2.25 points for origination. HERO Program eligibility and savings are subject to program requirements and borrower qualification.

For information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. E Mortgage Capital, Inc. d/b/a E Mortgage Capital, NMLS # 1416824. Equal Housing Lender.

08/22/2026

Whether you're looking to lower your mortgage rate, change loan programs, consolidate higher-interest debt, or access your home equity, now may be a good time to run the numbers on a refinance.

๐Ÿ”ฅ 30-YEAR FIXED MORTGAGE RATES STARTING AT:

๐Ÿ›ก๏ธ FHA
5.373% Interest | 5.911% APR

๐Ÿ  CONVENTIONAL
5.859% Interest | 6.159% APR

๐Ÿ‡บ๐Ÿ‡ธ VA
5.353% Interest | 5.661% APR

โญ HEROES SAVE MORE! โญ
Are you a HERO?
Eligible professions may include:
๐Ÿ‘ฎ Law Enforcement
๐Ÿš’ Emergency Response
โš•๏ธ Medical Professionals
๐Ÿง  Mental Health Workers
๐Ÿฆท Dental Professionals
๐ŸŽ Educators
๐Ÿ›๏ธ Government Employees
๐ŸŽ–๏ธ Veterans & Active-Duty Military

Qualified HERO borrowers may be eligible for our HERO Program, which can potentially save thousands of dollars in closing costs.

๐Ÿ“Š EXAMPLE REFINANCE
๐Ÿก Home Value: $500,000
๐Ÿ’ฐ Loan Amount: $200,000
โญ Credit: 800+ FICO

FHA
Rate: 5.373%
APR: 5.911%
Loan: $1,139/mo
Escrows: $749.53/mo
๐Ÿ’ฐ Cash to Close (Approx.): $17,322

CONVENTIONAL
Rate: 5.859%
APR: 6.159%
Loan: $1,181/mo
Escrows: $667/mo
๐Ÿ’ฐ Cash to Close with escrows waived (Approx.): $14,014

VA ๐Ÿ‡บ๐Ÿ‡ธ
Rate: 5.353%
APR: 5.661%
Loan: $1,117/mo
Escrows: $667/mo
๐Ÿ’ฐ Cash to Close (Approx.): $16,243

RATE & LOAN ASSUMPTIONS:
Rates shown are as of 8/21/2026 and are subject to change without notice. Example assumes a $500,000 single-family residence, $200,000 loan amount (40% LTV), 800+ FICO score and otherwise qualifying borrower. FHA example assumes financed UFMIP. VA example assumes an eligible veteran who qualifies for a VA funding-fee exemption. Taxes, insurance, closing costs and payments shown are estimates and may vary. Principal and interest payments shown do not include property taxes, homeowners insurance, mortgage insurance where applicable, HOA dues or other property-related expenses. Actual payments may be higher when applicable taxes, insurance and other charges are included. Rates, APRs, fees and loan terms vary based on borrower qualifications, credit profile, property, occupancy, loan amount, LTV and other factors. Not all borrowers will qualify. The estimates shown include 2.25 discount points and 2.25 points for origination. HERO Program eligibility and savings are subject to program requirements and borrower qualification.

For information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. E Mortgage Capital, Inc. d/b/a E Mortgage Capital, NMLS # 1416824. Equal Housing Lender.

๐Ÿก HOMEOWNERS: HAVE YOU CHECKED WHAT TODAYโ€™S RATES COULD MEAN FOR YOU?Whether you're looking to lower your mortgage rate,...
08/22/2026

๐Ÿก HOMEOWNERS: HAVE YOU CHECKED WHAT TODAYโ€™S RATES COULD MEAN FOR YOU?

Whether you're looking to lower your mortgage rate, change loan programs, consolidate higher-interest debt, or access your home equity, now may be a good time to run the numbers on a refinance.

