05/28/2026
https://onpointmortgagepro.com/buying-a-home/how-much-house-can-i-afford-california/
The median California household earns about **$96,000 a year** (source: U.S. Census Bureau, American Community Survey 2024). At today's wholesale rates, that income qualifies for roughly a **$316,000 home** with 10% down. The median Cali...