American Financial Network - Irvine

American Financial Network - Irvine Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from American Financial Network - Irvine, Finance, 68 Discovery, Irvine, CA.

Not a lot of people actually know how important a credit score is and even the richest of the richest people can encount...
07/26/2022

Not a lot of people actually know how important a credit score is and even the richest of the richest people can encounter this type of problem. People who look at credit as a bad thing are usually people who also encounter the problem of not realizing that someone with excellent credit gets better rates on mortgages, auto loans, and everything that involves financing.

How good is your credit score at the moment? Comment down below.

Should the real estate market be worried that what happened in 2008 might actually come back to life again and repeat it...
07/23/2022

Should the real estate market be worried that what happened in 2008 might actually come back to life again and repeat itself? At this moment, it's about when the housing market will lose its luster, and residential real estate prices will decline. “The underlying drivers of the latest rise in prices are very different to those behind the surge in the mid-2000s,” Shearing

Do you think this is close to happening? Comment down below.

If you are wondering what's the best way to figure out if the previous homeowner used to do regular house maintenance or...
07/22/2022

If you are wondering what's the best way to figure out if the previous homeowner used to do regular house maintenance or not, is to check the furnace filter. This will give you a clear answer because the majority of homeowners used to make sure that it's clean and a new furnace filter was installed on the regular. This is because it's very easy to change and most homeowners even prefer maintaining it themselves.

When was the last time you checked the furnace filter? Comment down below.

Finance

"Live in your home for 12 to 18 months before undertaking any major renovations such as additions or knocking down walls...
07/19/2022

"Live in your home for 12 to 18 months before undertaking any major renovations such as additions or knocking down walls. What you initially think you want to do may change after you’ve lived there for a while." — Fran Carpentier
This is smart because you may find that most changes you did were costly and unnecessary. So taking the time to decide if you really want to change something or not is crucial.

How long do you think a person should wait? Comment down below..

As a new homeowner, it gets tempting to change everything all at once according to your liking. You need to remember to ...
07/16/2022

As a new homeowner, it gets tempting to change everything all at once according to your liking. You need to remember to tackle one project at a time. What's more important is to plan ahead for that project, create a budget and STICK to that budget. Not doing this can cause tension in the household if you are not living alone. Sometimes, it goes as far as taking a strain on your marriage.

What's the first thing you want to change when you buy a new house? Comment down below.

Finance

Most people buy houses recklessly and always regret it later. The most common reason why they regret this is because the...
07/15/2022

Most people buy houses recklessly and always regret it later. The most common reason why they regret this is because they don't check if the property has any hidden costs. Not hiring a specialist to inspect plumbing, electricity, and structure, with particular attention to the roof can cost you a lot more money than you thought you would pay for. Always ask questions and hire people who will check if the house is how it's said to be.

Have you ever considered this? Comment down below.

Most home buyers hope they are in a strong position when making an offer to buy a new home. Knowing what you can afford ...
07/12/2022

Most home buyers hope they are in a strong position when making an offer to buy a new home. Knowing what you can afford is better and helps you not work in the dark. This can be achieved by being prequalified for mortgage finance. This will save you time and help you create a shortlist of houses you want to buy.

Have you considered being prequalified? Comment down below.

It looks like America's real estate market is starting to pick up again after it was down for a while because of the pan...
07/09/2022

It looks like America's real estate market is starting to pick up again after it was down for a while because of the pandemic. A lot of house buyers retracted their offers because of a lot of financial uncertainties. But now, things are starting to look up for the market after seeing it grow for two months straight where listings have increased by 18%. This hasn't happened since July 2017.

Are you ready to get back in the market or still unsure? Comment down below.

Dropping even a single point off your credit score can do damage and should be taken seriously. That's why financial adv...
07/08/2022

Dropping even a single point off your credit score can do damage and should be taken seriously. That's why financial advisors will tell you to avoid buying a car during the weeks or even months when you're refinancing. This will raise your DTI ratio, so it's better to not purchase anything until your application is complete.

Are you willing to risk your credit score? Comment down below.

Wondering how much equity you need to be able to refinance? Using the current wisdom and knowledge about all of this, yo...
07/05/2022

Wondering how much equity you need to be able to refinance? Using the current wisdom and knowledge about all of this, you’ll need 20% to refinance with a conventional loan. But the good part is that you'll only need 20% if you want to avoid things like paying mortgage insurance or plan to do a cash-out refinance.

Are you trying to avoid paying mortgage insurance or not? Comment down below.

When applying for a mortgage loan, it's actually more tricky than you think and if you are not aware, the bank can walk ...
07/02/2022

When applying for a mortgage loan, it's actually more tricky than you think and if you are not aware, the bank can walk all over you and take advantage of your situation just so they can make more money than they would if you were financially educated about this situation. When you need a mortgage loan, always put the rate vs. the term. It's important to determine which mortgage product meets your needs.

Before you saw this post, did you know this? Comment down below.

When buying a house, always consider the duration of your stay and think long-term. This is essential because if you thi...
07/01/2022

When buying a house, always consider the duration of your stay and think long-term. This is essential because if you think short-term and currently have a high income, think of how you are going to pay your rent once you are on pension and if you would still be in that same house. This will save you from future financial problems that may result in you being homeless or living in an apartment for the rest of your life.

The next house you are buying, how long are you going to stay there? Comment down below.

Address

68 Discovery
Irvine, CA
92618

Alerts

Be the first to know and let us send you an email when American Financial Network - Irvine posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to American Financial Network - Irvine:

Share

Category