๐Ÿ”ฅ 30-YEAR FIXED MORTGAGE RATES STARTING AT:

๐Ÿ  CONVENTIONAL
5.859% Interest Rate | 6.159% APR

๐Ÿ›ก๏ธ FHA
5.373% Interest Rate | 5.911% APR

๐Ÿ‡บ๐Ÿ‡ธ VA
5.353% Interest Rate | 5.661% APR

โญ HEROES SAVE MORE! โญ
Are you a HERO?
Eligible professions may include:
๐Ÿ‘ฎ Law Enforcement
๐Ÿš’ Emergency Response
โš•๏ธ Medical Professionals
๐Ÿง  Mental Health Workers
๐Ÿฆท Dental Professionals
๐ŸŽ Educators
๐Ÿ›๏ธ Government Employees
๐ŸŽ–๏ธ Veterans & Active-Duty Military

Qualified HERO borrowers may be eligible for our HERO Program, which can potentially save thousands of dollars in closing costs.

๐Ÿ“Š EXAMPLE REFINANCE
๐Ÿก Home Value: $500,000
๐Ÿ’ฐ Loan Amount: $200,000
๐Ÿ“‰ Loan-to-Value: 40%
โญ Credit: 800+ FICO

CONVENTIONAL
Rate: 5.859%
APR: 6.159%
Principal & Interest: $1,181/mo
Estimated Taxes & Insurance: $667/mo
๐Ÿ’ฐ Cash to Close with escrows waived (Approx.): $14,014

FHA
Rate: 5.373%
APR: 5.911%
Principal & Interest: $1,139/mo
Estimated Taxes & Insurance: $749.53/mo
๐Ÿ’ฐ Cash to Close (Approx.): $17,322
FHA Upfront Mortgage Insurance Premium (UFMIP) is financed.

VA ๐Ÿ‡บ๐Ÿ‡ธ
Rate: 5.353%
APR: 5.661%
Principal & Interest: $1,117/mo
Estimated Taxes & Insurance: $667/mo
๐Ÿ’ฐ Cash to Close (Approx.): $16,243
Example assumes an eligible veteran who is exempt from the VA funding fee.

โญ Eligible HERO borrowers: Save half a point of your loan amount on your closing costs.

๐Ÿ’ฌ Want to know what YOUR numbers look like?

Comment โ€œREFIโ€ or send me a DM, and I'll run a personalized refinance scenario for you.

Eric Omar Abrego
Chief Loan Officer
๐Ÿ“ž 562-418-5536
๐Ÿ“ง [email protected]
๐ŸŒ EricOAbrego.com

RATE & LOAN ASSUMPTIONS:
Rates shown are as of 8/21/2026 and are subject to change without notice. Example assumes a $500,000 single-family residence, $200,000 loan amount (40% LTV), 800+ FICO score and otherwise qualifying borrower. FHA example assumes financed UFMIP. VA example assumes an eligible veteran who qualifies for a VA funding-fee exemption. Taxes, insurance, closing costs and payments shown are estimates and may vary. Principal and interest payments shown do not include property taxes, homeowners insurance, mortgage insurance where applicable, HOA dues or other property-related expenses. Actual payments may be higher when applicable taxes, insurance and other charges are included. Rates, APRs, fees and loan terms vary based on borrower qualifications, credit profile, property, occupancy, loan amount, LTV and other factors. Not all borrowers will qualify. The estimates shown include 2.25 discount points and 2.25 points for origination. HERO Program eligibility and savings are subject to program requirements and borrower qualification.

For information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. E Mortgage Capital, Inc. d/b/a E Mortgage Capital, NMLS # 1416824. Equal Housing Lender.

๐Ÿก HOMEOWNERS: HAVE YOU CHECKED WHAT TODAYโ€™S RATES COULD MEAN FOR YOU?Whether you're looking to lower your mortgage rate,...
08/22/2026

๐Ÿก HOMEOWNERS: HAVE YOU CHECKED WHAT TODAYโ€™S RATES COULD MEAN FOR YOU?

