Robert Towers NMLS 828753 / DRE 01014906

11/16/2025

https://www.msn.com/en-us/money/realestate/what-your-condo-fees-actually-pay-for/ar-AA1x2Fgq?ocid=hpmsn&cvid=6918ff02e173433c9b389b81147d2cfc&ei=78

The monthly payments cover everything from insurance to maintenance to staff salaries.

09/14/2025

https://www.worldatlas.com/cities/9-best-downtowns-in-southern-california.html

Southern California’s vibrant downtowns thrive on stories, active civic spaces, and local spots that blend geography with daily life.

08/05/2025

07/23/2025

Real estate billionaire Jeff Greene expects a "huge boom" for house prices if interest rates fall. THE TIME TO BUY IS NOW!!! Refi later.

https://www.msn.com/en-us/money/realestate/billionaire-jeff-greene-predicts-house-prices-will-soar-once-rates-fall-and-warns-the-us-faces-a-downward-spiral/ar-AA1J7Suh?

Real estate billionaire Jeff Greene sees a housing boom once interest rates fall, and says he's worried about the US debt and a lack of immigration.

07/11/2025

Reason why homes are more expensive in Cali is the "weather tax" ☀

06/20/2025

https://moneywise.com/real-estate/washington-state-just-found-out-he-owes-the-irs-140000-after-withdrawing-funds-from-his-401k-to-buy-a-house

Spokane man pulled $400K from his 401(k) for a house, aiming to be debt-free, but now he owes $140K to the IRS. Big lesson: Know the tax rules before tapping your 401(k).

06/18/2025

Good news. No rate drop today, but two 0.25% Rate Cuts are still expected during the next 4 meetings left this year. Ask us about our LENDER PAID Temporary Rate Buydowns which can save your buyer 1-2% off today's rate without a seller contribution. They can refi later. Call Robert Towers at (714) 612-0692 today for more details.

US News is a recognized leader in college, grad school, hospital, mutual fund, and car rankings. Track elected officials, research health conditions, and find news you can use in politics, business, health, and education.

05/23/2025

Wishing everyone a great Memorial Day Weekend. Call me if you need me though.

Your Dream...Is Our MissionHomeownership isn’t just a milestone—it’s a vision of your future. At E Mortgage Capital, we craft financing solutions that turn p...

05/07/2025

Federal Reserve leaves rates "As Is" for another 6 weeks. At least they are no longer going up ☺

https://nypost.com/2025/05/07/business/federal-reserve-keeps-interest-rates-unchanged-despite-trump-pressure

05/06/2025

Our DSCR (Debt Service Coverage Ratio) Loans allows Landlords to finance up to 20 properties using each property's projected monthly rental income to qualify instead of tax returns. DSCR is PERFECT for investors looking to expand their real estate portfolio.
The gross rental income is divided by the proposed PITI (Principal, Interest, Taxes, Insurance, and Assessments). One option allows 20% down up to $2m with a 660+ credit score and NO DSCR ratio. No personal income documenation is required and you can close in an LLC. DM or call me at (714) 612-0692 for more information.

05/05/2025

A new Realtor.com study suggested that you need to earn $258K a year to buy a home. We have several loan options that will allow up to 50% of your pre-tax income to be used towards your house payment and any other debts on your credit report. Even on larger loans up to a $3m loan. DM or call me at (714) 612-0692 for details. https://www.realtor.com/research/april-2025-data

According to the Realtor.com April housing data, the housing market offered buyers more options as inventory continued to climb for the 17th straight month and new listings increased across most regions.