Whether you're looking to lower your mortgage rate, change loan programs, consolidate higher-interest debt, or access your home equity, now may be a good time to run the numbers on a refinance.

๐Ÿ”ฅ 30-YEAR FIXED MORTGAGE RATES STARTING AT:

๐Ÿ‡บ๐Ÿ‡ธ VA
5.353% Interest Rate | 5.661% APR

๐Ÿ›ก๏ธ FHA
5.373% Interest Rate | 5.911% APR

๐Ÿ  CONVENTIONAL
5.859% Interest Rate | 6.159% APR

โญ HEROES SAVE MORE! โญ
Are you a HERO?
Eligible professions may include:
๐Ÿ‘ฎ Law Enforcement
๐Ÿš’ Emergency Response
โš•๏ธ Medical Professionals
๐Ÿง  Mental Health Workers
๐Ÿฆท Dental Professionals
๐ŸŽ Educators
๐Ÿ›๏ธ Government Employees
๐ŸŽ–๏ธ Veterans & Active-Duty Military

Qualified HERO borrowers may be eligible for our HERO Program, which can potentially save thousands of dollars in closing costs.

๐Ÿ“Š EXAMPLE REFINANCE
๐Ÿก Home Value: $500,000
๐Ÿ’ฐ Loan Amount: $200,000
๐Ÿ“‰ Loan-to-Value: 40%
โญ Credit: 800+ FICO

VA ๐Ÿ‡บ๐Ÿ‡ธ
Rate: 5.353%
APR: 5.661%
Principal & Interest: $1,117/mo
Estimated Taxes & Insurance: $667/mo
๐Ÿ’ฐ Cash to Close (Approx.): $16,243
Example assumes an eligible veteran who is exempt from the VA funding fee.

FHA
Rate: 5.373%
APR: 5.911%
Principal & Interest: $1,139/mo
Estimated Taxes & Insurance: $749.53/mo
๐Ÿ’ฐ Cash to Close (Approx.): $17,322
FHA Upfront Mortgage Insurance Premium (UFMIP) is financed.

CONVENTIONAL
Rate: 5.859%
APR: 6.159%
Principal & Interest: $1,181/mo
Estimated Taxes & Insurance: $667/mo
๐Ÿ’ฐ Cash to Close with escrows waived (Approx.): $14,014

โญ Eligible HERO borrowers: Save half a point of your loan amount on your closing costs.

๐Ÿ’ฌ Want to know what YOUR numbers look like?

Comment โ€œREFIโ€ or send me a DM, and I'll run a personalized refinance scenario for you.

Eric Omar Abrego
Chief Loan Officer
๐Ÿ“ž 562-418-5536
๐Ÿ“ง [email protected]
๐ŸŒ EricOAbrego.com

RATE & LOAN ASSUMPTIONS:
Rates shown are as of 8/21/2026 and are subject to change without notice. Example assumes a $500,000 single-family residence, $200,000 loan amount (40% LTV), 800+ FICO score and otherwise qualifying borrower. FHA example assumes financed UFMIP. VA example assumes an eligible veteran who qualifies for a VA funding-fee exemption. Taxes, insurance, closing costs and payments shown are estimates and may vary. Principal and interest payments shown do not include property taxes, homeowners insurance, mortgage insurance where applicable, HOA dues or other property-related expenses. Actual payments may be higher when applicable taxes, insurance and other charges are included. Rates, APRs, fees and loan terms vary based on borrower qualifications, credit profile, property, occupancy, loan amount, LTV and other factors. Not all borrowers will qualify. The estimates shown include 2.25 discount points and 2.25 points for origination. HERO Program eligibility and savings are subject to program requirements and borrower qualification.

For information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. E Mortgage Capital, Inc. d/b/a E Mortgage Capital, NMLS # 1416824. Equal Housing Lender.

Address

18071 Fitch #200
Irvine, CA
92614

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